Everything You Need to Know About Hong Kong’s FinTech Ecosystem: Startups, Regulators, Investors and Accelerator Programs – Irish Tech News. Latest great guest post by by Elena Mesropyan.
Elena is a Market Research Analyst at LTP where this article first appeared. 38 FinTech Companies in Kenya to Look out for in 2017 Why Hong Kong? Charles d’Haussy, the Head of FinTech at Invest Hong Kong (InvestHK), gave a perfect answer to our question, saying,“Hong Kong has all the ingredients to be the global and regional FinTech hub. It is one of the international financial centers, the freest economy, rule of law, large talent pool, a strong legacy of trade and work ethic. The Hong Kong SAR (HKSAR) Government has pledged full support to the FinTech sector, mentioned by our Chief Executive in his latest Policy Address.
Indeed, Hong Kong has been an innovation hub for many years and is uniquely positioned to become a launch-pad into the biggest consumer market in the world with the support of private and public sector entities. Bitcoin Trading Sites 2017 - Where to Trade Now! Bitcoin underwent a lot of ups and downs in its brief history and we have made a a complete guide to bitcoin for those who need a speedy update on the bitcoin trading ecosphere.
However for those who are quite familiar with bitcoin, here is our run down of major crashes during the early years of this digital currency experienced by Bitcoin traders . Copy and paste the code below to embed this infographic on your website. LendIt USA 2017. "Great event on the disruption in the financial services industry by marketplace lenders, investment platforms and the entire ecosystem.
Excellent speakers and some of the best fireside chats I have had the pleasure of attending. " Sundip PatelCEO, AVANA Capital "LendIt is THE conference if you want to start a lending company, invest in a lending company, or learn about fintech in general. There are so many amazing speakers and relevant panels about what matters most in fintech and lending. " Sasha Orloff CEO, LendUp. Innovate Finance – The Voice of Global FinTech. ING’s agile transformation. LONGREAD: Everything you’ll ever need to know about blockhain – and more. There is a great quote from the start of the movie The Big Short by Ryan Gosling’s character Jarred Vennett.
He says when the economy collapsed during the financial crisis, “none of the experts or leaders or talking heads had a clue it was coming. I’m guessing most of you still don’t really know what happened”. Blockchain for Wall Street.
The Future of Cryptocurrency - Deep Dive Data & Forecasting 2016-2021 - Juniper Research. OverviewJuniper has developed benchmark forecasts on the cryptocurrency industry, providing market sizing and forecasts for the Bitcoin and Altcoin markets.
Insights are provided in a PDF report which showcases key data findings, broken down by global region. In addition the report provides explanation and assumptions behind the market growth. An interactive excel provides raw data split by service type, channel, regional and key country markets. Analysis tools enable users to create custom charts for specific markets, sectors, or to create scenario based forecasts. The forecasts include: Untitled. 160629 2016WL0062 FinTech與開放式創新(A) v8F. Economy Views: Blockchain transforming financial services.
铁饭碗不再：银行业“Uber时刻”将临，上百万人或失业. Futurist, Author and Keynote Speaker Gerd Leonhard– thinking, writing and speaking about the Future of Humanity, Culture and Business. 區塊鏈在金融及醫療領域概況與展望-微信上的中國. 區塊鏈（Blockchain）技術就是一種全民參與記帳的一種技術方式，通過這種方式，數據就會變得非常的安全，因為篡改單節點的數據是沒有任何意義的，從而區塊鏈技術能在很多領域能顯著降低成本和提升效率。
在通信領域，通過區塊鏈技術發信息的方式是每次發給全網的所有人，但是只有那個有私鑰的人才能解密打開信件。 人類通信要求從「可以做到」轉變為「可以安全地做到」。 這會導致很多系統的設計思想發生改變，從最短最快到最安全。 在跨國慈善領域，區塊鏈技術可以做到一個全新的跨國小額快速捐贈市場，而且可以解決慈善資金的監管問題，慈善金額有可能因此達到現在慈善金額的5-10 倍。 在股權/有價證券交易所領域，通過區塊鏈技術可以做到24小時不中斷運作，所有人可以在區中心化的全球交易平台上自由競價完成交易，而撮合也是在去中心化的。 Fintech in FT. Fintech 100. Cutting through the noise around financial technology. We estimate there are today more than 2,000 start-ups offering traditional and new financial services.
