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Parenting

Music. Christmas. Healthy lifestyle. Techie. Convert video to DVD. Halloween. Boing Boing. Inspiration. A primer on how to withdraw from RESPs. Mike Holman, an expert on registered education savings plans and the author of The RESP Book , has a secret. Although he has opened a family RESP account for his two children, aged 3 and 5, it is not maxed out.

The money in there has been donated by extended family like grandparents and aunts. “At least I have RESPs – it would be embarrassing if I did not,” he says sheepishly. Actually, Mr. Frugal. Ovulation Calendar, Menstrual Calendar, Fertility Cycles.

Parenting

Photography. Shopping. Newfoundland. Work. Cool. Organization/cleaning. Gardening. Entertainment. Crafts. Disney. Recipes. Pearltrees videos. Help.