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Caritatif. Monde_virtuel. Banking 4 Tomorrow. How an Ambitious Startup Wants to Revolutionize Banking. When we think of banks, we think of the brick-and-mortar financial institutions we turn to to keep our money safe.

How an Ambitious Startup Wants to Revolutionize Banking

Even though in recent years we've seen reputable banks crumble and interest rates tumble, most of us would never think to abandon a bank — especially one whose history dates back hundreds of years — for an unvetted alternative. Banksimple, a startup still in stealth mode, is that alternative. It's not offering online banking, but "banking online. " The company is approaching the banking space in a whole new way and hoping to capitalize on the erosion of consumer trust in banks, as well as growing frustration about hidden and miscellaneous fees that are rampant in the industry. The Banksimple formula is one that puts customers first and focuses on automatic, "worry-free" money management with a digital twist and penchant for social integration.

Alex Payne of Twitter API fame left the company he helped to grow to join Banksimple. A New Way to Bank. Banques et médias sociaux: quelles leçons ? Créer sa propre communauté, publier de l’information de première bourre dans un blog, échanger avec ses clients (via une plateforme de feedback collborative) ne sont que quelques uns des divers sujets qui peuvent tarauder le web-entrepreneur moderne à propos des médias sociaux .

Banques et médias sociaux: quelles leçons ?

Outre qu’il est déjà difficile, pour la plupart, de comprendre ce que sont réellement les medias sociaux ou les sites communautaires (« Qu’est-ce que c’est que ces trucs de communistes ? » pourra-t-on vous dire lorsque vous en parlerez à des collègues qui n’en sont pas (du Web)), les définir reste du domaine du jonglage ou de l’acrobatie.

Quand Wells Fargo faisait du recrutement chez les enfants. » P2P lending companies by loan volume. P2P lending is spreading internationally. » P2P lending companies by loan volume

While the biggest loan volumes are generated in the US market, many p2p lending websites have been established in other international markets. The services can be divided in three categories: p2p lending marketplaces (e.g. Prosper, Zopa, Lending Club, Smava) – participants driven mainly by economic motivessocial lending services enabling micro financing (e.g. Kiva, MyC4) – participants driven mainly by social motivesother concepts (e.g. Sites funding student loans can fall into any of these three categories or combine motivations. » Which sites do offer p2p lending statistics? When analysing numbers on p2p lending activity, users can rely on independent third party sites gathering statistics for many p2p lending services. » Which sites do offer p2p lending statistics?

These services either obtain the raw data via an interface provided by the service or they do parse the web pages of the service to collect the data. Most of the statistic sites offer reports and tools to analyse and graph the overall development of the marketplace as well as the status of an individual lender’s investments. The majority of the users are lenders, as the borrower usually needs the information only once – before applying for a loan – to determine what interest rate is appropriate. The Investing Web Toolbox: 25 Killer Money Management Webapps. Social Media: People First! @ MEFTEC 2009. 4,388 views This is the presentation I delivered at the MEFTEC 2009 in Bahrain (February 2009). ...

Social Media: People First! @ MEFTEC 2009

This is the presentation I delivered at the MEFTEC 2009 in Bahrain (February 2009). I invite you to check my coverage on Cheers, Christophe Yunoo launches: Personal finance app for Dutchies (screenshots) Utrecht based startup Yunoo launches to the public today.

Yunoo launches: Personal finance app for Dutchies (screenshots)

Yunoo is a online personal finance management application that helps consumers and small businesses keep track of their spending. I believe that this is a great application and it is a matter of time before these youngsters get swallowed by a big bank or another big fish in the financial pool. Yunoo provides essential insight into your spending and that’s something that should have been available s part of your bank’s online tool years ago.

What it does: Yunoo founder Kevin Voges explains: “Yunoo consolidates your financial life in one place and shows you exactly where your money is being spent. With Yunoo you can add all your bank accounts, savings accounts and credit cards so that you get a complete overview of your finances.” So when I import my bank data I see that I spent 75 euros on average on coffee each month. Bill Gates wants to help the third world with cellphone banking. The GSMA, a worldwide consortium of mobile industries, and the Bill & Melinda Gates Foundation (owned by the guy who used to run Microsoft and his lady wife) have teamed up to found the the Mobile Money for the Unbanked (MMU) initiative, allowing folks in developing countries to carry out mobile banking from their non-smartphones and keep and grow their money in a safe and affordable fashion.

Bill Gates wants to help the third world with cellphone banking

The Foundation has donated $12.5 million to the endeavor and is currently working to “catalyze a new wave of mobile money innovation” and will support 20 projects in Africa, Asia, and Latin America. The ultimate goal? Supply 20 million unbanked people with mobile financial services by 2012. Being “unbanked” is fraught with peril. Homes that have no way to hide their assets securely are targets for theft or con men and even in the US day laborers are prey for gangs in New Orleans. Jean-Christophe Capelli: BarCampBankSF2 : le compte-rendu. Vous George Favvas ? Une communauté américaine autour du crédit hypothécaire... bientôt en Europe ? Microfinancing and mentoring via mobile phones - Springwise. Banque 2.0. Un article de Wikipédia, l'encyclopédie libre.

Banque 2.0

Bank 2.0 ou banque 2.0 est un concept qui se réfère aux nouveaux usages et terrains d’expérimentation marketing et technique liés au métier de la banque. Plus qu’une seule technologie c’est une mise en commun de nouveaux usages Internet ou de nouvelles formes de banques, y compris de communautés personnelles de prêt, ou de concepts liés à la mobilité et à la personnalisation. Vous Renaud Laplanche ? la désintermédiation des banques 1.0 a peut-être commencé.. En tout cas, c'est ce que pense Renaud.

vous Renaud Laplanche ? la désintermédiation des banques 1.0 a peut-être commencé..

Billautshow réalisé le 28 avril dernier à Finovate San Francisco.