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The Frugal Girl — cheerfully living on less

The Frugal Girl — cheerfully living on less
On Tuesdays and Thursdays, I post a picture and just a few words. Because hard as I try, there are just some days when dinner cooking doesn’t happen and Chinese carryout comes to the rescue. “Frugality is so necessary to the happiness of the world, so beneficial in its various forms to every rank of man, from the highest of human potentates to the lowest laborer, and the miseries the neglect of it produces are so numerous and so grievous that it ought to be recommended for every variation of address and adapted to every class of understanding. He that is extravagant will quickly become poor…without frugality none can be rich, and with it, very few would be poor.” -Samuel Johnson

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Four Rookie Mistakes People Make That Keep Them Poor *This article is Part 2 of a series. You can read Part one here. I wrote yesterday that I wasn’t going to discuss the technicalities on how to become financially independent. Frugal Living EmailEmail Frugal Living is not just a way of life, it’s also a state of mind. We can aim to generate as much income as possible, but wealth won’t accumulate without wise spending habits. Frugality is about stopping the money leaks while still living a fulfilling life and it requires a mindset adjustment in order to succeed.

getting started Welcome to Project 333. This page will tell you everything you need to know to get started. After living with only 33 items every 3 months for more than 3 years, I can say that with confidence. Want more evidence that living with less is easier than you think? Ask them! The Basics Save Money and Budgeting Forums - What are your best money saving ideas? 1. I cloth diaper (making my own saves me even more than buying from off the internet and in stores) some of my diapers are made from old sheets, shirts, sweaters, blankets and scrap material. This saves me an average of $60-80 a month. I also use my own homemade babywipes made out of scrap pieces of flannel material or old wash cloths.

The Cheapskate Guide: 50 Tips for Frugal Living Post written by Leo Babauta. Follow me on Twitter. Confession time: I’m a cheapskate. Debt Free & Fabulous If you agree to living a financially savvy life, regardless of past transgressions I invite you to become a Debt Free & Fabulous. Please submit your blog {or name if you’re not a blogger} and be added to our roster and add a badge to your sidebar so the world can know how awesome you are! Please note: Long term debt for medical bills, student loans, mortgages, etc. that are needed for survival or can be assets, don’t count for this pledge- we’re going to focus on eradicating consumer debt, impulse buys and mindless consumerism! Debt Free & Fabulous Ladies:RachelskirtsThrifty & FitShe’s Pretty FrugalI’m Pretty…4 Hats & FrugalRunning For DummiesEarning My Two CentsMy Lovely Little LifeLife After Laundry Leave No Debt Outstanding If you’ve uploaded the badge and want to take the pledge- email me to be added to the list!

7 Reasons to Pretend You Make Less Money We all know you can get in financial trouble by pretending to have more money than you actually do — and most of us know that you can’t make an educated guess at someone’s salary by checking out the car they drive. So you can appear to be wealthy even if you’re not. But can you get ahead by telling yourself (and intimating to others) that your paycheck is smaller than it actually is?

The Frugal Introvert: Fifty Ways to Have Fun By Yourself on the Cheap After my recent popular post on 100 ways to spend a money free weekend, I received a most interesting comment from a Lifehacker reader named HFC: It looks like a lot of free things are boring and/or require you to actually have friends. Aren’t there any fun things I can do by myself? Worst money mistakes you can make at any age Jayme Burrows/Shutterstock Everyone makes mistakes with money. We don’t save enough, or we spend too much on something frivolous. We sell shares in a stock too soon or not soon enough. “But there are also financial concerns that are unique to different stages of life,” says Joel Ohman, CFP and founder of InsuranceProviders.com. Avoiding them as you go along can save you a lot of stress (and money!)

Frugal Traveler /svc/timestopic/v1/topic.json?limit=10&type=article%2Cblogpost&fq=%28headline%3A%22Frugal+Traveler%22+OR++kicker%3A%22Frugal+Traveler%22%29+AND++-type_of_material%3A%22Caption%22+AND++-type_of_material%3A%22Correction%22+AND++-type_of_material%3A%22List%22+AND++-type_of_material%3A%22Paid+Death+Notice%22+AND++-headline%3A%22Paid+Notice%22+AND++-news_desk%3A%22Society%22& Columns There are more articles available on this topic, but we can't display them here. Try narrowing your results by using the search bar below. 5 Easy Steps to Get Control of Your Finances If you’re living from paycheck to paycheck or your finances are feeling pinched, it’s a good indicator that it’s time to take control of your finances. One of the most important steps to doing that is to take a good hard look at the money you have coming in vs. the money you have going out, so that you can establish a solid budget — and stick to it. Here are 5 easy steps to get you started:

15 Ways to Travel for Free (or at least cheap) Travel around the world on an empty wallet? Yes, it is possible.... "To travel cheap, you need to be looking for opportunities and be willing to take them. You have to be somewhat proactive and not be afraid to ask for advice, help, guidance. Ask for what you want—it's amazing what people are willing to give. I discovered that most people are very willing and are looking to give to the right person.

4 Habits That Will Make You Healthier and Wealthier in 2015 Depending on which study or urban myth you believe, the typical American gains two to 10 pounds during the period between Thanksgiving and New Year’s. And there is no question that December is the spendiest month of the year. Credit card issuers can document it, and retailers count on it.

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