background preloader

7 Habits of Highly Frugal People

7 Habits of Highly Frugal People
EmailEmail One of the most direct way to change your life, you need to change your attitude. No one else is responsible for what happens to you but you, so you can either complain about the things you don’t like in your life or you can set about changing them. Not surprisingly, this directly relates to the state of your finances. If you’re tired of living paycheck to paycheck, having your phone regularly cut off, or making excuses to skip dinners with your friends, then you can use these seven habits to take control of your money situation and live a happier and more frugal lifestyle. Habit One: Be Proactive The first habit to develop is to take responsibility; if you fail, you have no one to blame but yourself. [Here are 6 action steps to take when you feel financially vulnerable.] What most people forget is that though you can’t control the stimulus, you can control your response. How to be proactive for effective frugality: Take the first step. Habit Two: Begin with the End in Mind

night at the kameha" by Marcel Bednarz Premium Canvas Starting at just $99 Buy Now Framed Print Frugal Living EmailEmail Frugal Living is not just a way of life, it’s also a state of mind. We can aim to generate as much income as possible, but wealth won’t accumulate without wise spending habits. Frugality is about stopping the money leaks while still living a fulfilling life and it requires a mindset adjustment in order to succeed. Here are a few articles to start you off on the right path.

One policy, one Google experience, even more declarations of evil As soon as you connect a device to the Internet, you are tracked, cataloged, and targeted with "appropriate" advertising. Is that really evil? On January 24, 2012, Google made an official announcement concerning a change to the way the company will administer their privacy policies. The basic gist of the blog post outlining the change is that instead of many policies spread out over all of the various Google services, there will be a simpler, unified privacy policy.

Win 1GB Of Free Dropbox Space On This Year’s Dropquest, Live On May 12 [Updates] If you use Dropbox, and love free extra space (and who doesn’t), get ready for the 2012 round of Dropquest! In case you missed it last year, Dropquest is a game in which you have to complete a series of riddles, tasks and puzzles, and if you manage to do so, you win a staggering 1GB addition to your Dropbox storage space for life. This year, Dropquest will launch on May 12, at 10AM PST (17:00 GMT), at which time the official Dropquest 2012 page will become available (if you click it now, you’ll get a 404). According to Dropbox, this year’s quest will be even harder than last year, but there are glorious prizes waiting for those who can complete it first.

What Drives You to Be Frugal EmailEmail People who know me sometimes wonder why I’m so frugal. They question why I don’t seem to eat out. They can’t understand why I rather watch a movie at home than go to the movie theaters and they certainly don’t feel that I’m actually enjoying life. Watermelonade Recipe at Epicurious photo by Roland Bello yield Makes 1 gallon (serves 16) active time 30 min total time 30 min You would be hard-pressed to find something more refreshing than watermelon. How to Break Bad Habits EmailEmail Our habits may be based on our core principles, but the surrounding elements will often change them on a daily basis. Be it frugality, way of life or our morals, people around us slowly change our behaviors in a big way.

Valentine's Day: Why Do We Celebrate It? (Hint: Naked Romans) Where did Valentine's Day come from? (Think naked Romans, paganism, and whips.) What does it cost? And why do we fall for it, year after year? MobiText Is A Basic, Themeable Document Editor With Ribbon UI Windows comes with the WordPad utility that provides sufficient options for most basic word processing needs. However, if you seek an application that goes beyond what WordPad has up its sleves – providing more features and options then a third-party software is the way to go. Just recently, we came across Document.Editor (reviewed here), a feature-rich application that we found to be a great alternative to WordPad. Developed by DyNiForm, MobiText is yet another similar utility that includes a handful of features to help you quickly create different types of documents such as reports, drafts, letters, resumes, memos etc. Similar to Document.Editor, it offers a ribbon-based interface. That’s not all; the editor is skinnable as well (in case you rapidly get board of same UI looks).

Three Easy Steps to Determine Your Financial Priorities EmailEmail When you are trying to make a financial plan, or reach a certain financial goal, it is important to have an idea of your financial priorities. After all, without priorities, it is impossible to decide what you should do with your money — not to mention figure out what actions you need to take to reach your financial goals. Determining your financial priorities can take a little bit of time, and it requires some introspection. The good news is that once you figure out what your priorities are, it is a little easier get your finances on track. First, Decide What’s Important to You

John Cleese Letter to America (Notice of Revocation of Independence) John Cleese Letter to USA To the citizens of the United States of America, in the light of your failure to elect a competent President of the USA and thus to govern yourselves, we hereby give notice of the revocation of your independence, effective today. Her Sovereign Majesty Queen Elizabeth II will resume monarchical duties over all states, commonwealths and other territories.

Related:  InspirationFrugalLife Hacks