CHIP provides low-cost wellness coverage to kids whose families can’t easily manage health care but aren’t poor enough to qualify for Medicaid. CHIP insurance pa programs cover children from birth through age 18 who have no additional health coverage and are not qualified for Medicaid. As each state has its CHIP program, the specific benefits provided vary from state to state. However, all states embrace the basics, including routine care, doctor visits, immunizations, emergency services, prescription medicines, etc.