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RJ Agata

I am a father first and a professional second, my family is my life and I am rasing two beautiful children. I am very friendly person and I activiely participate in community building projects, I volunteer at my kids school and love sports. I love to travel and cook with my wife who is a housekeeper and mommy blogger. We love helping others and are always looking to network with like minded people.

Misunderstood Dental Insurance Terms. Have you ever received an explanation of benefits (EOB) or statement from your dental insurance provider, and stared at it puzzled wondering what on earth any of it meant?

Misunderstood Dental Insurance Terms

Rest assured that you are not alone. Can I get a tax deduction for dental work? We all know the saying, “There are two things you can be sure of — death and taxes.”What a lovely reminder, right?

Can I get a tax deduction for dental work?

Although you can’t escape taxes (at least not without some hefty consequences, so please don’t try), there are some ways that you can reduce them, especially if you’re self-employed. Paying for insurance of any kind can be very costly when you work for yourself. Dental Insurance Billing Explanations. We’ve all been there.

Dental Insurance Billing Explanations

We look an explanation of benefits (EOB) from our dental insurance provider and stare at it in bewilderment. And then a flood of questions come over us. It might as well be Greek. Clear as mud, right? After reviewing our dental policy and a few lengthy phone calls with our dental insurance provider, we end our quest for answers out of sheer frustration rather than understanding.

Preventative Dental Health Care Tips. We’ve all been told that routine dental checkups are important, yet millions of Americans put off going to the dentist each year and for a number of reasons.

Preventative Dental Health Care Tips

Perhaps one reason is that many of us don’t understand just how important our oral health is to our overall health. Dental insurance for adults is not even required under Obamacare, which seems to perpetuate the idea that oral health is simply not a vital health concern. However, that couldn’t be further from the truth. Preventative dental care is about more than clean white teeth, fresh breath and cavity prevention. It’s time we drill down into why oral hygiene is so important.

First, dentists’ area of expertise goes beyond just teeth and gums. Head, neck and jaw musclesTongueSalivary glandsNervous system of the head and neck. Does Full Coverage Dental Insurance Exists? If you’re looking for the holy grail of dental insurance, as in a dental policy that will pay for virtually any and all of your dental work, we have some news for you both good and bad.

Does Full Coverage Dental Insurance Exists?

The bad news is that dental insurance that covers everything doesn’t exist. Sorry. The good news is that there is a dental insurance option that’s close to it. Yay. Find A Good Dentist Near Me. Choosing a dentist for yourself or for those you care about is an important decision.

Find A Good Dentist Near Me

Your family dental office is your gateway to good oral health, and your primary resource when questions or problems come up. Oral health is an essential part of your general health and well-being, and it has a big impact on your quality of life: Dental disease can cause pain and prevent you from eating comfortably, speaking well, and feeling good about yourself. Yet the mouth is a very sensitive and personal space, so you also want to feel comfortable with whoever is going to be working in it! Prepaid dental insurance plan. Looking for affordable dental insurance?

Prepaid dental insurance plan

A prepaid dental plan may meet your needs. Prepaid dental plans work like Health Maintenance Organizations (HMOs) – in fact, prepaid plans are often referred to as DHMOs (Dental Health Maintenance Organizations). The advantages to prepaid plans include low premiums (the fee you pay to belong to a plan), deep discounts on dental care, no annual spending limit, and coverage for pre-existing conditions. But DMHOs may not be the right fit for everyone’s dental health needs. Read on to find out more about prepaid plans’ benefits and drawbacks. Saving money on Dental Emergencies. Dental Emergency!

Saving money on Dental Emergencies

There are two kinds of dental emergencies – the ones that happen unexpectedly to healthy teeth, and the ones where you’ve been putting off treatment that suddenly (ouch!) Can no longer be ignored. Is Dental Insurance Worth It. There you are, having a nice routine visit with your dentist.

Is Dental Insurance Worth It

During the checkup, the dentist suddenly informs you that you’ve got a tooth that’s in trouble. If you get a root canal and crown soon, you can rescue that troubled tooth and save a lot of money by avoiding a dental implant somewhere down the road. The procedure will cost you about $2,500. Paying for dental insurance out of pocket? Dental Savings Plans vs Dental Insurance Dental Savings Plans are an alternative to traditional dental insurance.

Paying for dental insurance out of pocket?

Members of dental savings plans can expect to save 10-60% on the cost of their dental care. Plan members pay an annual fee to gain access to a nationwide network of dentists who have agreed to offer reduced rates to members. Dental insurance is a great way to ensure that you get regular preventative care such as checkups and professional cleanings. Many insurance plans cover preventative care at no cost to the plan member – you get this critical care for free or at a very low cost. Budgeting Your Dental Plan. Paying less at the dentist isn’t a magical secret known only to a few. And it’s not hard either. But you do need to think ahead, make good choices and have a plan. Here’s how to save the most at the dentist , without sacrificing the quality of your dental care or your health. How to Get Affordable Dental Care. Have you ever put off going to the dentist simply because of how much it costs? If so, you aren’t alone. A 2013 Gallup poll found that there was a direct correlation between household income and dental habits.

Compared to the last Gallup poll conducted in 2008, there has been a decline in the percentage of low- and middle-income households who go to the dentist annually. These are households that bring home between $24,000 and $60,000 a year. Further validating the correlation is that fact that those who make less than $12,000 annually are half as likely to go to the dentist as those who make more than $120,000. Considering the cost of dental care has risen steadily over the last several years, it isn’t shocking that many people are getting priced out of affording a routine checkup.

