Rapport annuel de l'observatoire de la securite des cartes de paiement. New Tool Helps Protect Online Merchants From Fraud. Volusion, a provider of online shopping cart software for businesses recently introduced its newest credit card fraud protection service, Fraud Score. Volusion spoke with WebProNews about Fraud Score and how it works to protect online merchants of any size from fraudulent transactions.
When an order is placed customer information is cross-checked in real-time with a large database of thousands of online merchants and more than 100 million transactions. Fraud Score screens more than 15 fields which include: proxy detection and risk assessment, IP address, bank identification and address verification. After these criteria are checked, an overall risk score is generated to determine the legitimacy of the order. There are three levels of risk, minimal, moderate and high. "As a former online store owner I can attest to the importance of Fraud Score," said Volusion CMO and COO Clay Olivier.
"I got defrauded out of $900 once and lost all my merchandize on a single order. Www.authenware.com/presentations/AuthenWare_Web-Fraud-Detection-Solution-Brief_01-2011.pdf. PayPal Standard Fraud Tools - Online documentation - WildApricot help. Paying using PayPal Payments Standard Once you've integrated your PayPal account with your Wild Apricot site, visitors to your site can pay online for membership fees and event registrations, and make donations. When a visitor fills out an integrated online form on your Wild Apricot website (e.g. membership application or event registration) and chooses to pay online, they will be redirected to PayPal's site to make the payment. Paying using PayPal Payments Standard From here, they can log into their PayPal account or pay with their credit or debit card.
After the transaction is completed, PayPal displays a confirmation page. Integrating your PayPal account with Wild Apricot To accept online payments through PayPal Payments Standard, you must have a Business or Premier PayPal account. Recurring payments If you want to set up recurring payments for membership fees, you must enable instant payment notification (IPN) in your PayPal account. What you need to get started Click Settings. See also. Mobile commerce growth outpaces anti-fraud tools, Gartner says. News September 20, 2010 12:08 PM ET Computerworld - By 2014, about 12% of all e-commerce transactions will be made using smartphones and other mobile devices, but fraud detection tools for mobile commerce are lagging, Gartner said today. "Because of the improving browser experiences on smartphones, mobile commerce and transaction execution are set to increase rapidly," William Clark, a Gartner analyst, said in a statement.
"Enterprise applications must detect fraud in these mobile environments, but fraud detection tools available today that work in [wired] computing environments don't work well or at all in the mobile world," Clark said. Gartner said CIOs need to start researching the fraud tools under development as they consider launching mobile payment systems. Generally, Gartner outlined three types of fraud prevention methods available now for mobile applications. The first, called mobile device identification, is provided through JavaScript on a server that a mobile user logs into. Best Practices.
CyberSource has collected practical operating advice based upon the integration experiences of our customer base. Within this section, you will find useful pieces of information which will facilitate the design and development of your site. Please be sure to contact the Implementation Support team for additional suggestions based upon your business rules. Credit Card Account Number Verification - Card Type IdentificationInformation on how to identify the credit card type based on the numeric range and based on the length of the credit card number. Avoiding ChargebacksOutlines the steps you can take to avoid chargebacks. Also provides links to Visa and Mastercard website to learn more about chargebacks. Best Practices For Service DisruptionsTo minimize business disruption and consumer dissatisfaction, CyberSource recommends that merchants consider some or all of the best practices for handling outages.