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Glossary : New England Financial. A Adjusted Gross Income (AGI) An interim calculation in the computation of income tax liability. It is computed by subtracting certain allowable adjustments from gross income. Administrator A person appointed by the court to settle an estate when there is no will. After-Tax Return The return from an investment after the effects of taxes have been taken into account. Aggressive Growth Fund A mutual fund whose primary investment objective is substantial capital gains. Alternative Minimum Tax A method of calculating income tax that disallows certain deductions, credits, and exclusions. Annuity An insurance-based contract that provides future payments at regular intervals in exchange for current premiums. Asset Anything owned that has monetary value. Asset Allocation The process of repositioning assets in a portfolio to maximize potential return for a particular level of risk. Asset Class A category of investments with similar characteristics.

Audit B Balanced Mutual Fund Bear Market Beneficiary Bond Equity. Khan Academy. Buy and Sell Electronics, Sell Cell Phone, Recycle Electronics - gazelle.com. Non-profit Investment Education. Online banking solutions | Core banking solutions | Yodlee. Compare Credit Cards | Credit Card Comparisons. Why Get A Credit Card? Compare Credit Cards Before You Apply While it is easy to run into trouble with a credit card, there are still some good reasons why you should have one. There are actually some great benefits to owning a card. Here are a few of those reasons: 1. It helps you to build a good credit record. 2. 3. The good news is that you can make your cards work for you. The 20 best money Web sites - 1. Do I need to save more for retirement? (1) - Money Magazine. Best Site:Basic.esplanner.com With the markets bouncing around so much, you may have checked some online calculators to see if you need to shovel in more cash.

But many of those tools are flawed, argues Boston University economist Laurence Kotlikoff, the brain behind ESPlanner. For a start, they often ask you to guess how much of your pre-retirement income you'll want to live on. "Who knows what percentage you should choose? Is it 80%? 75%? " asks Kotlikoff. ESPlannerBASIC skips such imponderables. Caveat: ESPlannerBASIC saves your data for only 24 hours. Try this too: For a quick review of how you're doing, go to CNNmoney.com/tools and "Check Your Financial Health.

" By Lisa Gibbs, Joe Light and Ismat Sarah Mangla NEXT: 2. Financial Health: Are your finances in good shape? - CNNMoney.com.