Here's how banks should respond. Banking has historically been one of the business sectors most resistant to disruption by technology. Since the first mortgage was issued in England in the 11th century, banks have built robust businesses with multiple moats: ubiquitous distribution through branches; unique expertise such as credit underwriting underpinned by both data and judgment; even the special status of being regulated institutions that supply credit, the lifeblood of economic growth, and have sovereign insurance for their liabilities (deposits). Euroclear Sees Seven Steps to Bring Blockchain to Capital Markets. Post-trade settlement specialist Euroclear has co-authored a new report on how blockchain and distributed ledger technology can be adapted for capital markets.
Written with management consulting firm Oliver Wyman, the report takes a positive stance on the technology, arguing it could eliminate delays and inefficiencies in capital markets. The publication follows news that Euroclear is working with its peers, including CME Group and the London Stock Exchange, on a consortium for post-trade settlement. Overall, the report recommends the industry take seven steps to realize the technology, including working on proof-of-concepts, collaborating with industry peers and "preparing a narrative" for regulators and supervisory bodies that may interested in the implications of such investigations.
As with previous reports, Euroclear echoed the growing consensus that collaboration is needed to realize the full potential of the nascent technology. For more information, read the full report. Smart Refill. 點融網巨額融資的背後：渣打盡調9個月花了900萬美金. 投資界8月20日消息，點融網在上海宣布獲得2.07億美元C輪融資，渣打銀行及中國互聯網金融科技基金（CFF）領投，渤海租賃及之前的兩輪投資方參與了跟投。
此次融資創下兩項紀錄： 1、從融資數額上看，2.07億美元，是目前國內P2P網貸領域單筆最大融資。 之前我們聽說過金額較大的融資有：人人貸2014年初獲得1.3億美元A輪融資、今年玖富獲得的1億美元融資、趣分期獲得螞蟻金服領投的2億美元融資等。 How the payments industry is being disrupted. Global payments revenues have been growing at rates in excess of expectations.
Once again, Asia—and China in particular—is the primary engine propelling the global numbers, but all regions, even those where revenues have recently been in decline, are contributing to the surge. Payments growth is currently a truly global phenomenon. Looking ahead, however, we expect global payments revenues will begin to reflect the flip side of Asia’s prominence as a growth driver. The expected macroeconomic slowdown in Asia–Pacific, in other words, is dampening expectations for payments growth overall. Messaging Apps: The New Face of Retail Banking. 打破貸款業暴利！台灣新創Installments，獲得170萬美元種子投資. 主攻美國市場的台灣新創團隊傳來好消息，C2C分期付款平台Installments宣布募得170萬美元種子投資，領投者為矽谷橡子園（Acorn Campus）共同創辦人林富元與陳五福等天使投資者所組成的多元天使群（Multi-Dimentional Angel Partners）。 參與投資人包括矽谷排名第一，曾幫Apple與Google成立公司的律師事務所WSGR，阿碼科技創辦人黃耀文及其他三位投資者成立的銀(金羽)阿蘭那創辦人基金、清大水木基金，以及達盈創投（Darwin Venture）等。 （圖說：立基矽谷的台灣新創團隊Installments，搶攻美國市場。 圖片來源：Installments提供。） 通常銀行只跟大型店家合作，個人賣家或小型店家無法使用信用卡或金融簽帳卡的分期付款服務。 Installments創新的模式在於，打破傳統分期付款高利率與多重手續費的限制，針對美國市場推出C2C客製化分期付款服務，讓賣家也可以賣高單價產品或服務給其他人。
EY Cybersecurity. Cyber threats will continue to multiply. The advent of the digital world, and the inherent connectivity of people, devices and organizations, opens up a whole new playing field of vulnerabilities. Cyber risks are growing and are changing rapidly. Every day, hackers are working on new techniques for getting through the security of organizations, including yours. They are doing this so that they can cause damage, access sensitive data and steal intellectual property. As old sources of cyber threat fade, new sources will emerge to take their place. Anticipating cyber attacks is the only way to be ahead of cyber criminals.
