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Personal Finance and Frugal Living Forums

Personal Finance and Frugal Living Forums

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Make Money on the Internet: Part 2 A few of you may remember our October 2006 post regarding the multiple ways of making money on the internet. We’ve recently come across several more ways to make a little coin online. We’ve used the same rules as qualifiers that I will recap here: What’s NOT included: Taking Surveys, Get Paid to Surf the Internet, MLM, Programs with a ton of negative user experiences (based on researching forums, googling them, etc.), Contest Sites, “Buy my DVD, CD, Audiobook”, etc. What IS included: Things you can use to legitimately make money online. Everything from product reviews to writing code, creating videos.

How My Net Worth Went from $-40,000 to $285,000 in Five Years ∞ This is a guest post from FrugalTrader, who blogs about personal finance from a Canadian perspective at Million Dollar Journey. In 2003, my girlfriend (now wife) and I graduated from university with nearly $50,000 in debt. This debt was a combination of my wife’s $30,000 in student loans and her $20,000 new car loan. Since I learned fundamental saving habits at a very young age, I managed to graduate university debt-free with $10,000 in savings.

20 Frugal Tips from Someone Who Lived Through the Great Depression During another weekend road trip to visit the family for Mother’s Day, I always make it a habit to drop in on Grandma and soak in a few hours worth of knowledge she’s accumulated over her near 75 years. Gifts were exchanged, I overindulged in home cookin’, but in the end, I sat with a piece of paper scribbling notes on what it was like for her (and other family members) to live through the Great Depression. I’m fortunate that I haven’t felt the effects of the recession, so I thought it would be interesting to get her point of view since she lived through one of the harshest periods of American history. In the end, I wasn’t exactly surprised because I’ve heard many of these frugal living rules over and over again, but it’s finally nice to get them down on paper.

50 Awesome Household Tips 1) Toothpaste: Buff a CD/DVD Apply toothpaste to a cotton ball and wipe the disc. Wash with water afterwards and you’ve got a brand new disc! 2) Cornstarch: Untangle Knots Sprinkling cornstarch into tough knots, such as shoe laces helps loosen them. 3) Walnut: Buff Dings out of Wood Furniture Get rid of unsightly scratches and dings on wood furniture by rubbing a walnut on the areas. The blemishes will vanish quickly and your furniture and pocket book will be saved.

40 Ways to Make Money on the Internet I did a little bookmark scrub this morning and thought I would share the remaining content of my “Online Money” folder. To warn you, there are certain things that I don’t like and never bookmark so:What’s NOT included: Taking Paid Surveys, Getting Paid to Surf the Internet, MLM, Contest Sites, “Buy my DVD, CD, Audiobook”, etc. What IS included: Things you can use to legitimately make money online – Everything from Getting Paid to review software to good ole’ Adsense. html?aid=22817">Infolinks – Infolinks is probably the highest paying option for your in-text advertising. On DLM, you will see underlined links scattered throughout articles.

Debit Card Traps and Fees To Avoid: The Latest Target of Thieves A new law means new loopholes, new outrages, more fine print, and bigger bucks—for the credit card companies. ©2010 Jupiterimages Corporation If you don’t already hate your credit card company, see how you feel in 20 minutes. Did you finally think you’d caught a break when the government tightened laws to protect consumers? 10 Things to Do With 10 Bucks: $10 and Under Meals Given our packed lives, it's no wonder we return again and again to the simple pleasures. Take, for example, cooking at home. What may seem like a mundane act actually satisfies us on a lot of levels: It's healthy, fun, creative and nourishing, not to mention a money-saver. But not all from-scratch meals are cheap to cook up.

How to Sharpen Your Powers of Observation: 6 Steps Edit Article Edited by Devan Braden, Teresa, Dreamboy, BR and 9 others Observation is a whole brain skill. 40+ Passive and Extra Income Ideas to Help You Earn More Do you want to earn $100, $1000 — or even more — on the side? You can start earning extra income today with the help of this list of ideas I’ve put together. Spend an hour or two each day working on items that are practical for you, and you can build alternative income sources to help you improve your financial situation While many of the items on this list are passive income ideas, not all of them are. Some items require you to actively work for success. 102 Personal Finance Tips Your Professor Never Taught You If you're anything like me, you graduated from college and perhaps even took a finance class or accounting class here or there, but you didn't learn anything about managing your personal finances. In fact, there probably wasn't even an opportunity to take any such class in either high school or college. But if college is partly about training us for a job, shouldn't we learn what to do with the money we earn from a job? Especially in a country where 45% of college students are in credit card debt and 40% of all Americans say they live beyond their means, I think it's time to wise up to some of the challenges of money management. A few (say, 102) simple financial tips can help get your money life (back) on the right track.

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