23 Books Every Fan Of “House Of Cards” Should Read Spain - Early Retirement & Financial Independence Community Whew! The spouse and I just got back from a 4 week vacation to Spain and Morocco.* We hopped a military Space-A flight so airfare was free, and once there we used a combination of rental car (for one week) and trains to explore the southern part of the country - Seville, Cordoba, Granada, plus smaller towns and villages.* We also enjoyed a 5 day side trip to Morocco and a week in Madrid where my mother-in-law joined us for part of the time Previously Spain was not high on my "must see" list, but the Andalusia region is absolutely gorgeous and had exactly the right mix of historical stuff, good food, and natural attractions (beaches and hiking trails) to meet my criteria for a great destination.* It compared favorably with our trip to Italy 2 years ago and was quite a bit cheaper.* We had no problem finding charming hotels that offered doubles w/attached bath at around 40 Euros/night.* Eating out was also generally a good deal, and the wine was both good and cheap.
Early Retirement Extreme: — a combination of simple living, anticonsumerism, DIY ethics, self-reliance, and applied capitalism Erreiche zeitliche und finanzielle Unabhängigkeit — Passiver Geldfluss Academy Weekend Edition: Happy Mother’s Day It’s a warm and sunny day here at the Money Mustache Compound, and my little boy and his Mum are outside planting some new plants in an area of the backyard known as the Mother’s Day Garden. It all started one year when Mrs. M decided to tackle a certain back corner of the yard to make a private oasis. It was Mother’s Day, and as my gift to her I built some raised planter boxes and a curved brick path that winds through the garden. These are all things that we would have done anyway, since we like gardening, but by making it a Mother’s Day tradition, we bring fun and a feeling of tradition to the event – without necessarily actually buying anything. This strange purchase-free celebration of holidays comes naturally to me, because I was raised in what I later learned is an odd family that very rarely exchanges gifts on any occasion. Since nobody told me this was unusual, it became my idea of normal. When you’re an alien, you can see the strangeness of a society better than its natives.
10 of the best words in the world (that don't translate into English) One of the many great things about languages worldwide is the sizeable number of words for which there is no real English translation. Often they tell us about concepts and ideas that we are missing out on in the anglophone world. As the northern hemisphere heads abroad in the coming holiday season, here are a few to be looking out for: SPAIN: sobremesa You may have witnessed the ritual, knowingly or not, while on the hunt for a coffee or a cold beer towards the end of another long Spanish afternoon. Sitting clumped around tables inside restaurants or spilling out on to their terrazas, are friends, families and colleagues, preserved in the post-prandial moment like replete insects in amber. Lunch – and it is more usually lunch than dinner – will long since have yielded to the important act of the sobremesa, that languid time when food gives way to hours of talking, drinking and joking. Ask Mariano Rajoy. PORTUGAL: esperto/esperta If you understand it, you probably are. ITALY: bella figura
1500 Days to Freedom - Think different and escape the rat race.1500 Days to Freedom | Think different and escape the rat race. Financial independence Financial independence is generally used to describe the state of having sufficient personal wealth to live, without having to work actively for basic necessities.[1] For financially independent people, their assets generate income that is greater than their expenses. For example, a person's quarterly expenses may total $4000. They receive dividends from stocks they have previously purchased totaling $5,000 quarterly, while also having more money in other assets. It does not matter how old or young someone is or how much money they have or make. Approaches to Financial Independence[edit] Since there are two sides to the assets and expenses equation, there are two main directions one can focus their energy: accumulating assets or reducing their expenses. Asset Accumulation[edit] Accumulating assets can focus one or both of these approaches: Expense Reduction[edit] Calculation[edit] A general calculation for the time required to reach financial independence is as follows: References[edit]
Better than before | Die besten Ideen 28. Oktober 2018 Better than before Better than before – So etablierst du erfolgreich neue Gewohnheiten in deinen Alltag. Wenn du erfahren möchtest, warum Ziele beim Etablieren von Gewohnheiten eher nachteilig sind und wie du spielerisch zum Top-Läufer wirst, solltest du dir unbedingt diesen Artikel durchlesen! Lass dich inspirieren! Kurze Summary Gretchen Rubin gelang mit ihrem Buch „The Happiness Project“ ein absoluter Weltbestseller. Nach Abschluss des Jahres hat sie jedoch festgestellt, dass sich keiner der Wege als Gewohnheit in ihrem Leben manifestiert hat. Die Antworten sind sehr vielseitig und umfangreich, weshalb sie das Thema wirklich von allen Seiten beleuchtet. Sie beginnt damit alle Menschen in vier Kategorien einzuteilen und hat hierzu auch einen Test am Ende des Buches angefügt: 1) Upholder: pflichtbewusste Menschen, die sowohl ihre eigenen Erwartungen, als auch die ihrer Mitmenschen immer zu erfüllen versuchen Wohin darf ich mein GRATIS E-Book schicken? Interessante Denkanstöße
How to make Money in the Stock Market I must admit my title for this article sounds scandalous and scammy, like something a Las Vegas-based email spam company would send out. But it’s also completely accurate, because I really can teach you the best way to make money from the stock market all in one short blog post. Some of our readers are already advanced investors.. those few people already know all of this and the article will just be preaching to the choir. But the reason I’m still writing is that almost nobody I meet in day-to-day life knows anything about investing, the stock market, or big publicly-traded companies in general. Their opinions on the subject range throughout boredom, fear, mistrust, and if they are lucky, curiosity. Or if they are unlucky, bold confidence in their abilities to drastically “beat the market” with their intuition. Here are three real quotes I have heard from friends over time when discussing the stock market. “Stocks are just a big roulette wheel.. Why do stocks go up and down so much?
Why emerging-market ETFs are a great deal now You’re walking along a path when a long-time ice cream seller pulls up on his mountain bike, unhitches his freezer and puts up a sign that reads: “Ice cream cones, $12 each.” A few seconds later, another long-time vendor sets up shop. Her price: $6 for the same-sized cone with the same choice of flavours. Not surprisingly, a line forms for the cheaper treats. Strangely, investors rarely do the same. Consider the choice between a higher-valuation U.S. stock ETF and a cheaper emerging-market stock ETF in today’s market. Story continues below advertisement According to Dimensional Fund Advisors, the S&P 500 averaged a compound annual return of 15.98 per cent in Canadian dollars over the decade ending Dec. 31, 2019. Sonny Wadera, an adviser with Manulife Securities, says piling money into recent winners “is often a big mistake.” U.S. stocks averaged 20.38 per cent per year over that time, while emerging markets trailed by more than 7 per cent per year. Sometimes, U.S. stocks win.
Go Curry Cracker! - Retire Early. Travel the World.