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What about ven? Stan Stalnaker talks digital currency. CoinDesk caught up with Stan Stalnaker - founder of Hub Culture, a business club for international travellers and go-getters.

What about ven? Stan Stalnaker talks digital currency

When Hub Culture set up, it launched its own currency, Ven. CD: How do you describe Ven to your friends? SS: Ven is a global digital currency that’s easy to use and great for the environment. It can be traded instantly to anyone with no transaction cost inside HubCulture.com. Since Ven is 100 percent backed for issuance, the underlying components that make up the value of Ven are important. CD: How did you come up with the idea? SS: We needed a single price for goods and services traded among the members of Hub Culture, our global collaboration network that grew out of the book of the same name, published in 2002.

CD: Which institution controls Ven? SS: The Hub Culture social network controls the Ven and manages issuance. CD: How is inflation controlled? CD:What safeguards are in place to protect the currency? CD: Can you bank in Ven? SS: No. CD: Do you use bitcoins? Ven. Ecuador: How New eCash Affects Crypto Currency. Finance Earlier this month, the Ecuadorian Government announced its plans to introduce a digital currency, the first of its kind globally.

Ecuador: How New eCash Affects Crypto Currency

In a country where 40% of citizens don’t have a bank account according to The Economist, this has the potential to transform banking and allow companies to gain access to those without a bank account for the first time. New innovations in financial technology are having a huge impact on emerging markets worldwide, from mobile banking schemes in east Africa to the Dominican Government’s plans to send all SMS-capable residents a small, unspecified amount of bitcoins. These schemes are benchmarks for other emerging markets looking to progress through financial innovation, and Ecuador’s decision in particular may have far-reaching implications for crypto currencies worldwide. Setting an example Ecuador’s initiative was inspired by Bitcoin, the stateless online payment scheme which aims to provide a standard method of online payments.

Impact on Ecuador. World's First National Digital Currency Trials in Ecuador. In what should be the first of many over the coming years, Ecuador will soon begin trials with the world’s first national digital currency.

World's First National Digital Currency Trials in Ecuador

They are the first nation to agree officially to implement it’s own digital currency as a state-supported national system of finance. The Central Bank of Ecuador has set up a trial version to begin later this month, and continue through mid-November 15th. Also read: Ecuador’s Centralized National Digital Currency This is an evolving story CryptoCoinsNews has been watching for months, as Ecuador has intimated that they have an interest in going digital with currency, at least in addition to their currency fiat currency systems. It is seen as a supplement to their fiat currency system, not a replacement, at this time. The Central Bank of Ecuador has created an Electronic Currency Division, lead by Fausto Valencia. This is a legendary gamble, and Bitcoin may end up paying the price if Ecuador rushes this implementation. Images from Shutterstock. Ecuador: The First Nation to Create its own Digital Currency.

Over the weekend, CCN reported on the government of Ecuador’s decision to ban Bitcoin, along with all other cryptocurrencies, via a National Assembly majority vote on July 23rd.

Ecuador: The First Nation to Create its own Digital Currency

An outright ban placed on Bitcoin by one nation, or another, has always been inevitable. What is more interesting (and unexpected), in the case of Ecuador, is its concurrent announcement of plans to create its own national cryptocurrency. Ecuador is small South American country situated in the Andes, between Peru and Colombia. The country’s booming mining economy and hydro-electric output is sizable and in 2013, Ecuador’s economic growth surpassed that of it’s giant neighbor, Brazil. Glossing over the practical benefits such as a public record of government transaction, elimination of counterfeiting, reduction of public sector corruption, etc., the announcement is significant because it apparently defies two key principles of the cryptocurrency domain, namely: Can decentralized cryptocurrency be centralized?

Bitreserve - Homepage. HullCoin launched as 'local digital currency' 1 April 2014Last updated at 15:41 ET A virtual currency designed to be a "local digital currency", has been launched by Hull City Council.

HullCoin launched as 'local digital currency'

In the form of digital "tokens", HullCoins can be used to pay council tax and for goods and services from firms signed up to the scheme. Hull City Council said it hoped the scheme would eventually be extended to the major supermarket chains. David Shepherdson, from the City Council, said HullCoins would have "a social purpose". 'Digital wallets' He said: "We'll be generating digital tokens which we will distribute into the local economy with our partners, the majority of whom will be charities, community groups and local enterprises.

