Keys to Vehicle Leasing. Under the federal Consumer Leasing Act, you, the consumer, have a right to information about the costs and terms of a vehicle lease. This information will help you compare lease offers and negotiate a lease that best fits your needs, budget, and driving patterns. This quick consumer guide is for a closed-end lease, the most common type of vehicle lease. With a closed-end lease, you may return the vehicle at the end of the lease term, pay any end-of-lease costs, and walk away. The sample leasing form shows the types of information the dealer or leasing company must give you before you sign a lease.
The glossary gives definitions of terms associated with vehicle leasing. Leasing is different from buying. Here's how . . . Consider beginning, middle, and end-of-lease costs At the end of the lease, if you don't buy the vehicle, you may have to pay a disposition fee and charges for excess miles and excessive wear. You can compare different lease offers and negotiate some terms. Or. AnnualCreditReport. Www.consumer.ftc.gov/articles/pdf-1020-make-budget-worksheet.pdf. Credit and Loans. Federal Trade Commission. Consumers Guide to Credit Cards. As a consumer, it pays to be smart when choosing and using a credit card. This site--maintained by the Federal Reserve Board, whose goal is to protect the credit rights of consumers--provides a basic guide to navigating the credit card process.
Stay tuned during the coming months as we add additional features and information. Learn more about your offer Understand the terms and fees of your credit card offer. Pay it off Get an estimate of how long it will take you to pay off your credit card balance. Watch the public service announcement Learn how to get the most from your credit cards.