MasterCard And Intel Partner To Secure And Simplify Online And NFC Payments. Intel and credit card giant MasterCard are announcing a multi-year strategic partnership this evening, which aims to provide a more secure and simple way for consumers to pay for products online. The two companies will be working to combine MasterCard’s expertise in payment processing and commerce with Intel’s strengths in chip-based security. So how are these two companies joining forces? Details are still being disclosed, but MasterCard and Intel are working on providing a safer and simpler checkout process for online merchants and consumers using Intel’s Ultrabook devices and future generations of Intel-based PCs. Another area where Intel and MasterCard will be working together is in the area of emerging payments technologies, including MasterCard’s PayPass and Intel’s Identity Protection Technology.
PayPass is a payment method that lets you make purchases without having to swipe the magnetic strip on your card or provide your signature. Disruptive Payments Network Dwolla Now Provides Users With Instant Access To Cash. Today, online and mobile payments platform Dwolla is launching what may be one of its biggest features yet: instant access to cash.
Via the new opt-in setting called “Dwolla Instant,” users will be able to immediately deposit and send cash without the usual wait times associated with the mobile payment platform – typically a few days. To use Dwolla Instant, users must first enroll in the service, which requires a monthly $3 participation fee. This fee will begin from the day you switch on Dwolla Instant, but can be turned off and on at will, without penalty.
Once enabled, you can then send money to a friend, pay a merchant, or deposit funds instantly. You’ll tell Dwolla what the funding source is for that initial transaction, and that will then be tied to your “Instant Balance.” After The Regretsy and Diaspora Account Freezes, We’ve Lost Confidence In PayPal. Hey PayPal, do you realize people no longer trust you?
By heartlessly freezing the accounts of legitimate causes, you’ve shaken our confidence. By releasing the funds only in response to public pressure, you’ve shown that your policy enforcement is erratic and our money can disappear on a whim. The account freezes have become such fiascoes that they transcend the facts. Even if you’re boxed in by the law, even if these companies accidentally misused your product, it doesn’t matter. The public’s perception is that there’s a risk in keeping money with PayPal. Today’s blunder where you froze the account of Regretsy as it tried to buy toys for poor kids is going to stick in people’s minds for a long time.
Operator Billing. [Etude] Les paiements alternatifs online. Selon une étude menée par ADN’co pour Limonetik, publiée ce jour, les moyens de paiements alternatifs devraient représenter près d’1/4 des transactions online réalisées en France, d’ici 2015.
![[Etude] Les paiements alternatifs online](http://cdn.pearltrees.com/s/pic/th/paiements-alternatifs-37167142)
Un marché qui pèserait donc près de 13,8 milliards €. Plus précisément : La part des moyens de paiements alternatifs dans les transactions en ligne devrait connaître un taux de croissance annuel moyen de 27 % d’ici 2015. Deux modes de moyens de paiements alternatifs sont distingués dans l’étude: Les moyens de paiements alternatifs dits « pure player » qui comprennent : les solutions de paiement en ligne sécurisées, type Paypal ou Buyster. L’étude a été réalisée en octobre/novembre 2011. Virtual Currencies, Real Potential - Bank Technology News Article. An acquisition by American Express in Septembergave it a piece of a business that analysts say other lenders should jump into: virtual currencies and virtual commerce.
American Express paid $30 million for Sometrics, a four-year-old company that helps video game makers establish virtual currencies and virtual currency commerce within their games. Why pay $30 million for an enterprise that helps video gamers buy virtual clothes for their online avatars? Measured in real-world U.S. dollars, virtual transactions total $2.1 billion a year in the U.S. and $7.3 billion globally, according to Sometrics' founder and chief executive, Ian Swanson. Send Money - Receive Money - Online Payments - Money Transfers. Mobile Payments: 8 Awesome Ways to Pay with Your Phone - TNW Apps. The day when we no longer have to cart around our fat wallets, jammed with credit cards, coins and cash is fast approaching.
Several smart mobile payment platforms have emerged over the past few years making it easy to pay our friends securely and in real time from our smartphones. Today, there are four primary models for mobile payments: Premium SMS based transactional payments, which is great for users without smartphones, Direct Mobile Billing, which accounts for 70% of all digital content purchased online in some parts of Asia, Mobile web payments (WAP), which includes online wallets such as Amazon Payments, Google Checkout or PayPal and finally Contactless NFC (Near Field Communication). The big banks and credit cards all have their own mobile apps, which allow you to check your balance and transfer funds. Using mobile payments is a convenient win for consumers and makes the merchant look super tech savvy. 1.
US 2009 e-stats.
Monétique/Les solutions de paiement en ligne. Un livre de Wikilivres.
Architectures et solutions de paiement en ligne. PCI DSS[modifier | modifier le wikicode] cf. PCI DSS L'architecture 3D-Secure[modifier | modifier le wikicode] Il s'agit de sécuriser le paiement en ligne par carte. 3D-Secure est une architecture de solution de paiements sécurisés sur Internet faisant intervenir trois acteurs le domaine acquéreur (Banque du marchand), le domaine émetteur (Banque sur porteur de la carte) et le domaine interbancaire (réseaux comme Visa). Les nouveaux modes de paiement en ligne. E-Commerce and E-Business/E-Commerce Applications: Issues and Prospects. E-Commerce Applications: Issues and Prospects[edit] Various applications of e-commerce are continually affecting trends and prospects for business over the Internet, including e-banking, e-tailing and online publishing/online retailing.
