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Federal Reserve. Why Self-Employed Consultants Fail. Many former executives who have been downsized or have taken early retirement in recent years are consulting today. Rather than making a healthy profit, most scrape by or fall on their faces, says Alan Weiss, president of Summit Consulting Group in East Greenwich, R.I.Weiss recently wrote The Consulting Bible, a how-to on establishing a lucrative practice.

Weiss, whose 1992 book, Million Dollar Consulting, is in its fourth edition, spoke recently with Smart Answers columnist Karen E. Klein about what it takes to make a solo consultancy thrive. Karen E. Alan Weiss: There are about 400,000 people in the U.S. calling themselves consultants. What is the most important thing to know about the consulting business? It's really a marketing business. What big mistakes do consultants make? They charge by the hour. I used to think that most consultants were undercapitalized and that was their big problem.

How can consultants begin to view themselves as peers, rather than subordinates? AdvisorTweets | What Financial Advisors Are Saying On Twitter. PIMCO (PIMCO) PIMCO (PIMCO) Search - @pimco. Who is better address loan request to? Renewable energy investment project urgently needs leverage financing eur 8 ml. Size is modest and this is a reason why I cant deal with international banks. Is it possible to find prifate funding? | LinkedIn Answers.

Demand guarantee. Major differences distinguish letters of credit from “demand guarantees”; in the latter instrument the obligation to pay is conditioned within the terms of the bank’s promise, therefore if the demand guarantee is payable upon the beneficiary’s written first demand he is assured payment notwithstanding any defence related to any other underlying transactions.

Proof of default is not needed and issuers are not concerned with the underlying contract nor can they raise any defence available to the underlying contracting party.[2] There is much terminological confusion when distinguishing between demand guarantees and accessory guarantees. Indeed the issue has been disputed in some recent cases. No precise term has yet been adopted to distinguish between the two types of instruments. However, fundamental differences exist between the nature of Demand Guarantees and SBLC's. Demand Guarantee can be issued as the primary means for meeting the loan or facility repayment terms. See also[edit] Who is better address loan request to? Renewable energy investment project urgently needs leverage financing eur 8 ml. Size is modest and this is a reason why I cant deal with international banks. Is it possible to find prifate funding? | LinkedIn Answers. GLOBAL FINPRO CONSULTING. Funding. Careers. For which positions and offices is Dalberg currently hiring?

Our hiring focus changes frequently, based on our offices' needs. All of our current open positions are listed on the "Current Opportunities" page of our website. This page is updated as new positions open, so we encourage you to check frequently. What if my background and/or location preferences do not match currently open positions?

If the listed positions do not match your background or location preference, you can apply through the General Application link on our "Current Opportunities" page. Applying to the General Application saves your CV and details in our database, but not into an active recruiting process. When does recruiting take place? For most positions, recruiting takes place on an annual basis. Recruiting for undergraduate seniors begins in August, with a start date for the following year. When is the application deadline? Do you hire summer interns? We currently recruit first-year graduate level (e.g. ImpactInvestingAdvisors. New campaign pushes code of conduct for financial services. Getting consumers to trust financial services is an uphill struggle following decades of mis-selling scandals, not to mention Barclays' fixing of inter-bank lending rates.

But one group of financial services companies is hoping to do just that with a new campaign: Question of Trust. The initiative was started by Shane Mullins, managing director of independent financial advice firm Fiscal Engineers, and it aims to get large financial institutions to commit to developing and operating with a culture that promotes consumer trust. A question of trust The Question of Trust campaign intends to unify financial services companies, from small broker firms to life and insurance giants, and sign up to a code or level of standards which puts the consumer at the heart of what they do.

This includes the development of a baseline measure of trust, called the Money Trust Index, which was developed by the Financial Services Research Forum at the University of Nottingham. A call for change. The 10 Best Marketing Infographics of 2012 (So Far) Visual content has taken 2012 by storm, and leading the pack is the much beloved (and sometimes bemoaned) infographic. What on earth is an infographic, you ask? Ha, just kidding. You know what infographics are! They're this, and this, and this. But those are all so 2011. What has 2012 delivered marketers in the way of awesome infographics? 1) The Inbound Marketing Process From IMPACT Branding & Design 2) 6-Step Cheat Sheet to the Facebook Business Page Timeline Design From HubSpot 3) Social Networking Bill of Rights From Background Check 4) How Social Media Links Help Email Marketing From GetResponse 5) How Mobile Is Being Used in 2012 From Milagro Mobile Marketing 6) Should You Hire or Contract Your Marketing Team?

