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190 Resources For Saving Money

190 Resources For Saving Money
In the more than two years since we published our first article, we've found quite a few resources that can save you money and headaches. Here's the ultimate guide to 190 of the best budgeting tools, deals & coupon sites, rate comparison engines, and personal finance resources online. This list has everything you need to start saving money immediately. Tweet This Page Award Categories: Best Online Money Management Here are ten online money management tools to help you figure out where your money is going. Mint The easiest way to keep track of your finances online. SpringCoin SpringCoin is an online debt relief coach that paves a clear “get out of debt” roadmap. SmartyPig Hands-free savings account for specific goals or purchases. Springpad This awesome app is like Google Notebook on steroids. PearBudget The 1% of money management software you actually need. JustThrive Quicken Personal Finance Buxfer Buxfer makes it easy to track IOUs and shared expenses among friends. RateSurfer TurboTax GasBuddy Zilok

Ideas - TREEFINDER My subversive attempts to do something useful. The Rotary Piston Array Machine -- Air-Sea Temperature Difference Engine -- Solarthermal Power Generator The Rotary Stirling Engine The Wave Pump Heat Engine With No Compressor Portable Tent Platform The rotary piston array (RPA) is the possibly most compact and most elegant machine to transform the volumetric change of gas into shaft work and vice versa. The idea has been overlooked for at least 110 years, as some old patents indicate, and it seems to have been reinvented several times (e.g. The machine comprises an array of equally shaped twisted rotors with parallel axes. One of my own contributions is the synchronization mechanism shown below, the synchronization rings. Air-Sea Temperature Difference Engine The RPA can be used in several ways to convert temperature differences into electricity. Depending on location and season, one may often observe temperature differences of 5 to 15 K or more. Solarthermal Power Generator Here is a video:

100+ Google Tricks That Will Save You Time in School – Eternal Code [via onlinecolleges.net] With classes, homework, and projects–not to mention your social life–time is truly at a premium for you, so why not latch onto the wide world that Google has to offer? From super-effective search tricks to Google hacks specifically for education to tricks and tips for using Gmail, Google Docs, and Google Calendar, these tricks will surely save you some precious time. Search Tricks These search tricks can save you time when researching online for your next project or just to find out what time it is across the world, so start using these right away. Convert units. Google Specifically for Education From Google Scholar that returns only results from scholarly literature to learning more about computer science, these Google items will help you at school. Google Scholar. Google Docs Google Docs is a great replacement for Word, Excel, and PowerPoint, so learn how to use this product even more efficiently. Use premade templates. Gmail Use the Tasks as a to-do list.

How to Make Trillions of Dollars | Raptitude.com Before I get into it, I must say that I don’t recommend that you do this. I’m sharing this strategy for information purposes only, so that you can understand the playing field you’re working with, and can make better personal choices for how you make and manage your money. I do encourage you to become a millionaire, if that’s something that interests you. The big money isn’t in creating products, it’s in creating customers. You can make millions by selling a great product to people who need it, but you make billions and trillions by conditioning an entire nation of people to react to every inconvenience, every whim, and every passing desire or fear by buying something. It does take some capital to get it going. What it takes amounts to an engineered cultural shift. After the second world war, a few privileged Americans developed a brilliant formula for building an unimaginably huge economy: ~American retail analyst Victor Lebow (hat tip to reader Anna for this) Creativity. Photo by peasap

Coupons & Coupon Codes from The Bargainist Posted 6 hours, 42 minutes ago There's only a short time to get in on substantial savings at Macy's. Join in their One Day Sale with some of the biggest discounts of the season on apparel, shoes, furniture and more throughout the store. In addition, all Clearance is displaying an extra 25% off. Stores: 20x200, 6pm, Amazon, Apple Store, American Eagle, Banana Republic, Best Buy, Buy.com, Dell, Eastbay, eBags, Eddie Bauer, Endless.com, Home Depot, H&R Block, Kohl's, Macy's, Old Navy, Restaurant.com, Sandals, Shoes.com, Target, Tommy Hilfiger, Toys 'R' Us, Urban Outfitters, Wal-Mart (See more) Sections: Automotive, Computers, Electronics, Fashion, Grocery, Health & Beauty, Home & Garden, Jewelry, Kids & Baby, Movies, Pets, Sports & Outdoors, Toys & Games (See more) Tell your friends about The Bargainist!

60 Ways / 100 Days - Improve Your Life Contrary to popular belief, you don’t have to make drastic changes in order to notice an improvement in the quality of your life. At the same time, you don’t need to wait a long time in order to see the measurable results that come from taking positive action. All you have to do is take small steps, and take them consistently, for a period of 100 days. Below you’ll find 60 small ways to improve all areas of your life in the next 100 days. Home 1. Day 1: Declutter MagazinesDay 2: Declutter DVD’sDay 3: Declutter booksDay 4: Declutter kitchen appliances 2. If you take it out, put it back.If you open it, close it.If you throw it down, pick it up.If you take it off, hang it up. 3. A burnt light bulb that needs to be changed.A button that’s missing on your favorite shirt.The fact that every time you open your top kitchen cabinet all of the plastic food containers fall out. Happiness 4. 5. 6. How many times do you beat yourself up during the day? 7. Learning/Personal Development 8. 9. 10. 11. 12. 13.

