My New Favorite Money-Saving Strategy That You Aren’t Using. 10 Things You Should Never Pay For. Okay, okay.
The title might be drawing a line in the sand that doesn’t exist. After all, what’s that saying… “never say never”? How to Negotiate the Price for Almost Anything. Professional Services When you hire a professional services firm, such as an attorney or accountant, their rates are rarely set in stone, Yeagar says.
Using Lesser Known Carriers to Reduce Your Wireless Phone Bill — My Personal Finance Journey. This is a post by MPFJ staff writer, Jeff.
Jeff writes about Sustainable living and finances at his website, Sustainable Life Blog. Jeff really enjoys traveling with his wife as much as he can, to wherever he can. I’ve been a Verizon customer for almost 15 years. For the first 4 years, my parents paid the bill. Since then, I’ve been on my own and paying it myself. We currently have unlimited data (because we still have the same phone that we got in Jan 2010) and the lowest number of voice minutes per month, as well as unlimited texts. How Much Can You Save? Ready, Set, Save!
Most of us have an excuse or three for why we can’t save money. But, admit it: the truth is usually not that we can’t save; it’s that we won’t save. Spending money is usually way more fun, and much easier to do, than saving it. Plus, we live in a society that conditions us to spend and the cost of living is continuously increasing, which makes saving all the more difficult. And yet, the reality is that saving is more critical today than ever. So how to do it? The DailyWorth staff and contributors will be trying some of these out ourselves. 6 Months of Savings—Really?
You’ve been hearing that you need a six-month emergency fund for years. But the advice—while it sounds commonsense enough—just doesn’t work for many people. In fact, most Americans don’t have an emergency fund : a recent survey by the National Bureau of Economic Research showed that 50% of us would have a hard time coming with a spare $2,000 in a crisis. For some, lack of cash is the issue. But for many, the bigger problem with the six-month edict is that personal finance standards often bear no relation to your personal reality.
Cash in On Cool Deals This April. Experts discuss the kinds of deals you can cash in on during April sales.
April is not usually associated with sales, but you can actually score a few great deals on appliances, clothing and more this month. When it comes to big ticket items, April is considered to be "out of season," which means it's a great time to pick up appliances, like a new refrigerator. The latest models debut in the spring, so April is a perfect time to cash in on previous models. If you're looking to revamp your wardrobe, now is the time. Stores release new spring merchandise in late January and early February, so April is when you can get up to 40 percent off of retail prices. 11 Ways to Save Money on Transportation. For many people, transportation is a huge expense — taking a big chunk of the budget.
Spooky Sales. Each new month brings a new list of great buys – and October is no exception.
Holiday deals have yet to trickle in in most stores – though tinsel and Christmas lights are ready and waiting on shelves – but that doesn't mean you can't get a bargain right now. Here, the best things to buy in October – and a few things you should skip if you're out for the best deal (who isn't?). Buy jeans. Just in time to wear them, they're still on sale this month, a holdover from last month's back to school sales. Those sales boosted retailers – retail sales jumped 3.6% in August – but there is still some stock left over that they're trying to push out the door with slashed prices.Stock up on summer items. Student ID Discount. How To Decide Which Financial Goal To Tackle First. Now that things have settled a down bit since buying our first house, a whole new issue has risen.
Instead of saving for an emergency fund, savings and a trip to Europe (like before), now there are house related things we want to save for. Deciding which financial goal to tackle first is more difficult than I thought it would be. Some of the things drive me so crazy that at the moment, they seem like they should be the first priority.
Amazon Prime Review and 7 Other Ways to Use Amazon. I have been using Amazon.com for well over a decade now, which is a long time in the Internet world.
I first started using Amazon when I was serving in the military and stationed overseas. Amazon made it easy for me to send gifts to loved ones back home, as well as order things for myself that I couldn’t buy at the base exchange or on the local economy. It didn’t hurt that their prices and selections were better than most other online stores. Learn More. 5 Easy Steps to Becoming a Millionaire. Who wouldn't want to be worth a million dollars?
Many of us dream of achieving this goal, more often than not for the sake of the freedom financial stability would bring. Simple life in Manhattan: A 90-square-foot home. By Kirsten Dirksen More from ecomii Healthy Living blog (Photo: Faircompanies.com) The average size of the American home is shrinking -- it dropped in both 2008 and 2009 after 15 straight years of growth -- but most of us are still living larger than people in the Big Apple.
Home size in Manhattan is about half the national average. One New Yorker has taken her love of frugal living to the extreme. Felice Cohen's apartment measures just 90 square feet, but she doesn't see it as a sacrifice. 7 Easy Ways to Save Hundreds of Dollars. What will your resolution be this new year? The economy is still challenging and many of us are dealing with unemployment, upside-down loans, growing healthcare costs, and more. While you might have reduced some expenses since the start of the downturn, you also might have missed a few easy opportunities to save a few hundred dollars over the course of a year.
The following seven ideas will help you keep more money in your wallet in 2011. 1. Review Insurance Policies. Eight Sure-Fire Ways to Sock Away $100. Let the economic pundits argue whether or not we're in a recession. Either way, consumers are cutting back on spending. How to Negotiate a Lower APR. Photo: BigBeaks Ask and you shall receive. That used to be the case with lowering your credit-card interest rates not too long ago. Back in 2002, a survey by consumer advocacy group U.S. Haggling Tips: The Truth About Haggling. Common Car-Buying Mistakes. 4 Tips to Lower the Rising Cost of Car Ownership. Calculate How Much Of A Reserve Fund You Need. Use the "Empty Cupboard Method" For a Low Grocery Bill. How We Plan to Feed Our Family of 5 Healthy, Organic Food on a Budget. You may have noticed lately that much of our recent budget shortfall comes from food purchases, specifically locally grown and organic food.
Dos and Don'ts of Couponing. 10 Insider Grocery Savings Secrets. Answer These Three Questions to Save Big Money. Finances are about income and outgo. Save $100 a Week with These 22 Tips. With the dramatic increase in gas and food prices, most of us can barely make ends meet, let alone think about saving money.