Business News & Strategy For Entrepreneurs. BusinessWeek - Business News, Stock Market & Financial Advice. Credit rating agency - wikipedia\ Debt instruments the agencies rate may include government bonds, corporate bonds, CDs, municipal bonds, preferred stock, and collateralized securities, such as mortgage-backed securities and collateralized debt obligations. The issuers of the obligations/securities may be companies, special purpose entities, state and local governments, non-profit organizations, or sovereign nations. A credit rating permits—or facilitates—the trading of securities on a secondary market.
A credit rating affects the interest rate a security pays out, with higher ratings leading to lower interest rates. Individual consumers are not rated for credit-worthiness by credit rating agencies, but by credit bureaus (also consumer reporting agencies, credit reference agencies), which issue credit scores. The value of credit ratings for securities has been widely questioned.
History Early history Post-depression era The ratings agencies added levels of gradation to their rating systems. Business. Financial crisis - Curiyo.com. Educating the world about finance. Harvard Business Review Magazine, Articles, Blogs, Case Studies, Books - Harvard Business Review.
Digital Bazaar. Banking History Timeline - Follow the Money. Elite banking families – including the Rockefellers, Rothschilds, and Morgans – have gained control of the global economy through the central banking system.
They set up the Federal Reserve in the US in 1913 and have been manipulating the market to benefit themselves ever since. This timeline shows the pattern of American Presidents being assassinated after challenging central bankers and their monopoly on money, and the Federal Reserve’s artificial creation of booms and busts that causes people to lose their jobs, homes, and retirements, while the bankers further consolidate wealth and control. 1694 – Bank of England Established First Central Bank established in the UK. Served as model for most modern central banks. Ten Numbers the Rich Would Like Fudged.
The numbers reveal the deadening effects of inequality in our country, and confirm that tax avoidance, rather than a lack of middle-class initiative, is the cause. 1.
Only THREE PERCENT of the very rich are entrepreneurs. According to both Marketwatch and economist Edward Wolff, over 90 percent of the assets owned by millionaires are held in a combination of low-risk investments (bonds and cash), personal business accounts, the stock market, and real estate. Only 3.6 percent of taxpayers in the top .1% were classified as entrepreneurs based on 2004 tax returns. A 2009 Kauffman Foundation study found that the great majority of entrepreneurs come from middle-class backgrounds, with less than 1 percent of all entrepreneurs coming from very rich or very poor backgrounds. flickr image by withayou 2. 3. The Tax Justice Network estimated that between $21 and $32 trillion is hidden offshore, untaxed. 4. 5. 6.
Another stat that required a double-check. Money, Power and Wall Street. Did the Fed’s Emergency Lending Prop Up “Too Big to Fail”?
May 1, 2012, 8:44 pm ET · by Azmat Khan The Obama administration arrived in Washington in early 2009 facing the worst financial crisis since the Great Depression — and an American public outraged by bailouts for the financial institutions that had gotten them there. Pioneer Behind Credit Derivatives is Leaving JPMorgan. The Corporation Film: Welcome. Tax Evaders. The Financial Crisis Inquiry Report. Secret Trans-Pacific Partnership Treaty. Political activities of the Koch brothers. The political activities of the Koch brothers include the financial and political influence of Charles G. and David H.
Koch on United States politics. This influence is seen both directly and indirectly via various advocacy and lobbying organizations in which they have an interest. The Koch brothers are the sons of Fred C. The 147 Companies That Control Everything. Businessweek. Project Based Learning. Harvard Business Review Magazine, Articles, Blogs, Case Studies, Books - Harvard Business Review. Ten Things I've Learned in Going Project-Based. It's a few days before Christmas and I expect a challenge.
Students will be checked-out or hyper. However, to my surprise, they are fully engaged in a project that combines reading, writing, global awareness and critical thinking. I've mentioned before that this year has been challenging. However, I am realizing that my students excel when I approach a subject with a project-based framework. In past years, I started with a full project-based approach. Here are some things I've learned over the last few years as I've transitioned toward a more project-based approach: Students need to be a part of the planning process.
Critical Thinking Model 1. To Analyze Thinking We Must Identify and Question its Elemental Structures Standard: Clarityunderstandable, the meaning can be grasped Could you elaborate further?
Could you give me an example? Could you illustrate what you mean? Standard: Accuracyfree from errors or distortions, true How could we check on that? Standard: Precisionexact to the necessary level of detail Could you be more specific? Standard: Relevancerelating to the matter at hand How does that relate to the problem? Standard: Depthcontaining complexities and multiple interrelationships What factors make this a difficult problem? Standard: Breadthencompassing multiple viewpoints Do we need to look at this from another perspective? Teaching Students How to Conduct Inquiry-Driven Research. If we knew what it was we were doing, it would not be called research, would it?
- Albert Einstein Teaching Students How to Conduct Inquiry-Driven Research It always starts with a question. Most of the time there is a simple answer to that question. The Critical Thinking Consortium - Home. Support Material: Reading and Analyzing Nonfiction (RAN) Chart. How to Reinvent Project Based Learning to Be More Meaningful. By Thom Markham This is a crucial time for education.
Every system in every country is in the process of figuring out how to reboot education to teach skills, application, and attitude in addition to recall and understanding. Helping students be able to grapple with increased problem solving and inquiry, be better critical and creative thinkers, show greater independence and engagement, and exhibit skills as presenters and collaborators is the challenge of the moment. That’s why so many educators are using the project based learning (PBL) model. The Global Classroom Project: 2013-14 - Follow, Connect, Share. You can keep up to date with projects, news, and event announcements via the official project blog - How you choose to be involved in the #globalclassroom community is up to you; however, we HIGHLY recommend formally registering for Global Classroom 2013-14, and joining this wiki.
This makes it easier for us to contact you, and enables us to maintain up to date contact directories for teachers searching for potential collaboration partners (see below). The registration process takes 5 minutes, and only has to be done once (unless your contact details have changed). Registration Forms* *If you teach multiple year levels, or an ICT Integrator / Principal, please register for the age groups you teach. PBL and Global Inquiry. Project Based Learning. Online Resources. Examples.