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Ruby Araiza

Food lover who continuously learn to cook and prepare nutritious and healthy but delicious dishes for my family. Other interests include personal finance blogging.

5 Ways to Reduce Your Taxes and Increase Your Retirement Savings. As someone in their 30s, it can often be difficult to remind myself about the importance of saving for retirement.

5 Ways to Reduce Your Taxes and Increase Your Retirement Savings

After all, imagining myself more than double the age I am now seems like an eternity away. But if thoughts of living out my days penniless don’t inspire me to start saving, I’ve found that the promise of a nice tax break now certainly will. If you hadn’t noticed, the U.S. tax code isn’t simply designed to cover necessary government functions but is also arranged in such a way as to promote certain behaviors on our part. How Food Banks Succeeded and What They Need Now. The people who run America’s charitable food banks take pride in what they’ve accomplished over the past year, and the numbers justify it: They distributed roughly 50 percent more food in 2020 compared with 2019, a considerable portion to first-time visitors.

How Food Banks Succeeded and What They Need Now

They served millions of people even as they dealt with supply-chain interruptions and health risks for their volunteers and employees. But they also say they are tired, and worried about donor fatigue and long-term stability. The pandemic made clear that food banks work best as a complement to, not a replacement for, government assistance. Yet it was December before Congress increased its main program for combating hunger, the federal Supplemental Nutrition Assistance Program.

A newly created Department of Agriculture program brought a windfall of food — but many logistical headaches. The private-public partnership worked wonders in fighting hunger this past year, but has hardly erased the need. Chicago’s experience is instructive. Personal finance, money advice for women: How to start investing.

Strides have been made for women in finance, with the likes of U.S.

Personal finance, money advice for women: How to start investing

Treasury Secretary Janet Yellen, ECB president Christine Lagarde and Citigroup's Jane Fraser now assuming top industry positions. But when it comes to personal finance, all too often they lag behind their male counterparts; demonstrating less tendency to invest and grow their personal wealth. There are many reasons for this imbalance. Persistent and pervasive pay inequity means women often earn less than men for the same work, while more money still is lost to unpaid caregiving roles. Yahoo is now a part of Verizon Media. Yahoo is part of Verizon Media.

Yahoo is now a part of Verizon Media

We and our partners will store and/or access information on your device through the use of cookies and similar technologies, to display personalised ads and content, for ad and content measurement, audience insights and product development. Your personal data that may be used Information about your device and internet connection, including your IP address Browsing and search activity while using Verizon Media websites and apps Precise location. Can the Coronavirus Live on Food and Food Packaging? The new coronavirus, which is called SARS-CoV-2, is mainly transmitted through respiratory droplets.

Can the Coronavirus Live on Food and Food Packaging?

If someone who has the virus talks, coughs, or sneezes, and you inhale these droplets, you can develop COVID-19. Respiratory droplets that contain the virus can also land on various surfaces. Although it’s less common, the new coronavirus can also be transmitted through contact with a contaminated surface and then touching your nose, mouth, or eyes. Because of this, there’s been some concern about contracting the virus through food or food packaging.

However, according to the , the risk of this happening is actually very low. Personal Finance Tips From The Motley Fool. In this episode of Motley Fool Answers, host Alison Southwick is joined by Motley Fool personal finance expert Robert Brokamp and Motley Fool analyst Emily Flippen to tackle your questions, including some about investing with your emergency fund, calculating your savings rate, when to rebalance outsized positions, and more.

Personal Finance Tips From The Motley Fool

To catch full episodes of all The Motley Fool's free podcasts, check out our podcast center. To get started investing, check out our quick-start guide to investing in stocks. A full transcript follows the video. This video was recorded on February 23, 2021. Alison Southwick: This is Motley Fool Answers. Robert Brokamp: It is cold. Southwick: Yeah. Emily Flippen: Hi, thanks so much for having me, and I will tell you, Bro, you need to upgrade from your space heater to a heated blanket. 2021 Square Cash Card Review: Boosts Is a Hidden Treasure. Have you ever owned something for years before one day you suddenly discovered a super useful function you never knew it had?

2021 Square Cash Card Review: Boosts Is a Hidden Treasure

That’s essentially what happened to me with Square Cash. Despite downloading the app long ago, I apparently didn’t keep up with its growing power and ability to save me money — that was until a couple of years ago. So what is the Cash Card and what makes it special? A college student’s guide to personal finance: Loans and budget edition. Personal finance can be something college students struggle with.

