The best moment to provide dedicated financial literacy coursework is in the latter grades of high school. A "just in time" financial education is student- and behavior-centered, and incorporates tools that our students use every day -- such as their mobile phones. Integrating student phones into financial literacy should not be isolated to one lesson. We should try to do it as much as we can. I originally wrote and posted the following lesson on the Council for Economic Education's EconEdLink. "Mobile Phones Matter" Lesson (Student Version Below) URL: Introduction Most of you are comfortable using mobile phones, and many of you use smartphones such as iPhones or Androids, which are becoming part of our culture. Task Process. Hands on Banking 4.0 for Kids. Common Online Scams. Investing Online. Investment opportunities that claim to be low risk and high reward almost always are frauds.
When researching investments, turn to unbiased sources, like: It’s important to have updated security software and practice basic computer security on any computer you use to access financial accounts. Avoid Investment Scams Online Independently verify claims. Never ever invest based solely on what you read in an online newsletter, bulletin board posting, or blog — especially if the investment involves a small company that isn't well-known.
Do your homework. Many investment frauds, including online scams, involve unregistered securities — so always investigate before you invest. Shopping Online. Follow these tips for hassle-free online shopping: get the details, pay by credit card, keep records, and protect your personal and financial information.
Get the Details Know who you're dealing with. Anyone can set up shop online under almost any name. Confirm the online seller's physical address and phone number in case you have questions or problems. And if you get an email or pop-up message that asks for your financial information while you’re browsing, don't reply or follow the link. Know what you're buying. Read the seller's description of the product closely, especially the fine print. Know what it will cost. Check out websites that offer price comparisons and then compare "apples to apples. " Check out the terms of the deal, like refund policies and delivery dates. Comparing Products Online. Shopping online?
A little research can save you a lot of money. Even when you know what you want, it can be overwhelming to choose among dozens of products, brands, and websites. Use these tips to help get the best deal – and to avoid a bogus offer posted by a scam artist. Think Before You Shop Think about your goals before you shop. Do you want the top-of-the-line product? Avoid Scams. LifeDojo. Paying for College. Trading Around the World. International trade touches us all.
We drink soda from cans made of aluminum mined in Australia, wear shoes made in Europe, eat fruit from South America, build machinery from steel milled in Asia, wear clothes made from African cotton, and live in homes built from North American wood. We take it for granted, yet before we can enjoy these products and materials, traders must negotiate prices and deliver the goods through a network of relationships that literally spans the globe. Play this game to experience the challenges and excitement of international trade. See if you can get the best price for the goods you sell and the biggest bargains for the goods you buy. Watch how the global economy is doing: the prices you'll be able to get and the deals you can make depend on how healthy the global economy is.
Before you start, think about what you want to accomplish as a trader: Paying for College - Consumer Financial Protection Bureau. Understanding Taxes. Where did my tax dollars go? WhatWePayFor.com. Visual Economics at CreditLoan.com. How Wealthy Countries TAX Their Citizens - Share this infographic on your website, simply copy and paste the source code in the box below to your website.
The tax structure is made up of 25 percent social security, 25 percent personal income, 19 percent general consumption, 11 percent specific consumption, 11 percent corporate income, 6 percent property, 3 percent other and 1 percent payroll. Taxes on Corporate Incomes as a Percentage of GDP The tax income from corporations represents almost 4 percent of the GDP of Canada. The tax income from corporations represents more than 3 percent of the GDP of the United States. In Australia, the tax income from corporations represents almost 7 percent of Australias GDP. In Austria, the tax income from corporations represents more than 2 percent of Austrias GDP.
Explain it to me: The 'Buffett Rule' Your 2011 Federal Taxpayer Receipt.