» 100 Money Saving Tips. Email Need a few ideas on how to save some extra cash?
When I first wrote this list, it was November and we were ramping up to the holiday spending binge that we all love so much, but these tips can help you save money at any time in the year. Why wait until our consumer driven society gets all whipped up into a fervor? We can save whenever! (I see nothing wrong with getting whipped up into a fervor, to be honest!).
Here are a hundred tips on how to save some quick money: Eat, Drink, Being Merry (18 Tips) Cook your own meals: The number one tip, echoed almost anywhere you look, is to cook your own meals. 100 Things to Do During a Money Free Weekend. Some time ago, I offered up the idea of the money-free weekend: For the last few months, my wife and I have been doing something every other weekend or so that we call a “money-free” weekend, in an effort to live more frugally.
It’s actually quite fun – here’s how we do it.We’re not allowed to spend any money on anything, no matter what. In other words, we can’t make a run to the store to buy food, we can’t spend money on any sort of entertainment, and so on. Since we often do our grocery shopping on Saturdays, on a “money-free” weekend, we delay it to Monday or Tuesday.We can use our utilities, but no extra expenses on these utilities. No renting movies on cable, no text messages that aren’t already covered by our cell phone plan, and so on. 27 Ways To Make Money Now! - christianpf.com. What is an Offset Account? - Yahoo!7 Moneyhound. An offset account is one of the most powerful ways to save you hundreds of thousands of dollars over the lifetime of a mortgage.
A ‘100 per cent offset account’ can sound too good to be true. But these accounts enable you to have every cent of your money working to reduce your mortgage rather than sitting idly in your cheque or savings account. If you put as much of your spare change as you can into an offset account, and keep it there for as many days as possible each month, your home loan repayments can be reduced as your savings are bringing down the interest incurred and in effect 'offsetting' the cost of the loan. Healthy Living on a Budget. Healthy Living on a Budget isn’t as hard as you may think!
Saving money and living frugally doesn’t mean you have to compromise on health. It’s important to keep yourself and your family trim and healthy without it costing a fortune. If you’re not careful, fresh salads, fruit and vegies can end up costing a small fortune. It’s tempting to go for cheap, convenient options such as McDonald’s, Pizza Hut, frozen processed foods and meals predominated with white rice and pasta, but at what cost to your health? Rising obesity levels in Australia are causing a huge boom in pharmaceutical sales and doctors visits. Here are some healthy tips to eat nutritiously and and boost your families health and well being. Real Simple. Personal Finance and Frugal Living Forums. Luckymag. Frugal Ideas for Living on a Budget. 5 Tips for Living Comfortably on a Tight Budget" For some people, a spectacular meal at a five-star restaurant is worth missing a mortgage payment.
For others, the act of cooking and subsequent mastication is a boring but necessary chore. No matter how you feel about food, one thing is for sure -- you gotta eat. Americans spend a lot of money on food, to the tune of about $770 per month for a family of four [source: USDA]. But really, that cash could be spent more wisely. There are plenty of ways to think smarter about food expenses. Buying ingredients for those recipes is itself an art form. Grocery coupons are making a huge comeback, and for good reason. Of course, you still have to go out on the town now and then. Food is just one facet of your budget. 10 Things You Should Buy USED and NOT NEW - Yahoo!7 Moneyhound. So much of what we buy devalues the minute you open the box or walk out the store.
Buying used goods instead of paying a premium for something new can see your savings quickly multiply. Take advantage of these 10 great savings options and avoid paying top dollar. Cars Cars lose value as soon as they leave the factory floor, so there are huge savings to be made even by purchasing last year’s model. Take the popular Mazda3 Neo. Compare: Low rate car loans Furniture Save thousands buying second-hand furniture without your house looking tired. Related: How to sell stuff on eBay successfully Children’s clothes and goods Resisting the urge to dress your child in the latest fashions could save you thousands. Home décor Scour websites, op shops, thrift stores and garage sales for individual and unique pieces that will not only save you money, but add character to your home. 10 Things You Should Never Scrimp On - Yahoo!7 Moneyhound. Buying cheap doesn't always pay off.
Frugalistas are the new fashionistas, with budgeting the new bling. Whether you’re embracing minimalism to reduce wastage or tightening your purse strings as the economy weakens and the dollar falls, many people are swapping brands for bargains. The key to making it work is knowing where to save and where to splash out. Good quality products can be more expensive, but they often last longer, saving you money in the long run. Others may save your health, or even your life. School Lunches for Less Than $2 a Day - Yahoo!7 Moneyhound. It’s Sunday night.
Dread fills you. The school week is upon you. You know what that means. School lunches - coupled with the eternal question of what can you pack that won’t add up to a small fortune? But it doesn’t have to be that way. For less than $2.00 a day you can fill your child’s lunchbox full of nutritious and interesting food. Sandwiches Budget friendly, tried and true sandwiches. Carrot and celery sticks. Moneyless. Is it possible to live comfortably in today’s American culture without money or a job?
The thought of living without money conjures up images of homeless people in rags pushing their junk-filled shopping carts around the dirty centers of cities, sleeping under bridges and begging for food. Yes, some people do live this way, but it’s hardly desirable. There are other ways – comfortable ways. John (not his real name) has lived a nearly moneyless life for the past seven years, yet he enjoys a freedom that others, slaving at their jobs, only dream of. He is not suffering either. Liz (not her real name either) owns a house that she rents out. These are just two examples of people living in America on little or no monetary income yet they are far from suffering.