Twine - Organize, Share, Discover Information Around Your Intere Why Bloggers Should Put Up, Shut Up & Pay Their Tax You’ve probably heard about it already. Last week the Philadelphia City Paper posted an article discussing the city’s Business Privilege Tax that taxes residents who engage in any sort of “activity for profit” – even if the activity has never profited them as much as a latte. Ever. In the aftermath of the outrage, I was left to wonder if taxing bloggers was such a bad thing. My name is Lisa and I support taxing bloggers. A blog tax may: Force bloggers to be honest with themselves The loudest argument I’m hearing against this blog tax is that most people don’t consider their blog a business. Encourage bloggers to treat their blog like a business It’s been settled. You’ll be more likely to: In other words, start putting the steps in motion to build your blog and your business. Help bloggers take themselves more seriously My biggest issue with bloggers and blogging is the lack of credibility assigned to the medium. End the “even playing field” blogger myth
Newest Links P2P-Banking.com » Which sites do offer p2p lending statistics? When analysing numbers on p2p lending activity, users can rely on independent third party sites gathering statistics for many p2p lending services. These services either obtain the raw data via an interface provided by the service or they do parse the web pages of the service to collect the data. Most of the statistic sites offer reports and tools to analyse and graph the overall development of the marketplace as well as the status of an individual lender’s investments. The majority of the users are lenders, as the borrower usually needs the information only once – before applying for a loan – to determine what interest rate is appropriate. Tools for Prosper: Tools for Lending Club: Lendingclubstats.com Tools for MyC4: Tools for Zopa UK: Ljay Tools for Smava: Wiseclerk (german)Beobach (german)Verchow (german) Tools for Auxmoney: Wiseclerk (german) Tools for Boober NL: Booberwatch (dutch) Feel free to copy this list, but please do set a link citing this page as source. (Photo credit: ArtemFinland)
Make a note. Or 500,000 of them. | Evernote Corporation Plan your next trip Keep all of your itineraries, confirmations, scanned travel documents, maps, and plans in Evernote, so you’ll have them when you need them. Will Facebook replace company Web sites? | Deep Tech LONDON--A day might be coming when the power of Facebook means that major companies no longer bother with their own Web sites. That was the startling if self-promotional possibility sketched out by Stephen Haines, commercial director of Facebook's U.K. operation, while speaking today at the Technology for Marketing and Advertising conference here. Essentially, Haines argued, companies' interactions with their customers could take place so often on Facebook that company Web sites would fall by the wayside. To bolster his argument, Haines showed statistics comparing how many times Facebook users have clicked a company's "like" button with how many times per month people visited that company's Web site. It's no surprise to hear that Facebook, trying to convert its social-networking dominance into corresponding popularity with advertisers, likes a future in which it's the hub of commercial activity. His idea isn't totally outrageous. Facebook has a variety of tools available to marketers:
Yunoo launches: Personal finance app for Dutchies (screenshots) Utrecht based startup Yunoo launches to the public today. Yunoo is a online personal finance management application that helps consumers and small businesses keep track of their spending. I believe that this is a great application and it is a matter of time before these youngsters get swallowed by a big bank or another big fish in the financial pool. Yunoo provides essential insight into your spending and that’s something that should have been available s part of your bank’s online tool years ago. What it does: Yunoo founder Kevin Voges explains: “Yunoo consolidates your financial life in one place and shows you exactly where your money is being spent. So when I import my bank data I see that I spent 75 euros on average on coffee each month. The service is well thought through, and it has a lot of nifty features, which you’ll fdiscover once your using it. Screenshot: Set your budget and see if you make it within your budget. Grocery spending.
Mixx - Latest news and top videos and photos from around the web P2P-Banking.com » P2P lending companies by loan volume P2P lending is spreading internationally. While the biggest loan volumes are generated in the US market, many p2p lending websites have been established in other international markets. The services can be divided in three categories: p2p lending marketplaces (e.g. Sites funding student loans can fall into any of these three categories or combine motivations. P2P-Banking.com has created the following overview table listing services that are in operation and ranked them by loan volume. Asked for a figure, a Microplace spokesman pointed out “…it is important to note that MicroPlace is not a P2P site. In total approx. 685 million US$ have been funded through peer to peer lending/social lending services so far worldwide. This image may be reprinted on other internet sites, provided it is not altered or resized and the following text (including the direct link to this article) is given as source directly below the image: Source: P2P-banking.com
Bill Gates wants to help the third world with cellphone banking The GSMA, a worldwide consortium of mobile industries, and the Bill & Melinda Gates Foundation (owned by the guy who used to run Microsoft and his lady wife) have teamed up to found the the Mobile Money for the Unbanked (MMU) initiative, allowing folks in developing countries to carry out mobile banking from their non-smartphones and keep and grow their money in a safe and affordable fashion. The Foundation has donated $12.5 million to the endeavor and is currently working to “catalyze a new wave of mobile money innovation” and will support 20 projects in Africa, Asia, and Latin America. The ultimate goal? Supply 20 million unbanked people with mobile financial services by 2012. Being “unbanked” is fraught with peril. Homes that have no way to hide their assets securely are targets for theft or con men and even in the US day laborers are prey for gangs in New Orleans.
Banques et médias sociaux: quelles leçons ? | Capitaine commerce 2.1 Créer sa propre communauté, publier de l’information de première bourre dans un blog, échanger avec ses clients (via une plateforme de feedback collborative) ne sont que quelques uns des divers sujets qui peuvent tarauder le web-entrepreneur moderne à propos des médias sociaux . Outre qu’il est déjà difficile, pour la plupart, de comprendre ce que sont réellement les medias sociaux ou les sites communautaires (« Qu’est-ce que c’est que ces trucs de communistes ? » pourra-t-on vous dire lorsque vous en parlerez à des collègues qui n’en sont pas (du Web)), les définir reste du domaine du jonglage ou de l’acrobatie. Quand Wells Fargo faisait du recrutement chez les enfants renégocier leur relation clientproposer de nouveaux servicesfidéliser leurs anciens clients et en acquérir de nouveaux. D’après Social Media and the banking industry Etat rapide de l’utilisation des médias sociaux par les banques et les services financiers Quelques chiffres sur le ROI des communautés Conclusion
Jean-Christophe Capelli: BarCampBankSF2 : le compte-rendu Sale temps pour les mouches (et les homo sapiens) ou début d'une nouvelle ère encore invisible pour un regard conventionnel ? Je suis actuellement à San-Francisco à la recherche des signaux faibles en provenance de cette nouvelle frontière. J'accompagne 2 autres chercheurs d'or qui m'aident à y voir plus clair : Frédéric Baud et Jean-Michel Billaut. Sans plus tarder (car l'orage gronde), rentrons nous abriter dans les salles de réunion du très étonnant bâtiment qui héberge le BarCampBank (le centre d'entrainement des pompiers de San-Francisco aux catastrophes naturelles). Brrrr.... Session 1 : La Génération Y (les jeunes) et les banques : le grand fossé ? Une marketeuse traditionnelle (qui n'a peut-être pas lu le ClueTrain Manifesto) entame le débat. Un grand gaillard prend la parole: Arno Hesse. Les banques doivent arrêter de nous marteler (sans preuves) que leurs produits sont les meilleurs. Session 2 : Le P2P Lending, jusqu'où ? Mince ! Comment s'y prendre ? Quel beau concept ! Liens