Download Excel Personal Expense Tracker - 7 Templates for tracking expenses, budget and income using Microsoft Excel. Posted on July 16th, 2010 in Charts and Graphs , excel apps - 137 comments Keeping track of your expenses is one of the fundamentals of living good life.
So I asked you to prepare a personal expense tracker as part of our 10,000 RSS Subscriber Milestone contest. I have received 7 excellent entries in this contest, each capable of making expense tracking a breeze while providing good analytics of the expense data to understand how you spend. Thanks everyone for participating and making this a huge learning experience for you and I. Personally I have learned several useful formula and tracker related tricks from this. How to vote? Each of the 7 entries start with a title including authors name. Tell me which one you liked most by posting a comment with the option number. That is right. Please note that these files are copyrighted to original authors and you cannot use them for commercial purposes. I have included 3 comments against each entry based on my understanding of the tracker.
The Average Net Worth For The Above Average Person. Everything is relative when it comes to money.
If we all earn $1 million dollars a year and have $5 million in the bank at the age of 40, none of us are very wealthy given all our costs (housing, food, transportation, vacations) will be priced at levels that squeeze us to the very end. As such, we must first get an idea of what the real average net worth is in our respective countries, and then figure out the average net worth of the above average person! According to CNN Money 2014, the average net worth for the following ages are: $9,000 for ages 25-34, $52,000 for ages 35-44, $100,000 for ages 45-54, $180,000 for ages 55-64, and $232,000+ for 65+. Seems very low, but that’s because we use averages and a large age range. The Above Average Person is loosely defined as: 1) A person who went to college and believes that grades do matter. 2) Does not spend more than they make because that would be irrational. 4) Largely depends on themselves, as opposed to mom and dad or the government.
Start with $10K, retire a millionaire - 2 - saving & finances. Related topics: retirement, retirement planning, financial planning, retirement savings, 401k The millionaire next door could be you.
All it takes is money and time; it always does. But what this really means is you have to save money over time, and that's where so many of us struggle. Reaching age 65 with $1 million saved requires strong discipline and sustained effort. You need to recognize the importance of starting early and putting away money regularly.
It can be done -- even if you start with just $10,000. "Whether you're 25 or 45 or even 55, you've got to start somewhere," said Nathan Dungan, the founder of financial education firm Share Save Spend. 7 investment traps that could harm your wealth. Over the last 30 years we've helped thousands of investors make better investment decisions.
We've also witnessed common traps investors can fall into, and seen how they can harm returns. Below we highlight seven of the most common traps, and explain how to avoid them. 1. Too many eggs in one basket When putting together your investment portfolio it's important to ensure you don't end up with concentrated exposure to a particular type of risk. Investors who took a more diversified approach would have seen a far smaller impact on their portfolio. Young adults living with parents in the UK, 2011. Young adults living with parents in the UK, 2011. Why the average British adult is 19 years behind on their 'life goals' Booze spending tops fruit and veg. The average UK household spends more each week on alcohol to drink at home than it does on fruit and vegetables.
That is just one of the findings of a new survey on the nation's spending habits, compiled by the Office for National Statistics (ONS). UK households now spend £5.90 a week on beer, wine and spirits for consumption at home, compared to £5.40 a week on fresh fruit and vegetables. Some £5.40 a week was spent on tobacco products and illegal drugs. And homes spend more on computer games - £1.10 a week - than they do on equipment for sport, camping, or any other open air recreation. Transport is the highest overall weekly expense for UK households though, costing an average £59.20. Money spent on recreation - which the survey classifies as everything from television to holidays, books and leisure activities - was the second highest spend on £56.40 a week. The figures come from the ONS's latest annual Expenditure and Food Survey. Regional trends. 10 Free Household Budget Spreadsheets. 35 Amazing Graphs That Show How Your Spending Habits Change With Age - Sam Ro.
Amazing graphs on what happens to spending on everything from underwear to airlines as we grow up Reuters It's that time of year again when Americans spend like crazy for their loved ones and themselves.
But everyone's needs and wants evolve dramatically with age. HS Dent, an economic forecasting firm, compiled Census data on spending behavior and presented them as a series of demand curves (see right). The curves measure average annual expenditure for a given product over the age of the consumer.