US Finance Fast-Facts-1.pdf. The Most Important Charts In The World. Goldman's Latest Presentation On The State Of The Global Economy. US Finance Fast-Facts-2.pdf. Underinsurance in Australian Life Insurance. Underinsurance in the Australian Life insurance industry is becoming a growing concern.
For individuals having adequate Life Insurance and Income Protection Insurance is one of the most important parts of a financial plan. Life Insurance and Income Protection are slowly being recognised for their importance for financial certainty in the event one suffers a sudden and unexpected illness, injury or premature death. Recent findings by TNS Research suggest that: • less than 5 percent of Australians have adequate Life Insurance Cover • there are over 5 million families within Australia than have dependent children • Australia’s insurance gap is over $1.4 billion. EU wheat firms after Russian crop forecast cut. Immigrants push up Australia's population growth. Source: The Australian IMMIGRATION is continuing to drive Australia's population growth, accounting for more than half the increase this year.
McCrindle Research. Australia’s largest and most comprehensive census of retirement village residents, the bi-annual McCrindle Baynes Village Census 2013, profiled over 5,200 retirement village residents nationally to identify the decision drivers that motivate nearly 20,000 senior Australians to make the life-changing move to a village each year.
Australia’s highest rated industry by customer rating: +25 score Incorporated in the research, set to be released today, is a measure of the Net Promoter Score (NPS), a methodology created by Bain & Company to rate the value perceived by customers of a product or service delivered by a corporation or industry. The most recent study of 19 Australian industries by Bain & Company delivered scores ranging from -44 (gas utilities) to +24 (online retail), with only 3 industries scoring a positive rating. Fact Sheets Index - Media Centre. Skip to main site navigation (Press Enter) Navigation.
Australian Immigration Fact Sheet 15. Population Projections. On this page At 30 September 2012, the estimated Australian resident population was 22 785 500 people, representing an annual increase of 382 500 people or 1.7 per cent.
Components of population growth. The 2012 Regulatory and Market Landscape. Instead of subjecting our financial services to Brussels, we should embrace the Baker/Carswell banking reforms. International collaboration yes, EU regulation no It makes sense for banks to work within agreed parameters.
The financial services industry is global, and some cross-border conventions are unexceptionable. For the last time, the banking scandals were not caused by lack of regulation. 'If Adair Turner can keep his bonus, why the hell shouldn't I?
' There comes a moment when a false story passes the point of correction. We have reached that moment with the idea that the banking crisis was 'caused by deregulation'. Overall look at tax reform is vital. Roger Beale We are in the middle of what many in the business community see as the wrong tax debate.
Business is being asked to relinquish important depreciation and research and development tax concessions and face harsher thin capitalisation rules to fund a small reduction in overall business tax rates. Game-changers: Economic reform priorities for Australia - Grattan Institute. Charm of the ugly asset class. GMO head of asset allocation, Ben Inker, says there is no obvious relationship between GDP and sharemarket returns.
Photo: Paul Jones Barrie Dunstan Economic conditions are uncertain and most world equities appear to be floundering after 12 years of negative returns from Wall Street but GMO’s Ben Inker says reports of the death of equities have been greatly exaggerated. Inker is head of asset allocation at GMO and one of the chief offsiders to Jeremy Grantham at the Boston-based investment group and, while not specifically embracing the term “equity risk premium”, he thinks long-term investors can still expect shares to return about 5.5 per cent to 6 per cent and more than fixed interest or cash. Why sharemarkets in rich countries are still outperforming the rest.
Tree of life Jamie Walker A LITTLE red berry that no animal will eat could provide a new weapon against cancer.
The colour of money SHARON VERGHIS AS government funding for the arts dries up, big business is increasingly plugging the gap, but that can be an ethical and political minefield. Is it time to dive back into shares. Credit Suisse strategist Damien Boey says rates and yields in the US are low enough and will start to rise. Photo: Michele Mossop Brendon Lau Illustration: Sam Bennett It may be difficult to believe amid the market turmoil but there are signs that this could be an opportune time for investors to get back into equities. Current and previous issues. The global economy: Summertime blues. Africa, oil and the West: Show us the money. Miners lead business confidence fall. “Mining was the worst-affected industry, with the weakened outlook for commodity prices crunching confidence in this sector,” NAB chief economist Alan Oster said. Photo: Glenn Campbell Jacob Greber Economics correspondent Business confidence fell sharply in August, led by waning sentiment among mining companies facing falling commodity prices.