To get cybersecurity right, the first step is to Activate and get the foundations right. Once the foundation has been mastered, the next stage is to Adapt your cybersecurity to be more dynamic, better aligned, and integrated into key business processes. iResearch-2015%E5%B9%B4%E4%B8%AD%E5%9B%BD%E7%94%B5%E5%AD%90%E6%94%AF%E4%BB%98%E8%A1%8C%E4%B8%9A%E7%A0%94%E7%A9%B6%E6%8A%A5%E5%91%8A%E7%AE%80%E7%89%88.pdf. Citi Mobile Challenge. 1-8 API管理快速整合雲端與既有系統. DIGITIMES Mobile Web. FinovateSpring 2016. Conferences Showcasing The Future of Financial And Banking Technology - Finovate. Fintech Innovation Lab. Financial services: The fintech revolution. Hoodies at Goldman Sachs: how the banks are fuelling a fintech start-up boom. Daniel Nadler, the 32 year-old founder of Goldman Sachs-backed Kensho, which has invented a “Siri for investors’ called Warren. Here he presents at the Finovate fintech conference. On the first day of a hackathon at the Manhattan headquarters of Goldman Sachs, participants from the Wall Street bank showed up in suits.
The programmers from Kensho, a start-up that had recently gotten money from Goldman, were there in jeans and ripped shirts. The next day, many of the Goldman employees took off their jackets and ties. Accenture-The-Future-of-Fintech-and-Banking-digitallydisrupted-or-reima-.pdf. Goldman Sachs Investment Activity into FinTech Startups Intensifies. Goldman Sachs is an active investor in high-flying tech companies ranging from Spotify to Docker to Uber. Here's where the bulge bracket bank is focusing its Fin Tech investment strategy. Over the past several years, Goldman Sachs has made a number of private investments into tech companies including Spotify, Flipboard, Lookout and perhaps most notably, Uber.
While traditionally perceived as an adviser to M&A and IPO candidates, the financial services behemoth is now also one of tech’s active investors and counts many Tech IPO Pipeline companies in its portfolio. Like competitive peer JPMorgan Chase, Goldman Sachs has also ventured into Fin Tech startup investing. Banks lag manufacturers and telcos in race to build innovation centres. The financial services sector is trailing rival industries in the race to set up innovation centres in technology hubs such as Silicon Valley, according to a report issued by consultants CapGemini and Altimeter Group. Major organisations are increasingly establishing a base in the home of software invention in a bid to fix what is deemed to be a broken R&D model, says the report titled 'The Innovation Game: Why and How Businesses are Investing in Innovation Centres'.
The report shows that while 38% of the world's biggest 200 companies have made such a step, only 28% of financial services have done so, leaving it trailing all other sectors with manufacturing topping the poll at 58%. The survey picked the top 40 companies in five sectors - manufacturing, automotive, consumer, telecoms and financial services - and analysed 309 innovation centres, examining the rationale behind their establishment and the challenges they face. Midyear Outlook: Five Distinct Macro Disconnects. By HENRY H. MCVEY Jun 25, 2015 While we certainly appreciate that generating outsized returns has gotten more complicated as the cycle has progressed, we still see five distinct macro “disconnects,” or arbitrages that we view as attractive for long-term patient capital.
First, given ongoing financial services de-leveraging, we still view the current illiquidity premium that has emerged in many lending arenas as quite compelling. Second, in an environment where central banks are holding nominal interest rates below nominal GDP, we favor real assets with yield, growth, and inflation hedging. Third, in pursuing rising GDP-per-capita stories in the emerging markets, we encourage folks to look beyond traditional public equities. In today’s rapidly globalizing capital markets, there appears to be an increasing premium being placed on managers who can react quickly to changing world events, and when necessary, reposition an investment portfolio in a relatively short period of time.