"They will then be used as a charitable payment or as a way of recognising people's community activity. " HullCoins would be paid into "digital wallets" on people's smart phones or computers and could be used as an alternative to cash at participating businesses, Mr Shepherdson added. Glo Mobile. Nigeria : Globacom a lancé « Glo Xchange », son réseau élargi de Mobile Money.

What is Dwolla? What is Dwolla?

What is Dwolla?

Dwolla is a payment network that allows any business or person to send, request and accept money. We're not like those other big payment companies that rely on plastic cards and charge hefty fees. Instead, we’ve built our own network that securely connects to your bank account and allows you to move money for just $0.25 per transaction, or free for transactions $10 or less. Discover why thousands of businesses, non-profits, developers and people use Dwolla to move millions of dollars every day. Le groupe chaka. M-Shwari in Kenya: How is it Really Being used? In recent years, Safaricom has launched a number of value-added services through its M-PESA product in Kenya, aiming to move its customer base beyond basic money transfers.

M-Shwari in Kenya: How is it Really Being used?

M-Shwari, a savings and loan product launched in November 2012, is by far the most popular of the offerings. Fifteen percent of all active mobile money account holders (those with a registered mobile money account which they have used in the last 90 days) have used M-Shwari. But how are customers using it, and how do they perceive its uses and benefits? A recent nationally representative survey that InterMedia conducted in Kenya reveals some unexpected results. Despite M-Shwari’s design as a savings and loan product, only 30 percent of survey respondents who had used the product reported taking out a loan, and just 14 percent said they have saved money with it for a future purchase or payment.

Photo by Jay Bendixen So how are the majority of M-Shwari users engaging with the product? SlimPay. [SENEGAL] : Belle bataille marketing. Proof of Existence. P2P Foundation. CGAP. My-Infographic.png (PNG Image, 600 × 761 pixels) My-Infographic-MobileData.png (PNG Image, 600 × 825 pixels) Mobile payments to grow 60.8% by 2015: Capgemini. Worldwide mobile payments are projected to grow by 60.8 per cent to 47 billion transactions through to 2015, up from 29.2 billion in 2013, according to Capgemini’s World Payments Report 2014.

Mobile payments to grow 60.8% by 2015: Capgemini

The report ranked Australia fourth in the world for the number of non-cash transactions over the last 12 months. Finland took first place, with the United States coming in second and Netherlands coming third. Phil Gomm, from Capgemini Australia, said could Australia shortly surpass the Netherlands for the third position globally, with a growth rate in 2011-2012 of 8 per cent. “We can confidently forecast that Australia will keep pace, or exceed the forecast 2013 growth rate in non-cash transactions of more than 12 per cent for the mature Asia Pac marketplace,” he told CIO Australia. “M-payments will increasingly form a substantial component of this growth, where we expect to keep pace with the extraordinary global growth projection of more than 60 per cent sustained through to 2015.” Read More: RevolutionCredit - A Revolution in Consumer Credit. About mCent. Airtime transfer with Tranglo. Juntos Finanzas. How it works.

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Get started here See all your accounts in one place. See all your balances and transactions together, on the web or your phone. Mint automatically pulls all your financial information into one place, so you can finally get the entire picture. Learn more Stay up-to-dateon your money. Mint automatically updates andcategorizes your information, andsuggests ways to help you save. Stay safe and secure. Mint has more than 10 million users who knowtheir information is always secure. M-CHANGA. M-Shwari - Safaricom. MMU-Infographic-The-Kenyan-journey-to-digital-financial-inclusion.pdf. Mobile Money Payments Round 14. Enable universal acceptance of mobile money payments to create an economic ecosystem that will help lift the poorest out of poverty Grand Challenges Explorations Round 14September 2014 Background: People living on under $2 per day need to transact with money just like everyone else.

Mobile Money Payments Round 14

Just like everyone else, the people with the least income need to have money to buy stuff, a place to store money, and a way to transfer money. For example, the poor may receive income from work or by selling crops or products; they may need to borrow money for large purchases for important life events like weddings or funerals, or to invest in money making opportunities. Mobile Payment Systems The foundation also believes that nascent mobile payments ecosystems have the potential to transform how people access financial services that move them out of poverty and help them hold on to economic gains in times of crisis.

