Chris Williams

Guest Blog: 'The talking is over - time for action...' Audience Overview - Google Analytics. I Make $100,000 And Live Paycheck To Paycheck. I’ve been practicing financial planning for over 21 years, and there is a new financial phenomenon spreading like cancer.

Advisers Tackle The New Class of Emerging Wealthy Clients. By Matthias Rieker Financial advisers aiming their services at so-called emerging millionaires need to go beyond the conference-room sales pitch, golf-course testimonial or packaged tweet about a personal finance issue.

According to these advisers, robust online tools and an emphasis on education and planning are needed to win the business of this class of investor, who typically is defined as having less than $1 million but is still earning income and saving. Since many are in their 40s or even younger, a corps of young advisers also is important. Valley National Group Inc. will soon move some still-junior advisers, who have been with the firm for five to eight years, into more senior positions specifically to help attract and retain clients in this category, says Chief Operating Officer Matthew Petrozelli.

Dave Ramsey Homepage - daveramsey.com. Seven Questions to Ask Before Investing: October 14, 2013 We have all heard of the seven deadly sins, things that you should never do or you risk the harshest of punishments.

But many people don’t know about the seven deadly questions, involving your investments. There are seven questions that one must answer before dropping a dime on investments, otherwise their money could be lost in the fiery pits of… well you know where. Making investment decisions isn’t easy, especially if you are just entering the game. There are a lot of details that many people don’t think about until it’s too late. Can You Read People's Emotions? The Creators Of Made Rewrite The Rules Of Fashion - American Express #PassionProject.

Sept 8: Modern Young Finance weekly round-up. Daily Telegraph; 2 September, Rachel Bridge Sylvia Tidy Harris, founder of the Speakers Agency, says that young people are putting themselves at risk of unemployment because of their lack of manners and poor attitude.

Check this out! Steve Bee's incredible pensions animation. Jargonfreebenefits. What’s the Best Way to Teach Kids About Money? A Q&A with Finance Columnist Ron Lieber. By Denise Schipani on July 15, 2013 Saving, spending…spoiling?

Earlier this summer, I got an email from a New York Times personal-finance reporter named Ron Lieber. He’s working on an upcoming book called The Opposite of Spoiled, and he had question for me regarding this piece I’d written for Daily Worth. The post he referred to was about my allowance-ambivalence; in it, I describe how my parents managed to teach me financial responsibility without having ever given me a regular allowance. Ron’s question — a good one!

Our subsequent email conversation led to this Q and A, which I share with you now. Here’s my conversation with Ron: You asked me, based on that Daily Worth post about my sons and my allowance stance, how my parents taught me about money without actually giving me any, which is an excellent question (and thanks for asking!). I think of money as a teaching tool, not as a reward for chores per se. Google Analytics Becomes A Robust Testing Platform With Content Experiments API. Our Analytics API enables marketers and developers to experiment and build new tools powered by Google Analytics.

Over the past year, we’ve listened to your feedback and made improvements to the API such as expanding data points available and integrating with Apps Script. Where can I afford to live? Whether you are house-hunting or just daydreaming, try using this calculator to see where in the country you could afford to live - and would it be cheaper to rent or buy?

Enter your requirements and how much you'd like to pay on rent or mortgage repayments each month to see places in your price range. The "Where can I afford to live? " calculator uses pricing and rental data for May 2014 to October 2014 provided by residential property analysts Hometrack. The affordability of housing varies widely across the country and will depend on whether you want to rent or buy. House prices and rents can differ as a result of market factors such as the state of the local economy, transport links and the supply of housing. Schwab RIA Benchmarking Study Identifies Growth Strategy for Advisors. Powerful Webinar Software for Google+ FN100 Most Influential: Draghi scores a hat-trick.

Top five regrets of the dying - Sean Conway - Endurance Adventuring - Author - Speaker. Learning Lab. Jim Rohn Quotes. If you go to work on your goals, your goals will go to work on you. If you go to work on... - Jim Rohn at BrainyQuote. Want Better Return on Relationship? Make Engagement More Personal! The Perfect Facebook Post: What The Experts Know. If you have ever Googled ‘increase engagement on Facebook,’ you’ve no doubt come across an overwhelming array of blog posts, expert articles, even interviews and videos – all with the best Facebook tips to creating the perfect Facebook post.

It’s more than a little maddening, especially when many of the experts are suggesting different options for creating a simple Facebook Post. Nudge blog · I want to save right now! Manage Your Bills, Statements and Other Household Documents with Finovera. The Banker's Umbrella - Blog. Dan roam. Crowdfunding: The One Million Pound Startup Competition. UK equity crowdfunding platform Seedrs - are giving investors the opportunity to invest in the winner of the Million Pound Startup competition which was launched at London's Digital Shoreditch 2013 festival.

The competition was launched at the London's Digital Shoreditch 2013 festival and will see the winning high growth technology company move to London and receive £1 million of new investment. The objective of the competition is to take a raw, start up who have been trading for less than ten years, from anywhere in the world and bring them to Shoreditch and hothouse them with the help of start up community at the Silicon Roundabout. They will be given £1m and be heavily mentored with the expectation that they'll be worth £100m in five years. The £1 million will be raised through Seedrs from private investors interested in owning a share of the winning business - it has been highly tipped to be a start up success, with a high level exit in five years.

Best Times to Post on Social Media [INFOGRAPHIC] Social media is 24/7.

Someone is always tweeting, posting on Facebook, or uploading a new picture to instagram. However, for social media managers and businesses alike, this can be quite of a challenge. We obviously can’t be online all day, even for those of us who are social media managers or strategist. But how do you know when to best reach your audience? There are a couple different ways to determine when your audience is online: Good Ol'Trial and Error. Why Planning To Save More Tomorrow And NOT Today May Be A Better Approach - Kitces. Over the past several decades, the national savings rate has plunged, even as the system for retirement preparedness has shifted increasingly towards defined contribution plans that rely on workers choosing to save in order to succeed.

The end result is a generation of baby boomers that have found themselves woefully behind on retirement, notwithstanding all the "save more and spend less" advice that has been laid upon them for years. Yet recent research suggests that perhaps the key to resolving this is to stop telling people to cut their spending now and save more, and instead to simply encourage them to save more tomorrow, instead.

While this doesn't necessarily solve the challenge of the baby boomer who is already on the eve of retirement, the research suggests that for those in Generation X and Generation Y who still have years or decades until retirement, it may be a far more effective approach. Generate Leads with Financial Calculators. For financial advisors building out their business websites, financial calculators are a great resource to offer to prospects that are looking around on your site. What are financial calculators? Financial calculators calculate various percentages such as inflation rates, return rates over a period of time set by the prospect.