Knitting together a financial plan for your life I’m an unapologetic knitter. And The Wealth Builder. I promise there’s a connection. With knitting, everything is built on two basic stitches. Financial planning is the same way. For some people, knitting or financial planning come naturally. Here’s what to know before you pick up knitting or start to get your finances in order. A simple way to start: Stash cash in a high-yielding CD savings account. 1. When I first started knitting, I thought I’d never learn to knit in two different colors of yarn. Learning about some financial decisions may be overwhelming at first, but fight the urge to give up. 2. Using four needles to knit something three-dimensional (like a hat) seems beyond complicated, but you’re really still using the same old two needles at a time. Similarly, even though the methods seem complicated, we budding super savers and successful investors practice nearly the same strategies as beginners. 3. You’re not going to knit a complicated sweater right off the bat. 2 red flags
www.skorks In my literature related internet journeys I’ve seen the same scenario time and time again. People have finished reading “Harry Potter” or “Lord of the Rings” or are simply just getting into fantasy and are looking for something interesting, asking for advice from the more experienced fantasy readers. Unfortunately the names they are given are always the same: Jordan (“The Wheel of Time”)Martin (“The Song of Ice and Fire”)Goodkind (“The Sword of Truth”) Don’t get me wrong those are all great authors and great series, but there are many other series and authors that get overlooked when august names such as those start getting thrown around. 10. I had to put this in since it almost never gets mentioned by anyone and it certainly should. I don’t want to give away the plot, but here are a few teasers :). [column size="1-3" last="0" style="0"] The Lion of Farside [/column] [column size="1-3" last="0" style="0"] The Bavarian Gate [/column] [column size="1-3" last="1" style="0"] 9. 8. 7. . 6. 5.
Personal Finance: Deficits, debt and ceilings explained Last week, the U.S. government breached the federal debt ceiling, the statutory limit on the amount of borrowing allowed the U.S. Treasury to finance previously authorized financial commitments of the Congress and the President. Without legislative action to raise the cap, America will eventually be unable to pay all of its bills and will in effect default on some of its bonds. This would, of course, be catastrophic for families and the economy, and inevitably the ceiling will be increased. Christopher Hopkins Photo by Contributed Photo /Times Free Press. Understanding the terms in play and putting the fiscal position of the United States in perspective may help to follow the debate in the days ahead. The official scorekeeper is the Congressional Budget Office, a non-partisan agency responsible for forecasting revenue and expenses over the next 10 years. A deficit is simply a shortfall. We have experienced budget deficits every year since 1970, with the notable exception of 1998 to 2001.
whytoread There are books that change your entire mindset and shift your perception into a hole new paradigm. These books inspire you to read more and to pursue more enlightenment. Exactly what WhytoRead is all about. The books on this list will do just that. 10 Mind Blowing Books 1. The most intriguing part of this book is the true story of a man who fakes insanity to get off on an assault charge, but ends up spending many years locked up in a mental health facility. He tries to prove his sanity, but no one believes him. 2. An excerpt from the book should tell you why this book is mind blowing: In the beginning, God created the earth, and he looked upon it in his cosmic loneliness. And God said, “Let Us make living creatures out of mud, so the mud can see what We have done.” “Everything must have a purpose?” “Certainly,” said man. “Then I leave it to you to think of one for all this,” said God. And He went away. 3. (Featured in 9 Thought Provoking Books Everyone Should Read) 4. 5. 6. 7. 8. 9. 10.
Is Whole Foods Junk Food? - Stocks to Watch By Johanna Bennett Is Whole Foods (WFM) a victim of its own success? The Austin, Texas-based supermarket chain is famed for helping spread the organic food craze throughout the land. But at UBS, analyst Michael Lasser initiated coverage on the stock earlier today by telling investors to sell the shares. Jack Otter, For Barron’s Why? At a recent $29.57, the shares fell 1.1% in recent market action. It’s a scenario that Barron’s warned investors about for years. Granted, that price-to-earnings ratio hardly looks cheap. That valuation was one of several reasons that Barron’s Vito Racannelli favored the stock back in September. Others share his optimism. To be sure, recent news hasn’t been good, and forecasts for the current fiscal year are dismal. Whole Foods has promised investors it will not cut prices. There is a light at the end of the tunnel.
