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Www.askdrmoney.com/Ins_ILP_RP.htm. Important Information (1) Regular-premium ILPs permit regular savings.
But the regular-savings feature doesn't come cheap. Costs average one and one-quarter year's premiums (15 months). In comparison, unit trusts and recurring single-premium ILPs (RSP-ILP) also offer regular savings plans -- but they do not impose this cost. By buying them, you save 15 months of premiums.