SR22. What is an SR22? An SR-22 certificate is a file that verifies a driver has the minimal amount of liability insurance required by their state. This type shows financial responsibility, which is required for those that have actually had their driving privileges revoked or put on hold due to an accident or infraction. Insurance companies file this form with the Department of Motor Vehicles (DMV) on part of vehicle drivers that require it. The expense of an SR-22 differs depending upon the insurer as well as state requirements, yet it's commonly higher than normal insurance policies since it's taken into consideration high-risk protection.
Motorists must preserve their SR-22 certificate for a certain period, generally 3 years, with no lapses in insurance coverage. If they fail to do so, their insurance provider will inform the DMV and might result in license suspension or retraction. Exactly how does an SR22 work? Why is an SR22 needed? Just how much does an SR22 cost?