How My Net Worth Went from $-40,000 to $285,000 in Five Years ∞ This is a guest post from FrugalTrader, who blogs about personal finance from a Canadian perspective at Million Dollar Journey. In 2003, my girlfriend (now wife) and I graduated from university with nearly $50,000 in debt. This debt was a combination of my wife’s $30,000 in student loans and her $20,000 new car loan. Since I learned fundamental saving habits at a very young age, I managed to graduate university debt-free with $10,000 in savings.
Top 10 mutual fund terms (Page 2 of 2) 5. R-Squared R-squared measures a fund's movements against its particular benchmark index on a scale ranging from 1 to 100. An S&P 500 index fund will have an R-squared very close to 100 because the fund mirrors the index. A fund with a low R-squared number is moving out of sync with its index. Savings Experiment Experts debunk SPF myths and show you how to save big on sunblock. Sun protection is a must-have if you're outside a lot or spending a day at the beach, but there are dozens of brands and SPF levels to choose from. So, how do you choose the right product for the best coverage? Well, when it comes to sunblock, all you need is a product with an SPF of 30. It has been scientifically proven that anything higher provides a negligible difference in protection. In other words, spending more money on 50 SPF or 70 SPF sunblocks is a waste of money.
How To Tie A Tie Choosing the Right Knot for the Job Not all knots are created equal. Size, symmetry and shape can vary greatly from knot to knot and all should be taken into consideration. Thick ties often necessitate the use of smaller knots like the Four-in-Hand or the Simple knot. Debit Card Traps and Fees To Avoid: The Latest Target of Thieves A new law means new loopholes, new outrages, more fine print, and bigger bucks—for the credit card companies. ©2010 Jupiterimages Corporation If you don’t already hate your credit card company, see how you feel in 20 minutes. Did you finally think you’d caught a break when the government tightened laws to protect consumers?
Wells Fargo Mutual Fund Center With a mutual fund, you’ll get professional money management and diversification within or across different asset classes, with affordable investment amounts for individuals. Compare ways to invest in mutual funds Mutual funds are sold by prospectus. A TED Talk by LearnVest: 5 Financial Rules to Live By LearnVest Last week, LearnVest CEO and Founder Alexa von Tobel visited the New York Stock Exchange to deliver a TEDx speech about personal finance. She told the story of one (hypothetical) girl–and the five financial principles that will shape her life. Like most of us, “Jessica” never took a single personal finance class in college, or ever, for that matter.
102 Personal Finance Tips Your Professor Never Taught You If you're anything like me, you graduated from college and perhaps even took a finance class or accounting class here or there, but you didn't learn anything about managing your personal finances. In fact, there probably wasn't even an opportunity to take any such class in either high school or college. But if college is partly about training us for a job, shouldn't we learn what to do with the money we earn from a job? Especially in a country where 45% of college students are in credit card debt and 40% of all Americans say they live beyond their means, I think it's time to wise up to some of the challenges of money management. A few (say, 102) simple financial tips can help get your money life (back) on the right track.
Financial Services: Investment and Financial Management from Service Provider Charles Schwab Investors should consider carefully information contained in the prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling Schwab at 800-435-4000. Please read the prospectus carefully before investing. Investment returns will fluctuate and are subject to market volatility, so that an investor’s shares, when redeemed or sold, may be worth more or less than their original cost. A Guide to Creating Your Ideal Household Budget The beginning of summer is the perfect time to take a look at your household budget. That might sound ridiculous if you’re focused on basking in the sun, but considering all the spending your household will likely endure over the next few months, including summer travel, summer camp for kids, barbecuing, back-to-school supplies and the like, it’s a good time to take out the calculator and look at how you're doing. Really, it's always a good time to budget. But it's never easy. So if you'd like some pointers, here are some areas experts say you should be paying special attention to as you're looking over your budget. Your home.
Overdraft bank fees cost billions By Daily Mail ReporterUPDATED: 11:24 GMT, 24 September 2008 ONE in three people with a bank overdraft ends up paying an extra £100 a year in punitive charges, according to research. They are charged up to £25 four times a year because they exceed the agreed limit on their current account. 46 Things I Wish My Mom Taught Me About Money + New .COMs $7.99/yr plus 18 cents/yr ICANN fee. Discount based on new one-year registration prices as of 1/27/2012 with sale price reflected in your shopping cart at checkout. Discount applies to new registrations and renewals and cannot be used in conjunction with any other offer or promotion. Domains purchased through this offer will renew at regular price after the initial term has expired.
73 Great Debt Elimination Tips Post written by Leo Babauta. Last week, I asked you all to give me your best advice for getting out of debt. And boy, did you deliver. More than 70 of you chimed in with some amazing advice, and shared your success stories, and shared your failures.