Obesity and Office Ergonomics. As an average employee, you spend most of your hours, sitting at the office desk, fixing your gaze on one of the multiple displays from your PC to your phone.
And while you are at it, you also need something to munch on to keep you fueled. Add to it, the artificial environment viz. the stale air rotated by the air conditioner, the plastic plants decorating your office workstation and the dull white LED lights which are an attempt at replacing the natural sunlight your body actually needs. Even the lunch & tea breaks serve no benefit for you except that you fill your bellies and add to your corporate fat deposits. Minimum movements and a lot of sitting and slouching around in a relatively unhealthy environment, brews a perfect recipe for obesity. This sedentary lifestyle also leads to other health hazards such as sluggish metabolism, high blood pressure, heart conditions and a predisposition to diabetes. Obesity and Sitting Position What is a proper seating posture? Obesity and Typing. A detailed guide for various types of steel brands in india. Embracing A Bio-Economy- The Way Forward for India! Pin on Credit Information Report.
CRIF’s Basic Guide To Usage Of Policy Rules: Old Wine In A New Glass by Atrideb Basu. After the NBFC debacle, the Indian economy has seen liquidity drying up at a rapid pace.
The lending industry has been affected so severely that credit growth has reduced to half by the end of September 2019 compared to what it was at the beginning of the year, as per the latest RBI data. While some significant non-banking financial companies have witnessed diminished revenues, others have ceased to exist. To understand how general credit policy rules affect the lending industry, we got in touch with Atrideb Basu, Senior Vice President, Products & Consulting at CRIF India. In an insightful interaction, Basu elaborated on how current lending policy rules are doing more harm than benefit the industry along with what can be done to improve the situation. “The concept of policy rules, in general, is very intriguing.
“The issue here is if you reject a bunch of customers via a rule, you do not have the performance to measure the same. Automation & Process Efficiency key to Credit Bureaus To Address customer Needs- Pinkesh's Insights On Increasing Use Of Credit Bureaus In India. At 7.3%, Retail Loan Growth Slips to 5-year Low In First Half of 2019- CRIF Insights.
Banks have disbursed retail loans at the slowest rate in five years in the first half of 2019, latest data from RBI showed, amidst growing concerns of sluggish consumption demand and rising unemployment pegging down the country’s economic growth.
As per RBI’s monthly sectoral deployment of credit data analysed by ET, the retail personal credit disbursement growth in the first half of 2019 between January and June was 7.3%. The credit growth in the first half 2018 was 7.7% while for the same period in 2017 it was 8.6%. The loan growth in the first halves of 2016 and 2015 was at 8.1% and 8.5%, respectively.
MFI Sector Growth Falters and Defaults Rise with Assam Protests, Slowdown - CRIF Insights. Growth in the microfinance sector has tapered and defaults are on the rise.
The slowdown in the sector is being attributed to the recent spate of defaults in Assam, along with other factors like natural calamities, over-lending and liquidity issues in the non-banking finance sector. According to the latest report from CRIF High Mark, the credit bureau for the microfinance segment, Q2 of FY 2019-20 witnessed overall higher delinquency levels than in Q1. PAR 1-30 (portfolio at risk open for loans overdue between one and 30 days) was contained at one percent during the quarter ended June 2019 after rising to 2.9 percent in the quarter ended September 2018.
However, it once again breached the one-percent mark and was reported at 1.3 percent at the end of Q2 this financial year. What is more worrisome is that PAR 180+ (portfolio at risk open for loans overdue for 180 days) stands high at 4.5 percent. How & When to Dispute Credit Information Report? - An Infographic. Reorganizing Office Space for Aging Workforce. Ideally speaking, there are no age barriers when it comes to producing quality work and exhibiting professionalism.
Gone are the days when 60 years was considered the death knell for one’s career. The companies too are not willing to part ways with their older staff, the reason is simple; they bring in with them valuable experience and skills that contribute immensely to the organization’s productivity. However, age-related conditions and functional abilities cannot be undermined.
Is Your Office Chair Killing You Slowly? Among the various workplace stresses that could kill someone, an act as innocent as sitting might secretly be making it to the fore.