The Challenge: What We Are Looking For: Devices. GSMA. Development Through Enterprise. Where Africa and Technology Collide!

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MMU Products - Bill Payments. Bill Payments are used by lots of mobile operators. The service is usually employed as an ‘over-the-counter’ service where agents process transactions on a handset, or as an ‘m-wallet’ service in which the customer performs the transactions on his handset. Bill payments have been employed by Thailand’s True Money, Pakistan’s easypaisa, Ghana’s MTN MobileMoney and more.

In this section you’ll find articles, blog posts and other resources that you may find useful when researching this topic. True Money and M-PESA: Two Unique Paths to Scale Author : Paul Leishman, GSMA This case study compares Thailand’s True Money with the industry’s best known success story, M-PESA. Three Keys to M-PESA’s Success: Branding, Channel Management and Pricing Author : Ignacio Mas and Amolo NgWeno, The Bill and Melinda Gates Foundation Page 3 of this document – a case study on Safaricom’s M-PESA – the authors discuss Safaricom’s bill payment service, including fees, customer process and limitations.

Q1. Q2. Q3. 2. Nouvelle loi sur le financement participatif. Globevestor. Lightweight Scalable Solution for Colored Coins. Lean Analytics workshop (from Lean Startup Conf)

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Future ledgers. Digital Assets. Intelligence for Africa. Archives. Passerelle. Sept lois à connaître pour être plus efficace au travail.

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Afrobusinessfaces. Calculatrice de conversion de taux de Change. MHP (la Maison du Haut-Parleur) : concepteur français de kits d'enceintes pour la HI-FI et le Home Cinéma...

  1. econologie Jul 1 2014
    message à tous, note technique pour ce passage à Pearltrees 2 : sachez que la visualisation Pearltrees 1 (Mind-Map) est toujours dispo pour les comptes antécédants au 23 mai 2014 et exclusivement sur ordi (voire tablettes ?) en allant dans le panneau de gauche, puis tout en bas "plus" > "Voir dans Pearltrees 1". info et réclamation avec l'équipe des mécontents :)
  2. hayat Jun 24 2009
    Coucou, merci beaucoup pour ton soutien Twollars, ça fait vraiment plaisir ! ;-)
  3. peka Jun 24 2009
    Merci pour la perle d'otak ^^ En effet, ça me plait bien ^^
  4. peka Jun 12 2009
    erf, je maitrise toujours pas l'absence de MAJ ENTREE ^^ En réponse à ton commentaire sur la perle d'urban rivals, je t'avoue que c'est un travers bien malheureux, mais très palliatif à l'absence de poker/magic/jeux de réflexions qui ont peuplé ma vie étudiante. ensuite, l'aspect collection est secondaire. le jeu est à tester ^^
  5. clotilde May 30 2009
    Merci pour le compliment, mais les tiennes sont impressionnantes. Il faut que je les explore !
  6. rom May 29 2009
    Bonjour et merci. Je n'arrive pas à trouver la pearl's gazette par contre...
  7. moktarama May 29 2009
    Merci pour le conseil de l'avatar, toutefois ça fait un an et des poussières que je dois le faire pour mon blog...disons que c'est vaguement à l'ordre du jour, mais que ce n'est pas non plus pour tout de suite. Merci quand même !
  8. rimbus May 9 2009
    salut, j'arrive toujours pas a charger la Pearlbat (sous Mac OSX et Firefox 3.0.1) avec ce message d'erreur : Firefox n'a pas pu installer le fichier situé à : Erreur d'installation inattendueConsultez la console d'erreurs pour plus de détails.-203
  9. pierrick May 6 2009
    Slt Elrring Peace, oui j'en conviens. Le compte Pierrick peut paraitre étrange en fait je joue avec plusieurs comptes sous Pearltrees pour palier à certains manques actuel de Peartrees. Rien d'urgent d'autant que l'équipe Peartrees est déjà bien occupé pour le moment ;-).
  10. juliette Apr 28 2009
    je découvre encore mais c'est super