Financial and Legal

Facebook Twitter

Expense Ratios. Funeral Planning 101 - Arranging a Funeral. Joseph Nowinski, Ph.D.: The Truth About End-of-Life Planning. Congress is debating the merits of the Affordable Care Act, and the usual suspects are leading the charge against it.

Joseph Nowinski, Ph.D.: The Truth About End-of-Life Planning

They've already scored one victory. A few weeks ago, the news broke that the Obama administration was prepared to move ahead with the "end-of-life planning" provision of the Affordable Care Act, both of which have been the target of so much misinformation. Shortly thereafter, it was announced that end-of-life planning would not be authorized after all. It seems that this humane practice has fallen victim to yet another slanderous salvo. Premium Electric Vehicles. LNKD: Summary for LinkedIn Corporation Class A Co. Apple Inc.: NASDAQ:AAPL quotes & news - Google Finance. Apple Inc.

Apple Inc.: NASDAQ:AAPL quotes & news - Google Finance

(Apple) designs, manufactures and markets mobile communication and media devices, personal computers, and portable digital music players, and a variety of related software, services, peripherals, networking solutions, and third-party digital content and applications. The Company's products and services include iPhone, iPad, Mac, iPod, Apple TV, a portfolio of consumer and professional software applications, the iOS and OS X operating systems, iCloud, and a variety of accessory, service and support offerings. The Company also delivers digital content and applications through the iTunes Store, App StoreSM, iBookstoreSM, and Mac App Store. The Company distributes its products worldwide through its retail stores, online stores, and direct sales force, as well as through third-party cellular network carriers, wholesalers, retailers, and value-added resellers.

In February 2012, the Company acquired app-search engine Chomp. Planning Tools Financial Calculators. What will it take to become a millionaire?

Planning Tools Financial Calculators

How much house can I afford? Will I have enough to retire? We're pleased to offer you a wide selection of financial calculators to help you answer those questions and more. We've got the tools to help you plan and save...and the products and services to help you reach your goals. Plan Ahead. Get Ahead. Retire Secure - How to Raise Money-Smart Kids.

Give your children the tools they need to become financially savvy.

Plan Ahead. Get Ahead. Retire Secure - How to Raise Money-Smart Kids

Good habits start early — and that includes financial habits. While your children are young, introduce them to key concepts such as saving, spending and credit. Saving. Alternative investments get some investors to ditch 401(k)s - Jun. 28. NEW YORK (CNNMoney) -- Don Poffenroth spent more than 20 years watching his 401(k) eke out returns of 3% to 5%.

Alternative investments get some investors to ditch 401(k)s - Jun. 28

Until, in 2007, he decided to take a bold step: He emptied out his 401(k) into a self-directed IRA and funneled all of his savings -- $300,000 -- into a vodka distillery. At the time, there were only a handful of players in the business and about 40 distilleries in the country. Roth IRAs for teens - Oct. 16, 2000. NEW YORK (CNNfn) - If you could invest tax-free money now, let it compound for 40 or 50 years, and then take the proceeds out tax-free, you don't need to be knocked over the head to realize that's a great deal.

Roth IRAs for teens - Oct. 16, 2000

But it's one only your child can take advantage of if he or she has a Roth IRA and makes less than $4,400 annually from a part-time or summer job. That's because teen-agers who earn less than $4,400 this year will not be required to pay income tax unless they have a significant amount of unearned income from dividends and interest. If they invest part of their earnings - or if you, in a tax-free gift to them, invest the equivalent of part of their earnings -- in a Roth, it will grow tax-free. Roths good for all. OANDA - Forex Trading and Exchange Rates Services. PAX World Mutual Funds. Ave Maria World Equity Fund - Ave Maria Mutual Funds. Fund Objective Ave Maria World Equity Fund seeks long-term capital appreciation from equity investments in companies that do not violate core values and teachings of the Roman Catholic Church.

Ave Maria World Equity Fund - Ave Maria Mutual Funds

Performance data quoted represents past performance, which is no guarantee of future results. Investment return and principal value are historical and may fluctuate so that redemption value may be worth more or less than the original cost. Current performance may be lower or higher than what is quoted. VICEX: 19.10 +0.07 (+0.37%) : VICE FUND. * As of 31-Mar-14 Quotes delayed, except where indicated otherwise.

