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Time banking Time banking is a pattern of reciprocal service exchange that uses units of time as currency. It is an example of a complementary monetary system. A time bank, also known as a service exchange, is a community that practices time banking. The unit of currency, always valued at an hour's worth of any person's labor, used by these groups has various names, but is generally known as a time dollar in the USA and a time credit in the UK. Time banking is primarily used to provide incentives and rewards for work such as mentoring children, caring for the elderly, being neighborly—work usually done on a volunteer basis—which a pure market system devalues.

Peer-to-peer lending Peer-to-peer lending (also known as person-to-person lending, peer-to-peer investing, and social lending; abbreviated frequently as P2P lending) is the practice of lending money to unrelated individuals, or "peers", without going through a traditional financial intermediary such as a bank or other traditional financial institution. This lending takes place online on peer-to-peer lending companies' websites using various different lending platforms and credit checking tools. Overview[edit] The interest rates are set by lenders who compete for the lowest rate on the reverse auction model, or are fixed by the intermediary company on the basis of an analysis of the borrower's credit.[1] Borrowers assessed as having a higher risk of default are assigned higher rates.

DriveNow: BMW / Sixt Joint Venture - car sharing The BMW Group and Sixt AG are planning a unique and innovative car sharing venture. With effect from April 2011 onwards – initially in Munich and later in Berlin – the two companies intend to join forces in offering a modern mobility concept under the brand-name DriveNow; this new product will combine vehicles and service of the highest quality with simple, flexible usage. DriveNow is the first car sharing concept to place an emphasis on efficient premium vehicles and comprehensive service. Vehicles may be hired and dropped off wherever the customer needs them, thus clearly differentiating DriveNow from products offered by other competitors. Sixt AG and the BMW Group intend to bundle their car sharing activities in the DriveNow joint venture, in which each company will hold a 50 percent stake. Ian Robertson, Member of the Board of Management of the BMW AG for Sales and Marketing stated: “As a mobility provider, the BMW Group is not simply an automobile manufacturer.

How to open new doors by closing your office Virtually no one who has leased office space has enjoyed writing that rent check every month. It might have been satisfying at first, when the firm or company was young and having an office was a sign of progress, but watching money go into a landlord’s pocket inevitably gets old. Still, the reality was that for most multiemployee businesses, the brick-and-mortar office was foundational to the organization’s existence. Physical presence announced reliability and permanence to current and prospective clients. A physical office also was deemed necessary for employee collaboration and client meetings. Category:Science Science needs to learn to accommodate this qualitative realm, and learn to understand it - not quantitatively, but qualitatively. This requires new methods and ways of thinking for science -- not outside of a (limited) science, but within an expanded one. - Michael Mehaffy This section should cover both scientific concepts about P2P (network theory and such), but also the use of P2P practices within the field of science. Ported so far are three first columns of the Encyclopedia and the Resources section.

Peer-to-peer A peer-to-peer (P2P) network in which interconnected nodes ("peers") share resources amongst each other without the use of a centralized administrative system Peer-to-peer (P2P) computing or networking is a distributed application architecture that partitions tasks or work loads between peers. Peers are equally privileged, equipotent participants in the application. They are said to form a peer-to-peer network of nodes. Peer Governance If peer to peer is the relational dynamic at play in distributed networks, and peer production the process whereby common use value is produced, then peer governance refers to the way peer production is managed. See also the related concept of Panarchy Vasilis Kostakis: "Peer governance is a new mode of governance and bottom-up mode of participative decision-making that is being experimented in peer projects, such as Wikipedia and FLOSS (Bauwens, 2005a, and 2005b).

Meta-currency - Rheonomy - Eric Harris-Braun In her beautifully insightful book, The Nature of Economies, Jane Jacobs suggests that we must broaden our understanding of economics in the context of the flow processes of the natural world. Near the end of the book one of her characters asks the question, “What are economies for?” One of the other characters answers: “… To enable us to partake, in our own fashion, in a great universal flow”

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