Does Obamacare Cover Dental Procedures? Dental insurance can be tricky to understand. Once you throw ObamaCare dental mandates into the mix, it’s easy to become overwhelmed. Despite the fact that ObamaCare has been around for several years now, it’s still a mystery to many people about what it does and doesn’t cover. Let’s go over some key things about ObamaCare that are important to understand, specifically in regards to dental coverage. What is ObamaCare? The Affordable Care Act (ACA), informally known as ObamaCare, required the majority of Americans to have health insurance by 2014 unless they met certain exemption requirements.

Misunderstood Dental Insurance Terms. Protecting Your Child’s Permanent Teeth. How To Protect Your Child’s Permanent Teeth Finally, your child has grown-up teeth! No more endearing gaps in their grins, no teeth in the process of coming out, no worries about them eating corn on the cob or crunching into an apple. It’s great to see their big kid smiles, and it’s important to know how to take care of their permanent teeth so that those smiles stay healthy and strong. When Do Kids Get Permanent teeth? Children usually have their full set of 20 primary teeth (also called baby teeth or deciduous teeth) by the age of three years. Dental insurance without waiting periods? Dental Insurance with No Waiting Period? No matter how tight your budget, it’s not a good idea to play a waiting game with dental insurance. Why? Because if you delay purchasing insurance until oral health problems are too severe to ignore, chances are good that you will end up paying for both insurance and the dental care that you hoped the insurance would cover.

Understanding Dental Insurance Waiting Periods A lot of people figure they can hold off on buying insurance until they absolutely need to get dental care. But during the waiting period, your insurer will not pay anything for specific treatments or procedures. Compare Dental Insurance & Discount Dental Plans. Supplemental Dental Insurance. Can Dental Treatment Cause Hearing Loss? Experiencing sudden hearing loss shortly after receiving dental care is very rare, but can occur.

How to Find Free or Low Cost Dental Clinics? - Aetna Dental Offers. Sedation Dentistry: What is sedation dentistry? Dental Insurance: Protect Your Children’s Teeth. Keep it Healthy – Sugar Is an Addiction. Do I Need Cosmetic Gum Surgery? Your teeth may be the “main attraction” of your smile—but your gums are no less important as its supporting cast. When your gums look healthy and are appropriately sized in relation to the teeth, they help frame the “stars” of your smile in an attractive way.

Gum Disease - Cause & Prevention. Periodontal (gum) disease is a family of bacterial diseases that infect the soft gum tissues and ligaments around the teeth. Untreated gum disease can cause damaged tissues to recede and detach from the teeth, eventually leading to tooth loss. There’s also growing evidence that the gum inflammation that arises from the disease may be linked to other inflammatory conditions like cardiovascular disease, diabetes and, for pregnant women, premature delivery of their babies.

Gum disease can be treated effectively, especially in its early stages. The treatment must be thorough and sometimes invasive. It also requires a renewed, personal commitment to daily oral hygiene to keep the disease under control and promote long-term healing in your gums. How Do I know If I Need Gum Surgery? Periodontal (gum) disease can be a very aggressive infection: Left untreated, it can destroy the vital periodontal structures that protect teeth and maintain their attachment to the jaw. The end result—tooth loss—harms both your health and appearance. Controlling gum disease and ultimately restoring health and appearance to damaged gums and tooth-supporting bone requires aggressive treatment—sometimes even surgical measures.

Periodontal (gum) surgery treats moderate to advanced disease. Infection Control: An Important First Step Gum disease is primarily caused by bacterial plaque, a thin film of food remnants and bacteria that builds up on tooth surfaces when oral hygiene is inadequate or inefficient. But as the war between body and infection rages, the inflammation becomes chronic and damages the surrounding gum and bone tissues. Of equal importance is a necessary change in behavior and lifestyle on the part of the patient. Truth About Dental X-Rays & Thyroid Cancer? Recent events have raised everyone’s concerns about radiation and the possible link between dental X-rays and thyroid cancer. There’s also been a lot of scary misinformation making the rounds on the Internet. We want to set the record straight and put your mind at ease. RJ Agata's Social Share: The Art Of Your Smile. My children. Children/families.

Relationship between gum disease and diabetes. Kids & going to the dentist? RJ Agata's Social Blog - How coffee & tea affect your bright whites. Finding a new dentist/hygienist - RJ Agata's Social Blog. RJ Agata's Social Share: Extremly Basic Explaination Of Implant Dentistry. Choosing braces – metal, ceramic or clear? RJ Agata's Social Share: Braces... Thier important. RJ Agata's Social Blog. RJ Agata's Social Share: Enamel hypoplasia a concern for children. RJ Agata's Social Blog. RJ Agata. RJ Agata's Social Blog: RJ Agata's Social Share. Public Profile. @rjagata1977 – Delicious. RJ Agata (@rjagata1977) RJ Agata's Social Blog. RJ Agata, Lake Clear, New York - Gravatar Profile.

Health, Family, Family Life, Insurance, Health Care. RJ Agata's Social Share. RJ Agata's Video Network - Sobre mí - Google+ RJ Agata's Personal Network - About - Google+ Rj Agata - About - Google+