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Livre Blanc : Impact des Acteurs Non-Bancaires sur le Paysage du Paiement de Détail. En 2006, la taille de la masse monétaire M1, utilisée pour les paiements de détails, était de 593,9 milliards d’euro.

Livre Blanc : Impact des Acteurs Non-Bancaires sur le Paysage du Paiement de Détail

CBK proposals likely to end M-Pesa dominance. SAFARICOM'S Mpesa platform may soon be open for use by other mobile payment services providers if new regulations published by the Central Bank are effected.

CBK proposals likely to end M-Pesa dominance

This could end the mobile company's dominance of the mobile money market which has locked many subscribers to its network. The CBK has published the National Payment System Draft Regulations that among others recommend that E-money issuers shall utilise open systems capable of becoming interoperable with other payment systems in the country and internationally. The same shall apply to electronic retail transfers.

Afrimarket veut transformer le transfert d'argent. Rania Belkahia, Jérémy Stoss et François Sevaistre, les trois fondateurs d'Afrimarket.

Afrimarket veut transformer le transfert d'argent

DR. Gubacho - Small development groups - EntrepreneurshipEntrepreneurship. Gubacho - Small development groups Gubacho - Small development groups Gubacho is a name used in most part of the country to refer to the small help groups in the village, often conducted by the women.

Gubacho - Small development groups - EntrepreneurshipEntrepreneurship

The biggest challenge for the small is finding funding and managing lending between themselves. My proposal is a USSD application that aims to utilize the Orange Money platform. On the first part of the project; the different groups will have a group account where they can deposit, and later the members of the group can borrow from the group either with an interest or no interest depending on the group’s policy. The second part of the project; include a connection between all the groups within the platform. Comment le mobile change l’Afrique. L'article qui suit a été publié dans l'édition papier du quotidien Le Monde du lundi 19 août (datée du 20 août) sous le titre "Le portable révolutionne l'Afrique".

Comment le mobile change l’Afrique

Je le mets en ligne ici avec les liens qui l'accompagnent naturellement. A partir du vendredi 23 août vous trouverez aussi sur ce blog, gratuitement, le premier chapitre du livre tiré de mon tour du monde de l'innovation. Les autres suivront sur un rythme aussi régulier que possible *tous les 10 jours environ un vendredi sur deux. International money transfers: Skyping dough. “BYE-BYE banks,” taunts the home page of TransferWise, a London-based startup.

International money transfers: Skyping dough

“You’ve had your fun.” Taavet Hinrikus, one of the firm’s co-founders, dubs it “the Skype of money transfers”. He should know. He was one of Skype’s first employees and is using the same principle of peer-to-peer networking to slash the rates that people pay to send money abroad. At Skype, Mr Hinrikus was paid in euros but he would spend his earnings in London where he lived in a rented apartment. The pair turned this homespun deal into a proprietary algorithm to connect people wanting to wire money to their home countries. In 2011, its first year of operation, Transferwise transferred £10m ($16m); it breached the £50m mark in December. Critics point to the risk of money-laundering. Get Started.

14 Ways to Accept Mobile Payments. Looking to convert your tablet into a point-of-sale (POS) system for your business?

14 Ways to Accept Mobile Payments

Need a way to accept credit cards on your smartphone? There are dozens of services out there for those in need of simple, mobile solutions for business. Here are 27 mobile payment options for those looking to boost sales and build business with mobile solutions. Apple Pay Apple's new mobile wallet lets customers pay for purchases using their iPhone 6 or iPhone 6 Plus. Apple Pay uses near field communication (NFC) technology, so you'll need a POS system that supports the NFC chip.

The global challenge for mobile payments. Mobile payments are gaining ground There is certainly something in the air with mobile payments.

The global challenge for mobile payments

Long talked about in mobile, technology and banking circles, it seems that the idea of using a phone to make purchases and move money around is finally coming to fruition, writes Paul Skeldon. One-fifth of Western European net users use mobile banking, according to a new Forrester report based on more than 13,600 consumer surveys. SMS alerts are still the most popular form of mobile banking in most countries, but use of mobile banking apps on smartphones is growing fastest.

Luup Mobile Payment Solutions. Text2Pay - Mobile Payments Made Easy. Become a Text2Pay merchant and get access to Billing APIs, reporting and more!

Text2Pay - Mobile Payments Made Easy

Explaining International Mobile Payments Leadership. In a small, but growing number of nations the mobile phone has evolved from a simple personal communications device to become both a platform for commerce and an indispensable part of a “lifestyle infrastructure” that enhances personal productivity, manages financial transactions, and makes life far more convenient and efficient.

Explaining International Mobile Payments Leadership

Indeed, around the world, consumers can use mobile phones as electronic wallets to pay for public transit, to check in at airline gates, and to make purchases from merchants, kiosks, and vendors. But not in the United States, which lags behind world leaders in leveraging the mobile phone as a platform to effect commercial transactions. The result is lagging productivity and reduced convenience for America and Americans.

SMS Micropayments. Better payoutsOur outpayment philosophy is simple. We provide you with industry leading rates and we ensure we pay you on time, every time. No exceptions.Higher conversionsMobile payments are immediate, simple and secure. Start improving your conversion rates by up to 60% through offering an alternative payment method to credit cards.Quick, easy set upWith Zaypay, integrating mobile payments into your business or app is a piece of cake. In just four simple steps you can create an account and start taking payments! No contractsNo set up fees, no monthly contracts and no volume commitments.