P2P Lending

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Crowdfunding

http://www.ideavibes.com/

Ideavibes™ - The crowd is speaking. Are you listening?

Innovation does not exist in a vacuum. Open innovation or crowdsourcing – whether it's in governments driven by citizens, or in companies driven by employees, customers, prospects or partners, is the foundation for future success. The Ideavibes Crowd Engagement Platform™ makes launching open innovation or crowdsourcing initiatives easy in multiple languages without requiring IT support. Funding innovation or change in our economy or communities is being revolutionized by the power of the crowd to select, refine and support the change they want to see.

Crowdfunded windmill will generate energy for members’ own use | Springwise

http://www.springwise.com/eco_sustainability/crowdfunded-windmill-generate-energy-members/ We’ve seen numerous creative approaches to supplying sustainable energy for home users, but recently one caught our eye that seemed a little different. Targeting consumers unwilling or unable to outfit their own homes with wind or solar energy collectors, Dutch Windcentrale offers a chance to own a portion of a local windmill and enjoy a proportionate amount of the green energy it produces. A brainchild of the Dutch Energy Cooperative with support from the Doen Foundation, Windcentrale gives Dutch households a way to secure their own energy supply for years to come. Toward that end, it has divided up a single windmill’s output into units with an expected wind output of 500 kilowatt hours (kWh) each per year. Interested parties can purchase one or more of those units so as to supply their own household consumption, which averages about 3500 kWh. Power is delivered through the local utility, and during wind-free days it’s supplemented with the utility’s own, traditional supply.

Kickstarter

Kickstarter is the world's largest funding platform for creative projects. Every week, tens of thousands of amazing people pledge millions of dollars to projects from the worlds of music , film , art , technology , design , food , publishing and other creative fields. http://www.kickstarter.com/
$ 2,890 from 50 contributors Reach 4 The Top - Mount Kilimanjaro Fundraiser $ 2,646 from 59 contributors La Loi Des Cactus - Nouvel Album $ 1,500 from 22 contributors Robert and Silvia Wedding Registry $ 10,715 from 69 contributors Nancy Dutra's Debut Album! Pre-Order and Help Fund The C.D. $ 3,896.11 from 38 contributors BEAU ROBB

Kapipal - Raise Money for Your Dreams!

http://www.kapipal.com/

Kiva - Loans that change lives

Every day, Kiva connects thousands of people to borrowers and partner institutions around the world, working together to create opportunity and alleviate poverty. It only takes $25 to get started. http://www.kiva.org/
We’ve now had over 250 public screenings of Living Without Money in 30 countries ! Check out our map below. Click here if you would like to host a screening. http://livingwithoutmoney.org/

Living Without Money | a documentary film

http://emergentbydesign.com/2010/08/27/35-social-lending-platforms-around-the-world/ I’ll be giving a presentation on ‘the future of money’ in a few months, and am trying to wrap my head around all the emerging disruptive tools and services that are shaking up the financial industry. I plan to do a few posts covering these areas, and hope we can have some interesting discussion about what it means and where we’re going. In the meantime, here’s a general resource of social lending platforms/marketplaces across the globe. If you’re aware of any I’ve missed, please let me know! Thanks.

35+ Social Lending Platforms Around the World « emergent by design

Open money is a means of exchange freely available to all. Any community, any association - indeed, any body - can have their own money. Open money is synonymous with LETS - an invitation to come inside and play, as in open door and open house; collaboration as in open hand and open for all; attitude as in open mind.

openmoney

http://www.openmoney.org/
New Economies/Banking/ Social Lending/SRI

Here Comes the P2P Economy - The Conversation - Harvard Business

Stan Stalnaker is the Founder and Creative Director of Hub Culture Ltd, a social network that merges online and physical world environments. http://blogs.hbr.org/cs/2008/02/here_comes_the_p2p_economy.html
https://www.gplus.com/mortgage-finance/insight/the-p2p-lending-landscape-51458 The P2P Lending Landscape P2P Lending has captured imaginations and is rapidly gaining market share. The UK initiated the innovation wave with Zopa which started in March, 2005.

The P2P Lending Landscape - GLG News

Prosper raising $13.3 – $15.8M round for peer-to-peer lending ma

Peer-to-peer lending market Prosper is in the midst of raising a $13.3 – $15.8 million fourth round of funding, the company announced today. The company’s lending market currently has nearly a million members, and so far, those members have funded 32,000 loans totaling more than $193 million. The company said it has signed a letter of intent with new and existing investors to raise the round, which is expected to close by April 15.
I invite you to watch the video I shot last week in Paris with Jean-Christophe Capelli . I met JC for the first time in NYC, the day before the very first Finovate event back in 2007.

Visible Banking: FriendsClear.com - Interview with Jean-Christop

N ot that long ago, a middle-school band teacher like Mark Witt would have been able to finance a mortgage in Phoenix, no problem. Then the real estate market crashed, taking with it the easy-money mentality that made getting a loan as simple as strolling into the office of the nearest mortgage broker. So Witt, scrambling for $7,000 to make a down payment on a three-bedroom house in a historic district, turned to a source closer to home: his dad. Bob Witt, a retired CEO, was glad to help out. He even offered to pony up the whole $250,000 purchase price, at a bargain interest rate of 4.25 percent.

The Bank of Mom and Dad - Personal Finance - Debt - SmartMoney.c