23 Books Every Fan Of “House Of Cards” Should Read Spain - Early Retirement & Financial Independence Community Whew! The spouse and I just got back from a 4 week vacation to Spain and Morocco.* We hopped a military Space-A flight so airfare was free, and once there we used a combination of rental car (for one week) and trains to explore the southern part of the country - Seville, Cordoba, Granada, plus smaller towns and villages.* We also enjoyed a 5 day side trip to Morocco and a week in Madrid where my mother-in-law joined us for part of the time Previously Spain was not high on my "must see" list, but the Andalusia region is absolutely gorgeous and had exactly the right mix of historical stuff, good food, and natural attractions (beaches and hiking trails) to meet my criteria for a great destination.* It compared favorably with our trip to Italy 2 years ago and was quite a bit cheaper.* We had no problem finding charming hotels that offered doubles w/attached bath at around 40 Euros/night.* Eating out was also generally a good deal, and the wine was both good and cheap.
Erreiche zeitliche und finanzielle Unabhängigkeit — Passiver Geldfluss Academy ING Direct : Banque en ligne, Livret A, Assurance Vie, Livret Epargne 10 of the best words in the world (that don't translate into English) One of the many great things about languages worldwide is the sizeable number of words for which there is no real English translation. Often they tell us about concepts and ideas that we are missing out on in the anglophone world. As the northern hemisphere heads abroad in the coming holiday season, here are a few to be looking out for: SPAIN: sobremesa You may have witnessed the ritual, knowingly or not, while on the hunt for a coffee or a cold beer towards the end of another long Spanish afternoon. Sitting clumped around tables inside restaurants or spilling out on to their terrazas, are friends, families and colleagues, preserved in the post-prandial moment like replete insects in amber. Lunch – and it is more usually lunch than dinner – will long since have yielded to the important act of the sobremesa, that languid time when food gives way to hours of talking, drinking and joking. Ask Mariano Rajoy. PORTUGAL: esperto/esperta If you understand it, you probably are. ITALY: bella figura
1500 Days to Freedom - Think different and escape the rat race.1500 Days to Freedom | Think different and escape the rat race. Better than before | Die besten Ideen 28. Oktober 2018 Better than before Better than before – So etablierst du erfolgreich neue Gewohnheiten in deinen Alltag. Wenn du erfahren möchtest, warum Ziele beim Etablieren von Gewohnheiten eher nachteilig sind und wie du spielerisch zum Top-Läufer wirst, solltest du dir unbedingt diesen Artikel durchlesen! Lass dich inspirieren! Kurze Summary Gretchen Rubin gelang mit ihrem Buch „The Happiness Project“ ein absoluter Weltbestseller. Nach Abschluss des Jahres hat sie jedoch festgestellt, dass sich keiner der Wege als Gewohnheit in ihrem Leben manifestiert hat. Die Antworten sind sehr vielseitig und umfangreich, weshalb sie das Thema wirklich von allen Seiten beleuchtet. Sie beginnt damit alle Menschen in vier Kategorien einzuteilen und hat hierzu auch einen Test am Ende des Buches angefügt: 1) Upholder: pflichtbewusste Menschen, die sowohl ihre eigenen Erwartungen, als auch die ihrer Mitmenschen immer zu erfüllen versuchen Wohin darf ich mein GRATIS E-Book schicken? Interessante Denkanstöße
Why emerging-market ETFs are a great deal now You’re walking along a path when a long-time ice cream seller pulls up on his mountain bike, unhitches his freezer and puts up a sign that reads: “Ice cream cones, $12 each.” A few seconds later, another long-time vendor sets up shop. Her price: $6 for the same-sized cone with the same choice of flavours. Not surprisingly, a line forms for the cheaper treats. Strangely, investors rarely do the same. Consider the choice between a higher-valuation U.S. stock ETF and a cheaper emerging-market stock ETF in today’s market. Story continues below advertisement According to Dimensional Fund Advisors, the S&P 500 averaged a compound annual return of 15.98 per cent in Canadian dollars over the decade ending Dec. 31, 2019. Sonny Wadera, an adviser with Manulife Securities, says piling money into recent winners “is often a big mistake.” U.S. stocks averaged 20.38 per cent per year over that time, while emerging markets trailed by more than 7 per cent per year. Sometimes, U.S. stocks win.
Go Curry Cracker! - Retire Early. Travel the World. Black Books – britische Comedy-Serie jetzt komplett online Ein Buchladen im Herzen Londons – sounds familiar? Nein, das hier ist keine Schmonzette à la Hollywood. Die Anfang des Jahrhunderts entstandene Serie Black Books hat so gar nichts Romantisches – dafür aber eine Menge britischen schwarzen Humor. Black Books: schwarze Bücher – schwarze Zahlen Bernhard Ludwig Black betreibt den Ort des Geschehens – eine kleine antiquarische Buchhandlung. Die Dritte im Bunde ist Fran Katzenjammer – Nachbarin und Saufkumpanin in einem. Wer auf den Humor der Briten steht, sollte die regnerischen Herbsttage definitiv mit dieser Serie verbringen! Mehr britischen Serien? Bild: © Watchbox
The DP Coordinators view: Language orals – Through the threshold I am not a language teacher. I am a biology teacher by training but being diploma coordinator requires me to become a generalist in other subjects. In this post I want to summarise my understanding of the coursework requirements of these courses, so as to better understand their placement in an assessment calendar. The changes in the International Baccalaureate group 1 and 2 courses in the last couple of years appear to have been positively received by the educators I have spoken to. Aside from the exams at the end of the courses coursework components for these courses has been streamlined, a positive change for both teachers and students a like. In group 1 subjects HL students will have an externally assessed essay to complete, which replaces the written task. In group 2 subjects HL and SL students need to complete an oral. The guide for group one subjects recommends that orals for these subjects are placed at the end of year 1 or the beginning of year 2 of the programme. Related May 1, 2020
A Thinking Animal