A college student’s guide to personal finance: Loans and budget edition

Lauren is here to help. Photo by Lauren Hough. LAUREN HOUGH | OPINION COLUMNIST | Book Review: "Know Yourself, Know Your Money" Ever since I decided to start consuming and review more personal finance books, I’ve realized that I tend to stay in one main arena — namely early retirement and financial independence.

Book Review: "Know Yourself, Know Your Money"

However, when looking for recently-released titles, I came across something a bit different: a book called Know Yourself, Know Your Money: Discover Why You Handle Money the Way You Do, and What to Do About It by Rachel Cruze. Having previously seen Cruze speak at FinCon 2018, I was curious about the book and decided to cash in my latest Audible credit to download the audiobook version of the title. As you may or may not be aware, Cruze is the daughter of famed financial host Dave Ramsey. Foods Proven to Do Bad Things to Your Body, According to Science. While most of us know the basic do's and don'ts of healthy eating, it can be difficult to follow a healthy diet when we're busy, stressed, or just plain sick of salads and lean chicken.

Foods Proven to Do Bad Things to Your Body, According to Science

But what might shock you back into caring about what you eat is the fact that there are certain foods that have definitively been linked to a myriad of devastating consequences for your health. And you're likely indulging in those foods on a daily basis. Some of them may be convenient, others delicious, but learning about the science behind their bad reputations will help you realize how much you can do for your body just by reducing their intake.

Yahoo fait désormais partie de Verizon Media. Yahoo fait désormais partie de Verizon Media. Cooking Mistakes According To Professional Chefs. Yahoo fait désormais partie de Verizon Media. Yahoo fait partie de Verizon Media. Nos partenaires et nous-mêmes stockerons et/ou utiliserons des informations concernant votre appareil, par l’intermédiaire de cookies et de technologies similaires, afin d’afficher des annonces et des contenus personnalisés, de mesurer les audiences et les contenus, d’obtenir des informations sur les audiences et à des fins de développement de produit. Données personnelles qui peuvent être utilisées. This retirement move popular with 14% of Americans will pay dividends later. 'Barron's Roundtable' panel provide insight and analysis on smart ways to invest for retirement.

What if I told you there was an easy way to add nearly $50,000 to your retirement savings and it would only cost you $42 per month? Well, that's exactly what can happen if you raise your deferral percentage on your retirement account -- a move 14% of Americans have already made this year, according to a Principal study. Below, we'll take a look at why this makes such a difference for your retirement and where you can find the extra cash to make it happen. A 1% increase can mean tens of thousands of dollars extra in retirement. 5 books to help you achieve financial independence in your 40s. I have never been a big reader. Picking up a book and blazing through 100 pages never came naturally to me. But there is one topic that interests me more than anything else: personal finance. Personal finance and investing books have been my go-to genre for the past couple of years now, and there are a few books that have helped me develop the wealth-building strategies that have put me on track to retire as early as my 40s.

These books also inspired me to create my personal finance website, Just Start Investing. Our Food Staff’s 21 Favorite Thanksgiving Recipes. Cooking something new for Thanksgiving is always a risk. An uncle might complain. An aunt might forbid it. The recipe could take longer than expected. What You Need to Know About Cooking and Baking with Sugar Alternatives, Including Agave, Honey, and Stevia. If you're looking to cut down on your refined sugar intake, these products could be a smart swap. As the old song goes, just a spoonful of sugar helps the medicine go down.

Although refined sugar can certainly put a skip in your step—and add sweetness to cakes, cookies, and your morning cup of coffee—the granules add up. The American Heart Association (AHA) recommends that women consume no more than six teaspoons (25 grams) of added sugar per day and nine teaspoons (38 grams) for men. However, the average American consumes 17 teaspoons (71.14 grams) every day, according to the U.S. Department of Health and Human Services.

Looking for Comfort? Turn to This Beef Stew. A few weeks ago, as the temperature decreased and my pandemic fatigue increased, I did something I hadn’t done in years: I simmered up a homey beef stew. I’d forgotten all about beef stew, seduced by the likes of wine-braised short ribs and fancy Bourguignon. But while braises and Bourguignons may be more impressively company-worthy than stew, they’re not apropos to our current national mood — or my personal one, at least. Far more in sync with the moment is a pot bubbling slowly on the stove, its belly loaded with tender chunks of beef, nuggets of carrots and slivers of onions and herbs. The resulting dish is as cozy as my favorite moth-eaten thrift store sweater, a brown cashmere turtleneck I throw on whenever I need my clothing to feel like a warm blanket. A savory beef stew, plopped on top of buttery mashed potatoes (or polenta, noodles or rice), is soothing like that.