A more developed and mature e-banking environment plays an important role in e-commerce by encouraging a shift from traditional modes of payment (i.e., cash, checks or any form of paper-based legal tender) to electronic alternatives (such as e-payment systems), thereby closing the e-commerce loop. a) Benefits of e-Commerce Expanded Geographical ReachExpanded Customer BaseIncrease Visibility through Search Engine MarketingProvide Customers valuable information about your businessAvailable 24/7/365 - Never CloseBuild Customer LoyaltyReduction of Marketing and Advertising CostsCollection of Customer Data b) Basic Benefits of e-Business e-Commerce What are the existing practices in developing countries with respect to buying and paying online?
A. B. Box 7. 1. Acquiring bank. An acquiring bank (or acquirer) is a bank or financial institution that processes credit or debit card payments on behalf of a merchant.
The term acquirer indicates that the bank accepts or acquires credit card payments from the card-issuing banks within an association. The best-known (credit) card associations are Visa, MasterCard, Discover, American Express, Diners Club, Japan Credit Bureau, Attijariwafa Bank, and China UnionPay. Merchant accounts[edit] 3D-Secure-Atos Worldline Sips. 3-D pourquoi : Le dispositif 3-D secure a été mis en place par Visa et Mastercard afin de réduire le taux de fraude lié au paiement électronique.
Le principe de 3-D secure est de renforcer le processus d’authentification du porteur de carte. La banque émettrice doit ainsi mettre en place un module d’authentification renforcé qui s’active dès qu’un de ses clients effectue un paiement sur une solution de paiement à distance disposant d’un module 3-D secure. Pour les commerçants à distance le dispositif 3-D secure n’engendre aucune modification dans les habitudes de gestion de caisse. Pour les clients effectuant des achats en ligne, le dispositif 3-D secure va engendrer une authentification forte par l’intermédiaire d’un outil déployé par la banque du client.
American Express challenges PayPal with 'Serve' digital payment platform. American Express Announces ServeSM, the Next Generation Digital Payment Platform Serve Offers Person-to-Person, Online, Mobile, and Traditional Card Capabilities in a Single Account NEW YORK--(BUSINESS WIRE)--American Express (NYSE: AXP) today unveiled ServeSM, a digital payment and commerce platform that gives consumers a new way to spend, send and receive money with services that go beyond the existing global payment networks.
After Visa, American Express Takes On PayPal With Digital Payments Platform. Following in the footsteps of rival Visa, American Express this morning announced a digital payment and commerce platform dubbed Serve, enabling U.S. consumers to make purchases and person-to-person payments online, via mobile phones and at AmEx’s network of millions of merchants. Serve integrates a variety of payment options into a single account that can be funded from a bank account, debit, credit or charge card, or by receiving money from another Serve account. The platform is available immediately to anyone in the U.S. and is expected to launch into other international markets over the coming year.
American Express has released mobile applications for iOS and Android. Serve accounts can also be accessed through Facebook. It won’t stop there, says Dan Schulman, Group President at American Express: Indeed, in the first six months Serve will charge no fees to open an account, for P2P transactions, use social network widgets or anything else.
Battle of the E-payment Brands. There was a time when PayPal was the only major e-payment company, preferred by eBay (and owned by them as well). However, more and more e-payment options are popping up. However will customers decide which one to use? Brand will be a huge part of this decision. Monetization as-a-Service. Visa Acquiring Payments Firm PlaySpan For $190M. Visa announced an agreement to acquire Silicon Valley-headquartered PlaySpan, which operates a payments platform targeting online games, digital media, and social networks, for $190 million.
Founded in 2006, PlaySpan provides a monetization-as-a-service platform that includes fraud and risk management, analytics, merchandizing, and global payment connectivity features for online purchases such as virtual currency, subscriptions, and digital goods. Its UltimatePay product allows consumers to buy virtual goods online using more than 85 global payment methods in 180 countries. PlaySpan also sells Ultimate Game Cards, prepaid cards available in over 50,000 retail locations across North America and other countries. Visa notes that this acquisition complements its purchase of online payments firm CyberSource last year, extending its capabilities in the growing digital and mobile commerce sector. Now, 'Monetization as a Service' PlaySpan, a provider of monetization solutions for digital goods, social networks, online games, and videos, rolled out an online service it calls "Monetization as a Service," a seven-layer approach to providing a monetization platform: something it calls "the MaaS stack.
" The idea behind MaaS is to provide payment-as-a-service from the cloud for online games and other content. PlaySpan says MaaS combines a global payment gateway with more than 85 payment options with micropayment, subscription, and e-commerce capabilities. PlaySpan says it also incorporates an analytics dashboard and fraud management tools into its offering. Online Payment Processing Step Descriptions.