A question for all: how will you pay? 'The less your ability to save, the smaller incentive you are given, and vice versa.' Note well: the secretary to Treasury, Dr Martin Parkinson, has provided voters with the only no-bulldust budgetary advice they're likely to get between now and the federal election. Everything they get from the politicians - on both sides - will be straight from vote-chasers' fantasy land. Even much of the media believe their interests lie in feeding their customers more of the self-delusion they prefer to hear rather than reminding them of the harsh realities of fiscal arithmetic.
In a speech last week, Parkinson noted the community's demand for the sort of "superior goods" governments provide - such as healthcare, aged care, disability assistance, education and social welfare - will only continue to rise. That's because demand for superior goods grows faster than our income grows. Advertisement. Could saving the euro destroy Europe? It now looks like the euro stands a good chance of surviving, now that German Chancellor Angela Merkel has pledged to use any means possible to rescue the 17-nation currency. But by tying the debt-burdened countries of southern Europe to a German-enforced rescue scheme, is Berlin setting the continent up for a political catastrophe? That dire warning was given its strongest argument this weekend by billionaire financier George Soros, who echoes other observers in recent months in warning that if the currency rescue succeeds, the Mediterranean states of southern Europe could become a “permanently depressed” region whose main function is to provide cheap labour to the continent’s north.
In a much-discussed essay published this weekend in the New York Review of Books, Mr. Soros notes that Ms. The Crisis In Europe, Explained : Planet Money. In a speech, George Soros just explained the past and present of the euro crisis, and made a prediction about the future. Lots of people are talking about it. You can read it here. Economics and Finance Fanatic. SOROS The Tragedy of the EU and How to Resolve It. In a fast-moving situation, significant changes have occurred since this article went to press. Goldman Sachs’s MIST Topping BRICs as Smaller Markets Outperform. China’s economy: Slow boats. Emerging-market multinationals: The rise of state capitalism. The visible hand.
Asia is the Miracle Over - George Magnus UBS. 2050 Years Of Global GDP History. Next: The Great Recoupling. Buttonwood: A contrarian moment. TREASURY Challenges and opportunities for the Australian economy. Before I begin my address to you today, I would like to show my respect and acknowledge the traditional custodians of this land, of elders past and present, on which this event takes place. Let me also acknowledge the Member for Victoria Park, Mr Ben Wyatt MLA, and Mr Bill Johnston MLA, the Member for Cannington. I thank them both for being here today. IMF Tracking the Global Recovery. Finance & Development, June 2012, Vol. 49, No. 2 M. Ayhan Kose, Prakash Loungani, and Marco E.
Divergence of fortunes in recoveries. How different is the current recovery from past ones? How do prospects differ between advanced and emerging economies? This column argues that the ongoing recovery in advanced economies has so far paralleled the weak and protracted recovery following the 1991 global recession to a surprising degree, partly because of challenges in Europe. In contrast, the recovery in emerging market economies has been unusually strong. Australia State of the Nation Roy Morgan. It's official, the boom is not over. Australia Unlucky? AMP. 2012_0907 - Healthy Australia or Dutch Disease - Strategy Radar. Strategy Radar_2012_0831 Theme: US fiscal cliff vs Corporate Earnings - Strategy Radar.
Strategy Radar 17/08/2012 Snapshot: revisiting our Granularity of Growth - Strategy Radar. PWC Future ailrlines 2030. Qantas looking at Emirates tie. Dubai diversion? ... Qantas passengers might soon be travelling to London via the United Arab Emirates under a potential deal with the world’s largest international airline, Emirates. 2012 Norton Study: Consumer Cybercrime Estimated at $110 Billion Annually. Computers losing online war. 3-D Printing Is Spurring a Manufacturing Revolution. How Target Figured Out A Teen Girl Was Pregnant Before Her Father Did. How Companies Learn Your Secrets. How Does 3D Printing Work, Anyway? [INFOGRAPHIC] 3D_Printing-infographic.jpg (600×6031) 3D Printing Is A Billion Dollar Industry [Infographic] Future Technologies and their Possible Impacts: Utility Fog. Eastman Kodak Files for Bankruptcy. TED Talk – Lisa Harouni: A primer on 3D printing.
Local firm leads with 3D manufacturing. 2011 Financial Year - APCA. ICA to tackle organised insurance fraud - Local - Insurance News - insuranceNEWS.com.au. Industry fraud line saves insurers $700,000 in six months - Analysis - Insurance News - insuranceNEWS.com.au. 2012 PDF cybercrime report. Les compagnies d'assurance s'emparent du marché de l'angoisse scolaire.