According to a study by Dr. Hamilton, the author of “Too Little Exercise and Too Much Sitting: Inactivity Physiology and the Need for New Recommendations on Sedentary Behavior” , sitting in a place for too long can cause various health complications. Sitting for long periods with little moving around might sound like the definition of a hard working employee but on the contrary, it is the most unproductive and unhealthy.
Recent epidemiologic evidence suggests that sitting time has deleterious cardiovascular and metabolic effects that are independent of whether adults meet physical activity guidelines. Humans were never really designed to sit for so long and still be efficient. According to the cumulative conclusion of the individual studies conducted by Dr. 4 reasons to check your business credit score PowerPoint Presentation - ID:9799872. Why architect love steel buildings? The main agenda behind constructing any building or structure is that it should do complete justice to the vision of the people behind it.
The people who’ve had an idea of creating an environmentally sustainable, aesthetically appealing and an economical building, that serves to be more than just a residential or a commercial property. A building that stands as a modern construction marvel that creates a longing in every viewer’s eyes. 4 Steps to Effective Third-Party Due Diligence. In Conversation With Atrideb Basu (SVP, Analytics) on How He Scaled Data Analytics Practice In India. CRIF is an Italian company, based out of Bologna and caters to more than 6K banks and financial institutions across 30+ countries globally.
In India, CRIF has two broad arms – one is the 100% subsidiary (called CRIF Solutions India) – which focuses on consulting, analytics and products and the other is the credit bureau where it has major ownership (CRIF Highmark) – which focuses on multiple services on the retail and commercial side. In 2015, CRIF set up the Centre of Excellence (CoE) for analytics and decision engine which provides solutions and services that cover the entire customer lifecycle — risk assessment, marketing, acquisition, customer management, and collections. Today the 85-strong analytics arm, headquartered in Pune is a one-stop-shop for all data and analytics related needs for the BFSI and telecom sector across Asia and the Middle East. CRIF Highmark Unveils Its New Platform for Commercial Credit Information.
CRIF High Mark Credit Information Services Ltd, a leading Credit Information Company in India, unveiled its new and enhanced version of Commercial Credit Information Platform.
The new platform enables the institutional users with unified access to verify the borrower and check the credit information of business entity and its promoters, thus saving time and effort for the users. The new platform offers a more intuitive workflow and user-friendly interface that leverages data already available with CRIF, lessening the data inputs from the user’s end. This platform provides CRIF’s Commercial Credit Reports with recently introduced PERFORM Commercial Credit Score V2.0 on the RBI prescribed score range (300-900).
Talking about the launch, Kalpana Pandey, Managing Director, said, “In line with our commitment to keep innovating, the Commercial Credit Platform has been introduced with several enhancements, based on the suggestions and inputs captured from our users. Collaborative Work Spaces - A Passing Trend or A Thriving Culture? Remember the Movie - ‘The Matrix’?
In one of the scenes, Neo is seen working in his enclosed cubicle when he gets a Phone call from Morpheus informing him about the unknown villains who have come looking for him in his office? This is when Neo suddenly stoops under the workstation desk of his cubicle and manages to scoot to a safe area. Did you notice the maze-like structure of the office? Well, that's how old offices used to be - structured and repetitive. If this was to happen in 2019, I’m sure Neo would have had a little hard time hiding with the open offices being what they are - open! Height Adjustable Tables for A ‘Flexible’ Work Environment. The nature of work has changed drastically over the ages. Due to the Internet, much of the work is now possible without leaving the convenience of the office workstation. With more and more jobs involving sitting at your desk, human society has witnessed a swift transition into the ultra sedentary lifestyle without fully realizing its ill effects.
Wastewater Treatment - Converting Adversity into Opportunity. India’s agricultural population is highly dependent on the monsoons. Climate change has altered the patterns of weather, adversely impacting rainfall, the crops, the farmers and consequently, us. While farmers are suffering from drought or excessive rainfall, cities are struggling with their own woes of untreated sewage flowing through open nullahs with the occasional floods only aggravating the condition. This is an ironic situation where we have abundant water around us but only a fraction of it may be fit for consumption. Future of Bio-Based Solutions and EPC Requirements in India. A massive increase in energy consumption throughout the world has led to a rise in demand for fuels and energy sources. Conventional energy sources such as fossil fuels are limited and on the verge of getting exhausted.
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