Get help paying hospital bills. You may very well be able to eliminate or negotiate down your hospital bills to a more manageable amount.
Here are several tips and ways in which patents can get assistance. The hospital bill may be inflated. Unfortunately, hospitals typically charge uninsured patients far more for medical services provided to them and their stay than the lower, discounted prices that are provided to health insurance companies and government programs such as Medicaid and Medicare.
The medical bill for prescription drugs, rooms, and medical care for an uninsured individual can be two or three times higher than the price paid by insurers. This is according to the National Consumer Law Center. This being the case, you need to ask the hospital to charge you the same prices it charges patients who are on Medicaid, Medicare, or its biggest health insurance customer. Determine whether you qualify for government help, charity or discounts. Check your hospital bill for errors. A copy of your medical chart. State aid and government assistance programs. Help with medical bills. Get information on resources and assistance programs that can help with medical bills.
Learn where to find free or affordable medical or dental care as well as prescription medications. Low income families, seniors and people who either lack health insurance or who are underinsured can explore various assistance programs for their medical needs and health care costs. Many pharmaceutical companies offer patients discounted or free prescription medications. Examples of some of the resources available include patient assistance programs, discount cards, and medications from regional and national non-profit charity organizations. Wall Street Survivor Teaches Everything You Need to Know About Money. You Don't Have to Be Rich to Build Wealth. Find Jobs and Hire skilled Freelancers, at a click. Planet Money. Prank Candles with Fart Scents and Terrible Smells for Practical Jokes – WTF Prank Candles - Good to Bad Scent Candles.
FREE Guide to All Government Grants, Scholarships and Loans for Students (Fedmoney.org) The First Open Company (Gittip Blog) What Employers Look for in Entry-Level Job Candidates. What Are "Smart" Credit Cards, and Why Are They Coming to America? Smart deals for students: Travel discounts, student flights, tickets, hotels and groups. All About Asset Location: How to Make the Most of Your Accounts. This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service.
He also has a newly reinvigorated blog, and you can have your day interrupted once or twice by his Twittering. Robert contributes one new article to Get Rich Slowly every two weeks. When he submitted this, Robert advised, “File this under the ‘long and tedious but important’ category. It might need pictures of cats.” Want to have more money and pay less in taxes? Wait! To understand asset location, you need to remember that most investors have accounts that receive different tax treatment, such as the following: A traditional tax-deferred account, like a traditional IRA or traditional 401(k): Contributions may be tax-deductible, and the investment growth and income isn’t taxed until money is withdrawn.
Hold off the tax man by putting the right investments in the right accounts. Surprise! Slideshow: Money Graffiti. To be perfectly upfront, what we’re about to show you is not something we endorse.
The legality of writing on U.S. currency isn’t clear-cut: according to Title 18 of the United States Code, Section 333 (18 U.S.C. §333), “whoever mutilates, cuts, defaces, disfigures, or perforates, or unites or cements together, or does any other thing to any bank bill… with intent to render such bank bill, draft, note, or other evidence of debt unfit to be reissued, shall be fined under this title or imprisoned not more than six months, or both.” The key term here is “intent to render” that bill to be reissued, which implies that it has to be taken out of circulation, and the bills we have included in this slideshow may very well be still exchanging hands. (Section 331 of the code, by the way, addresses the “mutilation” of coins, and as you can see here, the folks at the U.S. Mint have actually highlighted the word “fraudulently” in the text.)
Mint.com the best FREE way to manage your money. Slice - The simplest way to track your orders, save money, and manage your purchase receipts. Dave Ramsey Homepage - daveramsey.com. 10 Things You NEED to Splurge On When Money Is Tight. I have waltzed with riches more than once in my life.
I have tangoed with poverty a time or two as well. Usually I find myself dancing along somewhere in the middle, definitely not rich enough to spend a ton on the finer things, and not poor enough that I can’t enjoy life at all. The Protean Echo Reduces All Of Your Credit Cards To One Ubercard. Ready to enter a cardless future but not quite sure about NFC?
The Protean Echo might be for you. This clever project essentially captures your credit cards onto one multi-purpose card that can hold up to three cards at a time. It works like this: you scan your magnetic stripe cards into a smartphone app using a supplied dongle. You can then “upload” three cards to the Protean Echo and select them by tapping one of three touch-sensitive spots. The Echo’s batteries last for 2 years and you can store as many cards as you want on your phone. The Protean Echo uses a dynamic stipe system to mimic the way credit cards store data on the fly, thereby reducing clutter in your wallet. Side Hustle: Overcome Your Objections to Starting Your Own Business.
Editor’s note: This is Part 1 of a 2 part series by Tyler Tervooren of Advanced Riskology, creator of The Bootstrapper Guild.
It’s a rare man that doesn’t—at some juncture of his life—stop to question how things might be different if he worked for himself. Even a man who loves his job occasionally wonders what it might be like to strike out on his own and follow some crazy, half-baked notion. Self-employment is a dream held by many men but acted on by few. The reasons for this are many, but from my vantage point, most of the reasons practical men decide never to give themselves a chance to start their own side hustle is because much of what we learn about it—at least in The U.S. —comes from television shows, movies, and the media rather than people who actually run businesses.
Beware of These Tipping Traps That Make You Overpay. I always tip well, even when I feel service was less than spectacular, because only because society expects it.