5 Grimm Fairy Tales You Should Only Read to Kids You Hate Many of Grimm's fairy tales have been lightened up for modern children. However, some of them are beyond any hope, and should only be read to children you hate. #5. "Bluebeard" All of Bluebeard's previous wives have died under sparsely detailed circumstances shrouded in mystery, although he has never been asked to produce either a body or an explanation, because police work at that time typically required crimes to be committed within a constable's field of vision. Somehow, Bluebeard convinces another woman to marry him and takes her back to his castle before immediately announcing that he has to go away for a while, presumably holding a shopping list reading "lotion, catgut, lipstick, 'Goodbye Horses.'" Bluebeard, the first and least creepy pickup artist. As he leaves, Bluebeard stresses that she can go anywhere in the castle except the cellar. Of course she opens it, and inside she finds all of Bluebeard's missing wives hanging on hooks from the ceiling. #4. #3. John B. #2. #1.
Food Banks Are Not the Solution to Food Poverty This article was originally published on The Conversation. Read the original article. With ten million tons of food going to waste in the U.K. every year, it is often suggested that leftovers should be distributed to food charities to help tackle food poverty. It sounds like a win-win solution—reduce waste and feed hungry people? But a review of the use of surplus food to feed those in need by the Food Research Collaboration group suggests this is not the case. Not only does recycling food waste from places like supermarkets and cafés not address the roots of food poverty, it is incredibly undignified to give people leftovers. Try Newsweek for only $1.25 per week A key danger of charity food aid is the de-politicization of hunger. A second major issue with food distributed through charities is that it can’t provide a consistently wholesome and healthy diet, as they are dependent on donations from individuals, and surplus from supermarkets and other food manufacturers. Government failure
Best Places to Get Free Books - The Ultimate Guide When we were reviewing 10 of the best online resources for free books, we had a LOT of readers chime in with their own favorites as well. Thank you for all your helpful contributions! In fact, we had so many suggestions, we have enough to compile a huge list from them, so here they are in no particular order: ManyBooks – Free eBooks for your PDA, iPod, or eBook reader – Thanks Tony Bryan & abben BookCrossing – Where real books are released into the wild to be found by others – Thanks EngtechLibraryElf – The perfect companion to a public library system – Thanks EngtechScribd – Open library to publish and discover documents online – Thanks CincauHangus Word Public Library – 400,000 PDF ebooks for download – Thanks EllenFree Tech Books – Free computer science and engineering books (+ lecture notes) – Thanks EllenBookins – Swap real books with other readers – Thanks Jimbob WellToldTales – Free short story podcasts (like audiobooks, but shorter) – Thanks Kevin C. Google+
Let’s get cooking | LLUH News Live It: In the Kitchen is the latest online cooking show to hit the World Wide Web. The Schools of Public Health and Allied Health Professions at Loma Linda University are taking a fun, interactive and healthy approach to cooking with a new online cooking show “Live It: In the Kitchen.” The show inspires healthy, wholesome home cooking and demonstrates quick and easy meals that the whole family can enjoy. “People tend to turn to meals that are quick, and easy to prepare, but ultimately low in nutritional value,” said Chef Cory Gheen from Loma Linda University School of Allied Health Professions department of nutrition and dietetics. “‘Live It: in the Kitchen’ aims to show that great tasting food can be good for your body and easy to prepare.” The series of 14 short episodes has made its debut on liveitlomalinda.org, and every Tuesday an episode will be featured on the Loma Linda University Health Facebook page. The show and recipes will also be available in Spanish.