How to Start an Online Business - Internet Business E-Commerce Solutions Alex Andon wasn't thrilled to lose his biotech job in May 2008. But unlike most of the 2.6 million others laid off that year, he knew exactly what to do next. "I was a marine biology major in college, and I had some pretty cool fish tanks. Nearly two years later, selling jellyfish tanks through JellyfishArt.com is Andon's full-time job. In years past, starting a business was a complex, expensive and risky affair, but online tools have smoothed out many of the logistical bumps in the process. Testing the Waters Start small. Since these blogs aren't designed for sales, they're best viewed as a way to share your work with the world and,more specifically, to gauge interest. "The best way to get started is to put up a simple website and see how it goes," says Limor Fried, who founded Adafruit Industries, which specializes in do-it-yourself electronics building kits. Setting Up Shop In recent years, a new breed of websites for selling homebuilt products has stormed the scene. The alternative?

201 Ways to Arouse Your Creativity Arouse your creativity Electric flesh-arrows … traversing the body. A rainbow of color strikes the eyelids. A foam of music falls over the ears. It is the gong of the orgasm. ~ Anais Nin Creativity is like sex. I know, I know. The people I speak of are writers. Below, I’ve exposed some of their secret tips, methods, and techniques. Now, lie back, relax and take pleasure in these 201 provocative ways to arouse your creativity. Great hacks from Merlin Mann of 43 Folders

7 Money Tricks Rich Guys Know : MensHealth.com My dad taught me how to rig a mainsail, my college buddies taught me how to hold my Jim Beam, and my teachers taught me how to parse Chaucer. But somehow no one got around to helping me calculate compound interest or build a diversified portfolio. Arcane skills? Perhaps, but learning them is the best way to avoid spending your retirement years nibbling on Alpo. Of course, people teach only what they know, and previous generations had less cause to study the finer points of finance, says Charles Farrell, a Denver-based investment advisor. Ensuring your financial survival will require learning to be your own CFO. Figuring Out Your Net Worth Would you start a diet without knowing your weight? And if you've never stepped on a financial scale, it's way too easy to binge on debt. One warning about net worth: The equity in your home is an asset, but its value is subjective, and it's not as useful in a pinch as cash or nonretirement investments. Running Your Ratios Gauging Interest

Coupons Your Body Language Art by LaetitziaAs we all know, communication is essential in society. Advancements in technology have transformed the way that we correspond with others in the modern world. Because of the constant buzz in our technological world, it's easy to forget how important communicating face-to-face is. When conversing old-school style, it's not only speech we verbalize that matters, but what our nonverbal gestures articulate as well. Body language is truly a language of its own. 10% from what the person actually says40% from the tone and speed of voice50% is from their body language. Lowering one's head can signal a lack of confidence. Pushing back one's shoulders can demonstrate power and courageOpen arms means one is comfortable with being approached and willing to talk/communicate

First Time Home Buyer Tips and Guide EmailEmail First time home buyers risk the highest percentage of their assets in the typical purchase. Yet, they know the least about the whole process. If this is you, read on. Buying your first home can seem daunting at first. Buy When It Makes Sense With real estate, timing can make a big difference. Get Pre-approved for a Loan Before You Start Looking for a House During the boom years, you can get a loan for any house you possibly want. Consider a Shorter Term Loan You see 30 year fixed loans as the golden standard in mortgages, but there are actually other, shorter term loan options as well. Work Out the Numbers Yourself Every lender will give you different options. Figure Out Your Needs and Wants Once you have an idea of how much house you can (or want to) afford, it’s time to look at the options available. Be Patient One thing to remember during this whole process is to be patient. Get a Competent Agent Especially for a first time buyer, the whole process is very overwhelming.

An Essay by Einstein -- The World As I See It "How strange is the lot of us mortals! Each of us is here for a brief sojourn; for what purpose he knows not, though he sometimes thinks he senses it. But without deeper reflection one knows from daily life that one exists for other people -- first of all for those upon whose smiles and well-being our own happiness is wholly dependent, and then for the many, unknown to us, to whose destinies we are bound by the ties of sympathy. A hundred times every day I remind myself that my inner and outer life are based on the labors of other men, living and dead, and that I must exert myself in order to give in the same measure as I have received and am still receiving... "I have never looked upon ease and happiness as ends in themselves -- this critical basis I call the ideal of a pigsty. "My passionate sense of social justice and social responsibility has always contrasted oddly with my pronounced lack of need for direct contact with other human beings and human communities.

Adwords Management & Search Engine Marketing Agency — Leverage Marketing How to win Rock-paper-scissors every time I admit it. When I first heard there are actual tournaments for Rock-paper-scissors, sanctioned by the World Rock Paper Scissors Society, I laughed. I mean seriously, $50k to the winner of a game that requires no skill whatsoever? Rock-paper-scissors isn't just a silly game kids play or a way to decide who has to be the designated driver at parties. Males have a tendency to throw rock on their first try, inexperienced RPS players will subconsciously deliver the item that won previously, and paper is thrown least often, so use it as a surprise.

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