Personal Loans and Online Investing - Peer to Peer Lending. Crowdfunding. Ideavibes™ - The crowd is speaking. Are you listening? Crowdfunded windmill will generate energy for members’ own use. Gain instant and exclusive access to over 5,000 of the most creative ideas, innovations and startups on our database and use our smart filters to take you direct to those that are most relevant to your industry and your needs.
Not interested? You can still browse articles published in the last 30 days from our homepage and receive your daily and weekly fix of entrepreneurial ideas through our free newsletters. Kickstarter. Kapipal - Raise Money for Your Dreams! Loans that change lives. Living Without Money. 35+ Social Lending Platforms Around the World. I’ll be giving a presentation on ‘the future of money’ in a few months, and am trying to wrap my head around all the emerging disruptive tools and services that are shaking up the financial industry.
I plan to do a few posts covering these areas, and hope we can have some interesting discussion about what it means and where we’re going. In the meantime, here’s a general resource of social lending platforms/marketplaces across the globe. If you’re aware of any I’ve missed, please let me know! Thanks. Social Lending Social Lending, or peer-to-peer lending, essentially brings individuals together to lend and borrow money directly from each other, cutting out the middle man (the bank). 1. Twitter: @auxmoney Facebook: auxmoney-GmbH Location: Germany 2. Location: Italy 3. Facebook: Cashare Twitter: @cashare Location: Switzerland 4.
Twitter: @communitylend Location: Canada 5. Twitter: @Comunitae Location: Spain 6. Location: India 7. Location: Korea 8. Location: Brazil 9. Openmoney. New Economies/Banking/ Social Lending/SRI. Here Comes the P2P Economy - The Conversation - Harvard Business. By Stan Stalnaker | 9:24 AM February 26, 2008 Peer-to-peer, or P2P, networks have thrown the media industry into turmoil, changing the flow of information from a one-to-many model (with newspaper publishers, Hollywood studios, and big music companies as the sources) to a many-to-many model (with blogs, YouTube, and file-sharing forums as the venues).
The ability of individuals to both consume and create content–news, movies, and music–greatly threatens traditional players. Witness the struggles of established U.S. newspaper publishers–the share prices of the four largest have fallen between 10% and 50% during the generally rising market of the past three years–because of challenges from new media and advertising models, including P2P schemes.
A shock like the one that jolted the media is poised to strike other industries, perhaps more disruptively. Indeed, P2P financial systems are set to reprise in the banking industry what has happened in media. The P2P Lending Landscape - GLG News. Prosper raising $13.3 – $15.8M round for peer-to-peer lending ma. Peer-to-peer lending marketProsper is in the midst of raising a $13.3 – $15.8 million fourth round of funding, the company announced today.
The company’s lending market currently has nearly a million members, and so far, those members have funded 32,000 loans totaling more than $193 million. The company said it has signed a letter of intent with new and existing investors to raise the round, which is expected to close by April 15. To date, the San Francisco-based company has raised $43 million. According to Deutsche Bank Research, Prosper is the largest peer-to-peer lending marketplace. Gartner forecasts this industry will grow to $5 billion in outstanding loans by 2013. Prosper announced in November that it had raised $1 million in a third round. Competitor Lending Club raised $12 million in March, 2009, and has raised more than $22 million in all. FriendsClear.com - Interview with Jean-Christop. I invite you to watch the video I shot last week in Paris with Jean-Christophe Capelli.
I met JC for the first time in NYC, the day before the very first Finovate event back in 2007. Time flies... I am glad we finally managed to shoot an interview about the innovative FriendsClear.com, the first P2P Lending marketplace in France.We covered a lot during this session. I asked JC to introduce FriendsClear, talk about the challenges he had to overcome to launch in France, the partnership he managed to put in place with Credit Agricole PG to make the service available to the French SMEs, the successful contest they launched to increase the visibility of the service (with 120 applications from startups and SMEs).Even though Jean-Christophe couldn't share much stats except they are closing on to 500,000 euros of loans, he shared some exclusive info on their international growth strategy... Merci encore JC! Contest - mon projet pro. The Bank of Mom and Dad - Personal Finance - Debt - SmartMoney.c.