VICEX: 19.10 +0.07 (+0.37%) : VICE FUND

Currency in USD. The broker you select will become the default broker for Trade Now Top Holdings. The World's First Twitter-Based Hedge Fund Is Finally Open for Business - Derek Thompson - Business. This week, Derwent Capital Markets, a London investment firm, launched a $40 million hedge fund that will use Twitter to guide its investments.

The World's First Twitter-Based Hedge Fund Is Finally Open for Business - Derek Thompson - Business

The world's first social media-based hedge fund will monitor a selection of tweets in real-time to feel out market sentiment before placing its bets. "For years, investors have widely accepted that financial markets are driven by fear and greed but we've never before had the technology or data to be able to quantify human emotion," Paul Hawtin, the founder of Derwent Capital Markets, wrote The Atlantic in an email. A Young Man’s Guide to Understanding Retirement Accounts: The 401(k) Chicks dig a man with an awesome retirement account.

A Young Man’s Guide to Understanding Retirement Accounts: The 401(k)

If you’re a young man, you’re probably not giving much thought to retirement right now. It’s understandable. Cards - Free Credit Reports - Online Loans. Tips & advice Rewards Credit Cards Rewards credit cards allow you to earn points, cash back, airline miles, or other special awards when you make credit card purchases. Download free legal forms - from the 'Lectric Law Library. Post–Ownership Change Treatment of Built-in Gains and Losses. Post–Ownership Change Treatment of Built-in Gains and Losses By Maureen McGetrick and Randy Schwartzman IRC Section 382 imposes restrictions on the use of a corporation’s net operating losses (NOL) and other carryovers after an ownership change occurs. An ownership change is a greater than 50 percentage point increase by 5% shareholders during the testing period, which is generally three years.

These restrictions limit the amount of a corporation’s pre-change losses that can be used in a tax year. Power of Attorney. A power of attorney is a document that allows you to appoint a person or organization to handle your affairs while you're unavailable or unable to do so. The person or organization you appoint is referred to as an "Attorney-in-Fact" or "Agent. " General Power of Attorney - authorizes your Agent to act on your behalf in a variety of different situations. Special Power of Attorney - authorizes your Agent to act on your behalf in specific situations only.

Health Care Power of Attorney - allows you to appoint someone to make health care decisions for you if you're incapacitated. Durable" Power of Attorney -The general, special and health care powers of attorney can all be made "durable" by adding certain text to the document. Which American Restaurant Chains Might Go Under? TheStreet.com recently analyzed the Z-score (a formula that measures a company's financial health through factors such as working capital, total assets, total liabilities, market capitalization, sales, retained earnings and earnings before interest and taxes) of several chain restaurants to forecast the chances of the companies going bankrupt in the next two years.

The article points out that although stocks from companies like McDonald's, Chipotle and Starbucks are generally growing, restaurants like Sbarro's and Marie Callender's filed for bankruptcy this year. Below is a list of which other chains (market capitalization of at least $100 million) might follow suit, from least risky to most risky: 14. Red Robin 13. Z Score Altman Z Score - The Insolvency Predictor - Credit Guru. Bankruptcy Watch: 14 Risky Restaurant Stocks. (Bankruptcy Watch: 14 Risky Restaurant Stocks report updated with Sonic's quarterly earnings results.) NEW YORK (TheStreet) -- Amid concern over a possible double-dip recession -- or at least some stall in the recovery -- in the midst of rising gasoline and food prices, bankruptcy is a real concern for any company, and the restaurant sector is certainly not immune.

American diners spent 40.5% of their food budgets eating away from home in 2010, down just slightly from 41% in 2006, according to data from the Bureau of Economic Analysis. Chains such as McDonald's (MCD_), Chipotle Mexican Grill (CMG_) and Starbucks (SBUX_) continue to grow. But even so, a number of restaurant operators have filed for Chapter 11 bankruptcy protection in recent months. 10 Brands That Will Disappear In 2012: 24/7 Wall St. Life ins. Whole life ins. Matrix direct life insurance. Personal Insurance. Life insurance: 4 questions to ask - Fidelity. Life Insurance Quote. Yeah, it's that good. Military Home, Life & Auto Insurance. Rewards Checking Account - Free checking that rewards you for everyday banking - Capital One. Online Bank: Online Savings, Interest Checking, High Yield CDs. Online Banking from Bank of America: Open an Internet Banking Account. Online Banking & Money Management - Virtual Wallet by PNC. Alliant Credit Union. Hudson valley federal credit union.

Charles schwab.