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Worth Monkey - The blue book for used electronics and more! Infographic: The True Cost of Homeownership. Everyone is talking about how now is a great time to buy a home. And, on the surface, it looks like the perfect time. Home prices are low, and mortgage interest rates remain at near-record lows. There is some argument, though, that it might be better to buy a home in six months; without the home buyer tax credit to help keep home prices higher, some argue that another dip in prices is likely. However, whether you are really ready to buy a home has little to do with what is happening in the housing market; more important is what is happening in your personal finance world.

When many people start thinking about purchasing a home, they usually get excited about figuring out how big a house they can get, and use online mortgage calculators to help them estimate monthly payments at a specific interest. What many of these calculators don’t include, though, are additional costs. The following infographic from CreditLoan.com offers a sobering look at how much it can cost to own a home. 190 Resources For Saving Money. In the more than two years since we published our first article, we've found quite a few resources that can save you money and headaches. Here's the ultimate guide to 190 of the best budgeting tools, deals & coupon sites, rate comparison engines, and personal finance resources online. This list has everything you need to start saving money immediately. Tweet This Page Award Categories: Best Online Money Management Here are ten online money management tools to help you figure out where your money is going. Mint The easiest way to keep track of your finances online.

SpringCoin SpringCoin is an online debt relief coach that paves a clear “get out of debt” roadmap. SmartyPig Hands-free savings account for specific goals or purchases. Springpad This awesome app is like Google Notebook on steroids. PearBudget The 1% of money management software you actually need. JustThrive Quicken Personal Finance Buxfer Buxfer makes it easy to track IOUs and shared expenses among friends. RateSurfer TurboTax GasBuddy Zilok. Free Personal Finance Software, Budget Software, Online Money Management and Budget Planner.

Simple Mortgage Calculator : FROG RATE.