Banking 2.0

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What is Peer-to-Peer (P2P) Lending?

http://suite101.com/article/what-is-peer-to-peer-p2p-lending-a322080 As the process of lending and borrowing through the traditional methods of banking systems grow tougher, consumers are now exploring new sources of funding. In the financial marketplace, peer-to-peer lending is establishing its ground as a commonplace solution to traditional methods of finance. In simple terms peer-to-peer lending are for profit loan agreements that are established between individual lenders and borrowers.
Smava meldet das bisher erfolgreichste Geschäftsjahr, die IP-Adressen gehen dem Ende zu und Qeep verleitet Nutzer dazu, ihre Freunde zu verkaufen.

Gründerszene Today: Smava zeigt Zahlen, IP-Adressen gehen aus, Qeep-Nutzer verkaufen ihre Freunde

http://www.gruenderszene.de/news/smava-umsatz-ipv4-qeep-mytaxi
http://www.blogwave.de/smava-8000000-e-finanzspritze-nur-40000-e-umsatz.html

smava: 8.000.000 € Finanzspritze, nur 40.000 € Umsatz | BlogWave.de

Ich habe gestern bei deutsche Startups mal wieder einen kleinen Artikel über smava gelesen. smava ist eine Kreditplattform auf welcher man sein Geld zu einem bestimmten Zinssatz verleihen und somit bei Kreditnehmern anlegen kann oder sich aber Geld für bestimmte Dinge leihen kann. Die Community soll angeblich ganz gut funktionieren.
http://www.relationship-economy.com/2010/12/you-are-a-social-bank/

You Are A “Social” Bank

Banks make money on our deposits, our transactions and lending us money. The economic models for banks are old and subsequently there is little differential from one bank to another. The customer experience is largely the same and yet bank after bank uses the tag line “relationship banking.”
http://mashable.com/2010/07/30/banksimple/ When we think of banks, we think of the brick-and-mortar financial institutions we turn to to keep our money safe. Even though in recent years we've seen reputable banks crumble and interest rates tumble, most of us would never think to abandon a bank — especially one whose history dates back hundreds of years — for an unvetted alternative. Banksimple , a startup still in stealth mode, is that alternative.

How an Ambitious Startup Wants to Revolutionize Banking

Europe: Home

#1. Competition has intensified – In the current economic environment in Europe, competition is fiercer than ever and technological innovation continues at an incredible pace. http://finovate.com/europe2011/