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Credit Bureau In India - CRIF High Mark

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5 Ways to Boost Your Credit Score PowerPoint Presentation, free download - ID:10039093 Download Skip this Video Loading SlideShow in 5 Seconds.. 5 Ways to Boost Your Credit Score PowerPoint Presentation The Credit Risk Management Models transform a rigid credit process to an automated process Balancing continuously changing demands, while providing superior service, quicker responses, improved results and better control requires an innovative and flexible solution like CreditFlow Business Process Management (BPM), which transforms a slow, rigid and unenforceable credit method to an automated, paperless and manageable end-to-end process. CreditFlow is an agile and innovative business process management (BPM) suite built specifically for credit processes like customer onboarding and loan origination. CreditFlow automates the end-to-end process, from information gathering e to approval and booking, orchestrating manual activities with workflow and document management, connecting participants and integrating all systems involved to meet your credit process needs either with a pre-defined or customizable solution. CreditFlow tracks every step of the process, including status and who-did-what-when, providing complete control and maximum straight through processing.

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Improve Profitability From Existing Customers CRIF’s customer management solutions help you enhance customer retention by engaging with your best customers and minimize risk by identifying customers who might become delinquent. Portfolio Review Evaluate your existing portfolio for risks and also to evaluate enhancing customer relationship through portfolio reviews. This involves customer level assessment and help you classify customers into four quadrants based on her association with you and with other lenders – good-good, good-bad, bad-good and bad-bad, for specific actions. The output will include account level history of the customer along with score. This is available for all type of borrowers – Consumer (Individuals), Commercial (Non-Individuals) and Microfinance segments.

How can decision automation solutions drive effective credit risk management? > Blog Making decisions is like predicting the weather by looking at the sky, you can only make as much forecast as your eyes can see and your mind can conceive. When it comes to business decisions, you can’t go so basic. Every business decision you make has major outcomes, whether good or bad. This can’t be more true than in the case of banks and lending institutes who simply can’t afford loose decision making. Of course, nobody can predict a hundred percent right, but it has to be near accurate. Buyer & Exporter Risk Assessment with CRIF Business Information Report Are you thinking about buying a business or want to acquire another small business to expand your existing one? Or, want to add new suppliers to your business? If you answered yes to any of these questions, conducting due diligence becomes indispensable. Due diligence is a methodical investigation into the business, product, suppliers you are interested in buying.

MFI Sector Growth Falters and Defaults Rise with Assam Protests, Slowdown - CRIF Insights Growth in the microfinance sector has tapered and defaults are on the rise. The slowdown in the sector is being attributed to the recent spate of defaults in Assam, along with other factors like natural calamities, over-lending and liquidity issues in the non-banking finance sector. According to the latest report from CRIF High Mark, the credit bureau for the microfinance segment, Q2 of FY 2019-20 witnessed overall higher delinquency levels than in Q1. PAR 1-30 (portfolio at risk open for loans overdue between one and 30 days) was contained at one percent during the quarter ended June 2019 after rising to 2.9 percent in the quarter ended September 2018. However, it once again breached the one-percent mark and was reported at 1.3 percent at the end of Q2 this financial year.

Acquire Better Customers Using Data, Insights And Analytics Acquire better customers and lend reliably through an informed decisions using data and score. Our solutions assist you in assessing and qualifying right customers, and manage your credit risk better Credit Information Know more about applicant before approving a loan using CRIF’s comprehensive credit bureau reports and manage risks early. What is Your CRIF Credit Report & Credit Score? What is a CRIF Credit Score? It is a three- digit number which gives a bank or a lender a sense of your creditworthiness i.e. whether you have been repaying your dues regularly or not. If the credit score is good, then the lender understands that you have used loans or credit cards in the past and have repaid all the dues properly and regularly. This makes lender comfortable to approve your current application for a loan or credit card.

Improve Profitability From Existing Customers CRIF's customer management solutions help you enhance customer retention and deepen relationships by engaging with your best customers and minimize risk by identifying customers who might become delinquent. Predictive Analytics Assess your existing customers and segment them for a variety of possible actions around marketing or risk management with the use of internal data and external data such as from credit bureau through a bespoke scorecard built by CRIF experts. CRIF Highmark Unveils Its New Platform for Commercial Credit Information CRIF High Mark Credit Information Services Ltd, a leading Credit Information Company in India, unveiled its new and enhanced version of Commercial Credit Information Platform. The new platform enables the institutional users with unified access to verify the borrower and check the credit information of business entity and its promoters, thus saving time and effort for the users. The new platform offers a more intuitive workflow and user-friendly interface that leverages data already available with CRIF, lessening the data inputs from the user’s end. This platform provides CRIF’s Commercial Credit Reports with recently introduced PERFORM Commercial Credit Score V2.0 on the RBI prescribed score range (300-900). Talking about the launch, Kalpana Pandey, Managing Director, said, “In line with our commitment to keep innovating, the Commercial Credit Platform has been introduced with several enhancements, based on the suggestions and inputs captured from our users.