background preloader

30+ Years of expertise in credit risk modelling and decision analytics

30+ Years of expertise in credit risk modelling and decision analytics
Lending is becoming more future-oriented and Predictive Analytics can help financial institutions be at the forefront of innovation. All types of credit risk management require data analytics, and increased data availability and processing tools will bring new credit risk management opportunities. Predictive analytics is the practice of deriving information from existing data in order to identify the likelihood of patterns and predict future outcomes and trends. It forecasts what might happen in the future with an acceptable level of reliability and incorporates what-if scenarios and risk assessment. Recognized by Gartner, CRIF's expertise in predictive analytics is shown by the development of various scoring projects in many including Bureau scoring models, spanning over 18 countries which in total are used to make hundreds of millions of score calculations and decisions each year around the world.

Related:  indiacrifcrifrahilagadneha9921nehasoni2

Get Up-to-Date Business Information Report & valuable Company Information From the Globe at your desk Companies all around the world looking for the highest quality business information can use CRIF solutions to help them achieve the best results in terms of profitability and healthy growth. CRIF has established a new approach to business information using on a scenario where decisions and risks are based on a complex and robust framework of value-added information, dynamically updated and revised. This means the creation of an ecosystem where data are linked to each other and can be transformed into information specific to different evaluation processes. Improve Your Collection Efficiency by Use of CRIFs credit solutions Manage your collections more efficiently by use of data, analytical and automation solutions provided by CRIF – reduce your cost and improve collection rates. Predictive Analytics Leverage power of statistics and analytics built on application data, credit bureau data and additional data points to help predict risk and support decisions. Our experts can build collections scorecards to make your collection process more robust.

Does a Failed Credit Card Payment Pull Down Your Credit Score? Rohan is browsing through his mail. He sees the monthly credit card bill sitting in his inbox, oh-so-proudly. It was his birthday month and his bank gave him a new credit card with a generous limit. Importance of ethanol fuel in realizing the clean-energy dream - Ethanol fuel is regarded as one of the earliest inventions that paved the way for clean energy. Today, clean energy has become a flourishing industry that pours in billions of dollars into research and development of new types of energy sources. Clean energy has become a dream that will soon be realized on a global scale. The need for a viable clean-energy source Looking at the current trends, we are aiming for a future where there would ideally, be no emissions and no use of earth’s resources in the production of energy.

Due Diligence plays a critical role in minimizing & managing risk in a business In today's globalized economy, Due Diligence plays a critical role in making a success of a prospective business transaction, whether it be a merger, a contract with a new supplier or establishing a partnership with another company. The sole purpose of the due diligence is to minimize and manage risk before embarking in any kind of cooperation. At the end of the day, your company's standing, reliability, and degree of success, all depends upon selecting suitable and dependable customers, investors and partners. Our Business Information Reports can help you conduct due diligence checks and enable faster decision making without additional risk.

Manage Application Fraud Technology has been the biggest agent of change in recent times, and more so, in the financial services sector. Be it financial transactions, customer experience, marketing of new products or channel distribution, digitization has permeated all departments of finance. With terms like 'digitization' and 'cashless transactions' on the rise, most physical and time-consuming transactions have been replaced by fast and convenient, real-time payments. But all this convenience does not come without the risk of opening new avenues for frauds.

DURASHINE® Color Coated Profile Sheet Job Title: Manager Corporate Strategy Qualification: B.E with MBA from Premiere Institute Location: Pune Corporate Office Work Experience: Experience in corporate planning and strategy preferably in manufacturing segment. Wastewater Treatment Using Evaporation Multiple effect evaporator efficiently uses the heat from steam to evaporate water to concentrate dissolved salts in the water. Water is boiled in sequential vessels, each held at lower pressure than the previous. As boiling of water decreases with pressure, vapors produced in one vessel can be used to heat the next vessel.

Perform Decision Analytics through CRIFs Business Rule Management System CRIF’s user-friendly decision engine for automating decisions that leverage data & analytics. StrategyOne integrates in a single tool the components of design and execution of the essential strategies to manage all decision-making processes in a complete, effective and timely manner. Decision Management with StrategyOne Release your organization from the inflexibility and high costs of having hard-coded rules dispersed throughout your systems and adopt an enterprise decision management approach and technology that empowers business users. The Credit Risk Management Models transform a rigid credit process to an automated process Balancing continuously changing demands, while providing superior service, quicker responses, improved results and better control requires an innovative and flexible solution like CreditFlow Business Process Management (BPM), which transforms a slow, rigid and unenforceable credit method to an automated, paperless and manageable end-to-end process. CreditFlow is an agile and innovative business process management (BPM) suite built specifically for credit processes like customer onboarding and loan origination. CreditFlow automates the end-to-end process, from information gathering e to approval and booking, orchestrating manual activities with workflow and document management, connecting participants and integrating all systems involved to meet your credit process needs either with a pre-defined or customizable solution. CreditFlow tracks every step of the process, including status and who-did-what-when, providing complete control and maximum straight through processing.

By LYSAGHT®Tata BlueScope Steel Job Title: Manager Corporate Strategy Qualification: B.E with MBA from Premiere Institute Location: Pune Corporate Office Market Insight & Industry insights on Retail & Commercial Loans to Help Plan Your Business An organization’s ability to drive above competition hinges on the depth of its market insights and how well it translates those insights into effective action. Our market insight solution, PRISMATIC just does that. It helps businesses plan for next year with the unique benefits brought out by rich insights created from CRIF’s vast, reliable and comprehensive credit bureau database. Market Insights is designed to provide you with a snapshot of your portfolio performance, allowing you to benchmark it against industry segments such as multinational corporation banks, private banks, public sector banks and non-banking financial companies.

My Credit Score: Credit Risk and Its Significance in Business If you have ever lent money to someone, you know the apprehension that comes with lending, considering the uncertainty of receiving your money back. Even though the borrower is someone you know well, you will at least be a little skeptical before you hand them over your sweat & blood. Nevertheless, when you go ahead and lend the money for trust’s sake, you have now exposed yourself to what is called a ‘credit risk’. On a broader scale, many organizations are constantly exposing themselves to credit risk.