7) The History of Marketing From HubSpot 8) How LinkedIn Works From Infographic Labs 9) 2012 Social Media Marketing Report From World View Editing 10) Impact of Online Reviews From Marketing Tech Blog Who else has created amazing infographics this year? Image credit: takingthemoney. Six Effective Methods for Advisors to Organically Grow Their Business | Financial Planning. OMAHA - With most financial advisors mired in "analysis paralysis," adding new business can be difficult. Unfortunately, there is no magic bullet to add clients and assets, according to Peter Montoya, a marketing expert for the financial services industry, but he offered six effective marketing methods to develop new relationships. Generate Client Referrals Advisors attribute 40% of new business to client referrals, Montoya said at the Peak Advisor Alliance Excell Meeting in Omaha on Thursday.

Referrals come in three flavors: Solicited Referrals: By asking clients for referrals, advisors will generate more clients. Promoted Referrals: A client has passed your name to another prospective client. Spontaneous referrals are the holy grail for advisors. Generating great referrals from accountants, attorneys and other professionals cannot be accomplished simply with quarterly emails, Montoya said, because these relationships requires intimacy. Build Better Networks Build Better Client Events. Financial Social Media. Calif AG calls on all banks to halt foreclosures. California's attorney general wants all lenders to cease efforts to take back homes from borrowers in the state until the companies can prove that they are complying with a law aimed at preventing foreclosures.

Jerry Brown said Friday all lenders should follow Bank of America Corp.'s decision to temporarily halt foreclosures nationwide while it reviews documents used to process foreclosures for potential flaws. "All lenders should halt foreclosures until they clear up this mess and ensure that the process is fair and complies with California law," said Brown, who is running for governor. "Bank of America has taken an important step, and the other major lenders should follow its lead. " California law prohibits lenders from taking steps to foreclose a home before making an effort to work with the borrower. Charlotte, N.C. US Economy. Tools. Various stuff 3. Free portfolio management & investment advice software | Online investing app :: SigFig.

$ Classics. Marketing & Social Media. Marketing & Social Media. Daisy Girl Scouts -- The Beginning of a Lifetime of Great Memories. "Let us think of education as the means of developing our greatest abilities, because in each of us there is a private hope and dream which, fulfilled, can be translated into benefit for everyone and greater strength of the nation. " -- John F. Kennedy I got into Daisy Girl Scouts when a fellow parent asked me if I'd be interested in it. Honestly, I wasn't. I was very busy already; had my daughter in gymnastics & art. Then I became a leader. ...and of course, since I work on the web, turned to the web community to find support and inspiration, and decided to share the documents & information I was already creating just in my leadership duties and place them here.

The Girls Bill of Rights Girls have a right to be themselves - people first and females second - and to resist pressure to behave in sex-stereotyped ways. Site Map About Daisy Scouts Here is a basic introduction to the history and goals of the Daisy Girl Scout program. Gallery Here's some pictures and graphics. Documents Quotes Petals. Girl Scouts of the USA: Internet Safety Pledge. Girl Scout- stuff for girls. 25 of the Most Influential News Images of All Time. News Photography is all about capturing the decisive moment in an aesthetic way. It is about telling the world a story, through one or more images. Many times, news images come to be remembered as symbolically associated with a certain event, remembered for decades thanks to that special news image. Let us look at 25 such images. Remember, news images need NOT always be technically sound. Some may be grainy; some may even have a marginal amount of camera shake…as long as they tell the story right, its all right!

The Great Depression This image of Florence Thompson from the 1930s came to be associated with the great depression, for years to come. Abe Smith and Tom Shipp Abe Smith and Tom Shipp were convicted of robbery and rape in 1930. Jesse Owens Jesse Owens was the most successful athlete in the 1936 Olympics. Moment of Death This image of militiaman Federico Borrell Garcia, captures the precise moment of his death. Hindenburg Fall Of Nazi Collaborators Iwo Jima Atom Bomb Skymaster Racism,1957. Historical Photography. Navy pushing program to recruit more minority SEALs. In nature, most seals are black, with relatively few white ones. The Navy’s SEALs have exactly the opposite problem – they’re overwhelmingly white, with hardly any blacks. So they’re trying to do something about it. It’s a fundamental challenge in a democracy with an all-volunteer force: recruits may be drawn from all segments of society, but elite military units – and none is more elite these days than the SEALs, following their dispatch of Osama bin Laden last May – tend to draw from small pools of talent.

For the SEALs, that includes athletic young men who are smart and good in the water. For whatever reason, that has led to an overwhelmingly white SEAL force. Say the SEALs: Gaps exist in minority representation in both officer and enlisted ranks for Special Warfare operators. The SEALs are considering hiring help to attract thousands of “minority males in the 16–24 year-old target age range” to become SEALs. Ain’t that the truth. Two pictures highlight the challenge: Facebook Profile Full Of Friends Can Indicate Job Success: Study. Brooklyn High School Fines Students $100 For Using Facebook, Threatens Expulsion If They Don't Stop.