From frozen toasties to emergency cookies: a beginner’s guide to batch cooking. We should all be batch cooking. Personal Finance: Wealth Planning in an Insecure World. What food should I toss if there’s a power outage at my house? 5 Online Personal Finance Communities to Help You with Money. In moments of financial volatility, like the current economic downturn, it's natural to start thinking more carefully about how you manage your money. Where once you may have felt financially secure, now you could be having second thoughts about how you're planning for the future and saving money for unexpected events.

How Are You Fighting Quarantine Cooking Fatigue? When my city first started to close up back in March, I went to the restaurant supply store and loaded up on pasta, canned tomatoes, eggs, onions, several non-perishable staples and lots of hot sauce. Disney+ Kills Off Its Free Trial — Is it a Sign of Things to Come? A Fail-Proof Method for Cooking Fish Deliciously. {QUICK TIP} Apple Card Adds 0% Financing for Macs and More. Which Weird Food Combinations Are Actually Good? Public library - rubyaraizac74 - Diigo. How to grow herbs indoors to spice up your cooking. Three Ways to Support a Healthy Food System During the COVID-19 Pandemic. Why the New iPhone SE is Probably My Next Phone.

How coronavirus has changed the way we shop for food. A Reassuring Approach to Cooking, Three Ingredients at a Time. Eu.usatoday. Why You Should Max Out Your IRA Contribution. Couples + Money: The Couple Who Make $250k With a Personal Finance Blog. With 'Batch Cooking,' you'll get meals on the table in record time. Yahoo fait désormais partie dâVerizon Media. These are the retirement numbers you need to know for 2020. These are the most common cooking fails in the United States. Where to Find a Personal Finance Community Online. Carvana Review: My Online Car-Buying Experience and Vending Machine Pick-Up. Cooking With No Gas, No Power. Who’s eating meatless fast-food burgers? Not vegans.

How to Keep Your Money Safe Online. What is Turo?: How to Make Money Renting Out Your Car. Home Cooking: quick and easy pastas for spring and summer. Our Best Recipes for Climate-Friendly Cooking. Things chefs won't cook with. How Does Life Insurance Work? — 3 Things to Know About Life Insurance Policies. 19 food predictions for 2019. Cooking survey says Americans prefer to find recipes on social media rather than cookbooks. What is Global Entry?: Four Things You Need to Know. Holiday Gift Guide 2018: The Best European Cooking Vacations. Consent Form. Apeel Sciences is combating food waste with plant-derived second peels. 29 common claims and bogus 'facts' about food that are false or very misleading. Personal Finance 101: Young People Need to Learn About Money.

‘This Is How Much of the World Eats’: Readers React to Food Sharing at Restaurants. If You Know Nothing About Personal Finance, You Need to Read This Book. Mexico and Hungary tried junk food taxes — and they seem to be working. Article_17c59537-8456-565c-ac24-8e366fb39b95. Five unpopular personal finance truths. 'Healthy' foods can have as much sugar as junk food - INSIDER. 20 Essential Tips to Make You a Better Cook. Has the way to ensure a healthy financial future changed? Startup Marketing: How to Get Your First 1000 Customers. Basic Cooking Skills & Tips to Know (Recipes, Sides, How-Tos) How Does Financial Planning Work? Montereyherald. Oregon Food Bank Worried Immigrants Not Seeking Food Assistance. Let’s get cooking.

Is Whole Foods Junk Food? - Stocks to Watch. Personal Finance: Deficits, debt and ceilings explained. 12 Great Books (And The Perfect Kind Of Mood To Read Them In) Knitting together a financial plan for your life. Food Banks Are Not the Solution to Food Poverty. Forbes Welcome.'s Top 20 Most-Saved Healthy Recipes. The Ultimate Personal Finance Guide for 2017. 14 Kid-Friendly Meals That Can Really, Truly Be Ready in 30 Minutes or Less - Recipes from NYT Cooking.

11 Christmas Food Traditions You'll Wish We Had in the US. Thanksgiving leftover recipes: biscuits, Buffalo turkey dip. 10 hacks for a stress-free Thanksgiving. Ways to Earn Extra Cash for the Holidays. Best New Snacks 2016. Autumn Treats With A Healthy Spin. Explicit cookie consent. 20 Frightfully Spooktacular Vegan Halloween Recipes. Vegan Recipes by Angela Liddon.

Healthy Snacks: Time to Revamp the Way We SnackJM Nutrition. Vegan Middle Eastern Food. 19 Creative Ways to Cook with Coffee.