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FREE Guide to All Government Grants, Scholarships and Loans for Students (

FREE Guide to All Government Grants, Scholarships and Loans for Students (

Help with medical bills | debts Get information on resources and assistance programs that can help with medical bills. Learn where to find free or affordable medical or dental care as well as prescription medications. Low income families, seniors and people who either lack health insurance or who are underinsured can explore various assistance programs for their medical needs and health care costs. Many pharmaceutical companies offer patients discounted or free prescription medications. If you have already received your health care, and now have outstanding medical bills or debts, then assistance is available for that as well. Dealing with the hospital, medical bills, and prescription drug costs that follow an illness, and trying to find a way to pay those costs is often many times more stressful than the illness itself. Programs for free health care Low income families and people who lack insurance may qualify for free health care programs. Clinics provide free health care to those who qualify.

National Student Loan Data System 21 Excellent Web Apps For College Students There is no doubt that college students depend heavily on the internet for a lot of their needs. And it’s not only the entertainment quotient of the internet (movies, music, torrents, games) which attracts them. There are also useful web based tools available which helps them immensely in their day to day lives. The following list includes 21 great tools/sites for school and college students. The tools are completely web based and almost all of them are free to use. Some of them are general tools useful for every internet user while others are specific to the needs of college students. Wikipedia This has to be the first tool when we talk about web based tools for college students. Zoho Suite Although targeted towards professionals and web workers, Zoho has some very impressive tools which could be used by college students too. Evernote A superior web based note taking app which also provides a desktop software plus you can use it through and sync it to your cell phone. Cheers, Abhijeet

Get help paying hospital bills You may very well be able to eliminate or negotiate down your hospital bills to a more manageable amount. Here are several tips and ways in which patents can get assistance. The hospital bill may be inflated. Unfortunately, hospitals typically charge uninsured patients far more for medical services provided to them and their stay than the lower, discounted prices that are provided to health insurance companies and government programs such as Medicaid and Medicare. This being the case, you need to ask the hospital to charge you the same prices it charges patients who are on Medicaid, Medicare, or its biggest health insurance customer. After this process has been complete, if the resulting bill after negotiation is manageable, you can go on to work out a payment plan with the hospital. Determine whether you qualify for government help, charity or discounts. You can pursue this approach even if your medical debt has already been sent for collections. Check your hospital bill for errors.

The Sallie Mae Smart Option Student Loan This information is for borrowers attending degree-granting institutions only. Applications are subject to a requested minimum loan amount of $1,000. Credit criteria and eligibility requirements apply. 1 Interest rates for the Deferred Repayment Option are higher than for loans with the Fixed and Interest Repayment Option. Variable rates may increase after consummation. 2 As certified by your school and confirmed by Sallie Mae, less other financial aid received. Information advertised valid as of 3/6/2015. Sallie Mae, Smart Option Student Loan, and the Sallie Mae logo are service marks or registered service marks of Sallie Mae Bank or its subsidiaries. Smart Option Student Loans are made by Sallie Mae Bank or a lender partner.

Dental clinics | Free low cost dental centers Millions of individuals need free or low cost dental care. They may not have access to proper care due to lack of health insurance, maybe their insurance plan or coverage does not pay for it, or maybe the patients income is too low to pay for any type of medical or dental bills. There are numerous community clinics, free or low cost centers, government programs, and other dental assistance programs that people can turn to. Local and state government programs Resources are available in most regions of the country. Dental schools and hospitals They include both sites that hygienists may train at as well as full fledged dental schools. Dental clinics and health care centers Most of the funding for these sites comes from the Health Resources and Services Administration.

Loans If you apply for financial aid, you may be offered loans as part of your school’s financial aid offer. A loan is money you borrow and must pay back with interest. If you decide to take out a loan, make sure you understand who is making the loan and the terms and conditions of the loan. Student loans can come from the federal government or from private sources such as a bank or financial institution. Loans made by the federal government, called federal student loans, usually offer borrowers lower interest rates and have more flexible repayment options than loans from banks or other private sources. What types of federal student loans are available? What types of federal student loans are available? The U.S. The William D. Compare all of the federal student loan programs. Top How much money can I borrow in federal student loans? Top Remember, you can borrow less than your school offers you. Why should I take out federal student loans? Federal student loans are an investment in your future. Yes.