Financial technology. Financial technology, also known as FinTech, is an industry composed of companies that use new technology and innovation with available resources in order to compete in the marketplace of traditional financial institutions and intermediaries in the delivery of financial services. Financial technology companies consist of both startups and established financial and technology companies trying to replace or enhance the usage of financial services of incumbent companies. Definition and key areas Looked at from a procedural perspective, the term 'FinTech' refers to new applications, processes, products or business models in the financial services industry, composed of one or more complementary financial services and provided as an end-to-end process via the Internet. London is home to Europe's hottest fintech startups as 24 of the FinTech50 come from the capital.
London once again dominates in a new list of the hottest European FinTech startups as the capital continues to put its backing behind the sector's growth. Businesses from the capital represent almost half of those chosen as the FinTech companies to watch in 2015 by a panel of senior executives from across the world of finance, investment and technology. Some 24 London-based companies have made FinTechCity's Fintech50, a list of 50 startups considered game-changers, or have the potential to become major players in the FinTech sector, due to their growth, disruption and market impact. The firms were decided by a panel which included judges from Google, Microsoft, American Express, Santander, Silicon Valley Bank and a selection of venture capital firms working in the city. 金融科技三革命 顛覆市場. 金融科技正夯！理財服務比較平台ComparreAsiaGroup獲4千萬美元投資. 金融科技正夯！ 理財服務比較平台ComparreAsiaGroup獲4千萬美元投資 運用軟體提供金融服務的金融科技（Fintech）正在顛覆傳統金融業。 看好這股趨勢，金融科技公司也頻頻獲得投資者青睞。 Welcome to CompareAsiaGroup. Cornerstone Wealth Management Group - UBS Financial Services Inc.
The Cornerstone Group - UBS Financial Services Inc. FinTech金融科技：走出硬體思維，台灣必須卡位的新產業. How to Stop Procrastinating and Start Succeeding. 數位金融 金管會推4措施 但借貸P2P、純網銀再研究. 記者顏真真／台北報導 因應數位金融時代的來臨，金管會主委曾銘宗16日表示，將推動4大措施包括開放銀行投資金融科技(FinTech)相關產業、強化金融業投資IT產業、要求金融機構提出員工未來1到3年的轉型計畫及金融資料原則上將全部開放。 至於個人借貸平台(P2P)及純網銀，他強調，金管會態度都是開放的，但金融監理必須掌握科技發展趨勢外，也要考慮對市場的衝擊。 曾銘宗16日出席「數位金融3.0」論壇致詞指出，因應金融數位化時代來臨，金管會將採4大措施，首先檢討相關法令，以因應業界發展需求，尤其，金融業投資金融科技(FinTech)的鬆綁，由5%放寬至100%，預計8月底前完成。 iTech Capital pumps $3m into fintech firm TradingView. Barclays builds global fintech community. Empowering communications globally. Fintech %E2%80%93 The digital (r)evolution in the financia.pdf.
FinTech Week London 2015. 2015 FinTech Networking and Conference Guide. Startupbootcamp FinTech London Accelerator · London is home to Europe's hottest fintech startups as 24 of the FinTech50 come from the capital. Luxembourg's Startup Media. FGI - FinTech Global Incorporated. 財團法人資訊工業策進會. 市場報導 ： 韓國正面臨FinTech新金融革命 - 科技產業資訊室.
華爾街迎科技大海嘯，金融科技 (FinTech) 成銀行家金雞母. Paypal Mafia 繼續在 FinTech 發光發熱. Citi Expands Its Innovation Ventures in Israel. Finovate - EXPERIENCE FUTURE FINTECH FIRST! Why Banks Should Do More "Strategic Seed Investing" in Fintech. Disrupting Banking: The FinTech Startups That Are Unbundling Wells Fargo, Citi and Bank of America. The FinTech Startups Unbundling Wells Fargo, Citibank and Bank of America [Infographic] Citi and IBM Work on Next Gen FinTech. Chatting about FinTech Investing with Citi Ventures — MIT FinTech Club. Citi Goes All In on Bitcoin. These are the FinTech startups being backed by Citi. Plug and Play FinTech.
Citi looks to build a global ecosystem for FinTech.