Controversy ensued after the Beis Rivkah all-girl high school in Brooklyn, N.Y., pulled from class every 11th grade student who used Facebook and handed them a written ultimatum: delete their accounts from the social networking site and pay $100 to the school, or be expelled, community website CrownHeights.info reports. A school official, who wished to remain anonymous, says that the Facebook crackdown was to restore a level of Tznius -- the Jewish Orthodox code of modesty -- which they claim was on the decline because girls were using the site. Jewish newspaper the Algemeiner spoke to several students about the incident, all of whom requested to remain anonymous, saying the school felt Facebook wasn't compatible with their moral code. “People on the board said it’s not proper for us to have Facebook because girls might be talking to boys on Facebook or they might be putting up immodest pictures,” an unnamed student told the paper. Also on HuffPost: March 2012. K-2.

Written? Kitten! Horror_story.jpg (JPEG Image, 500 × 346 pixels) I Write Like. Color — Method of Action. Writing. Brain Politics. SUBHEAD: Study suggests people with right wing views have a larger area of the brain associated with fear. By Richard Alleyne on 28 December 2010 for the Telegraph -( Image above: Illustration of brain activity in meditation. From ( Scientists have found that people with conservative views have brains with larger amygdalas, almond shaped areas in the center of the brain often associated with anxiety and emotions. On the other hand, they have a smaller anterior cingulate, an area at the front of the brain associated with courage and looking on the bright side of life. The "exciting" correlation was found by scientists at University College London who scanned the brains of two members of parliament and a number of students.

Brain Politics. Neuroscience. Self Improvement. World Digital Library Home. Documentary. STA Travel 2010 World Traveller Internship. Employment Italian Ice cream London Holland Park Notting Hill ~ Gelato Mio Icecream. Projects to get involved in. Impact on customer services. Modern Society/ Culture. Online University, Online Degrees & Online Graduate Degrees | Northcentral University. School Programs for Educators and Students Wantagh, Long Island, New York. Click +1 if you like this page Including: Bullying Prevention Programs, Parents & Faculty Workshops & Programs, Conflict Resolution/Intervention Workshops & Programs The importance of core values, ethics, self-esteem, self-confidence and stress management are key factors in personal development, and are the key components of Eileen's SOAR! With Resilience® programs. Balance & Power, Inc. offers sensitivity trainings which include the content of an internationally based curriculum with proven successful results:www.livingvalueseducation.org, www.livingvalues.net.

The content is especially targeted to educators, parents and students. Training Programs for Adults Bullying and cyber-bullying can leave anyone feeling hurt, angry, depressed or overwhelmed. Cyberbullying is the use of communication technologies for the intention of harming another person. The most damaging aspect of bullying is its repetition. SOAR! Contact Eileen Today Here's what people are saying about Eileen Lichtenstein: Vermont College of Fine Arts.

Education ideas. Paper. Art Journaling. Nude. Sweet 2. Photoshop. Graphic Design. Grafisk Design. Cartoon artists and illustrators. Bensalembernard. Photography. Fine Art. Fashion. Custom layout - Website of ems-designs! Apple Blue: 101 Blog Post Ideas. The creative side of my brain has been a little tweaky lately. Most likely overrun by the process of working on my business plan combined with the hectic schedule of a summertime nanny. So today when I woke up feeling inspired, I thought it wise to lasso those creative vibes and make a list of blog post ideas to carry me through the summer and beyond. And then it occurred to me that I should share it with all of you because... well because I can! No offense to your pets. I'm sure your dog is cute and your cat does funny things but let's not use our furry friends as a crutch. ; ) Here are 101 blog post ideas for you to use however you would like. 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 16. 17. 19. 20. 21. 22. 23. 24. 25. 26. 27. 28. 29. 30. 31. 32. 33. 34. 35. 36. 37. 38. 39. 40. 41. 42. 43. 44. 46. 47. 48. 49. 50. 51. 52. 53. 54. 55. 56. 57. 58. 59. 60. 61. 62. 63. 64. 66. 67. 68. 69. 70. 71. 72. 73. 74. 75. 76. 77. 78. 79. 80. 81. 82. 83. 84. 85. 86. 87. 88. 89. 90. 92. 93. 94.

Blogger Tutorials. Random Art. Amazing! Listen. Italian Pottery : Italian Ceramics : Italian Pottery Outlet. Gift Warehouse your online gift superstore! Asian Decor, Oriental Wall Fans and Chinese Umbrellas. Eros Arts. Nudes: Photo Images by Francois Benveniste Photography. Erwan Vivier – Photographie. Photographers. QUALITY AVA FAIRS ANTIQUES VINTAGE & ART for sale in Down : £3 - DoneDeal.co.uk. Auctions and Outlets. Art Work. Mixed Media. Contemporary. Water Project. Aide ordi, web et graphisme. Sliding.