Code & Conquer. Most Important: Have Fun. And earn some badges. See how your strategy works out in different scenarios, challenge other players, receive points, earn badges and climb your way to the top of the leaderboard. Boost your coding skills. Do it playing. This game provides the perfect setting to introduce the key concepts employers ask you to know. Learn them easily while playing.Start simple and go through our tutorials to learn Graph Algorithms, Greedy Algorithms, Dynamic Programming, Randomized Algorithms and Artificial Intelligence. Code & Conquer. Basel 3 one-year summary. Basel 3 one-year summary. Capital requirement.
Capital requirement (also known as Regulatory capital or Capital adequacy) is the amount of capital a bank or other financial institution has to hold as required by its financial regulator. This is usually expressed as a capital adequacy ratio of equity that must be held as a percentage of risk-weighted assets. These requirements are put into place to ensure that these institutions do not take on excess leverage and become insolvent. Capital requirements govern the ratio of equity to debt, recorded on the assets side of a firm's balance sheet. They should not be confused with reserve requirements, which govern the liabilities side of a bank's balance sheet--in particular, the proportion of its assets it must hold in cash or highly-liquid assets.
Regulations[edit] A key part of bank regulation is to make sure that firms operating in the industry are prudently managed. The capital ratio is the percentage of a bank's capital to its risk-weighted assets. Regulatory capital[edit] Capital requirement. It's liquidity not solvability. It's liquidity not solvability. Swiss banks confident on Basel 3. By Katharina Bart (Updates with comment from Credit Suisse and UBS, rewrites throughout.)
ZURICH (MarketWatch) -- Swiss banks Credit Suisse Group /quotes/zigman/172227/delayed/quotes/nls/cs CS +0.65% and UBS AG /quotes/zigman/411392/delayed/quotes/nls/ubs UBS +0.10% on Sunday expressed confidence in meeting new capital reforms set out by international regulators, even as tougher rules in Switzerland loom in connection with efforts to mitigate fallout to the rest of Switzerland's finance industry if one or both of the major banks collapse. "We expect the retained earnings from our capital-generative model, together with the new staggered phase-in of the new capital rules, will allow us to comply with the new rules without having to materially change our growth plans or our current capital and dividend policy," a Credit Suisse spokesman said in a statement. /quotes/zigman/172227/delayed/quotes/nls/cs. Swiss banks confident on Basel 3. US banks receive Basel III boost. US banks receive Basel III boost.
Basel III Liquidity Requirements. As I noted in my post on Lehman's liquidity pool, the financial crisis of 2008 — and the Lehman episode in particular — highlighted the pressing need for formal liquidity requirements. Fortunately, the Basel Committee has made a new liquidity regime a focus of Basel III. The new liquidity regime can be found in the December 2009 consultative document as amended by last month's Annex. The main component of Basel III's liquidity regime is the Liquidity Coverage Ratio (LCR), sometimes known as the "Bear Stearns rule.
" The LCR requires banks to maintain a stock of "high-quality liquid assets" that is sufficient to cover net cash outflows for a 30-day period under a stress scenario. The formula is: Stock of high quality liquid assets ≥ 100% Net cash outflows over a 30-day time period Net cash outflows, in turn, is calculated by applying run-off rates to different sources of funding (e.g., repos, unsecured wholesale, etc.). 1. 2.
This is where most of the action is. Basel III Liquidity Requirements. Risk Analysis, Assessment, Management. Risk Assessment.