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102 Personal Finance Tips Your Professor Never Taught You

If you're anything like me, you graduated from college and perhaps even took a finance class or accounting class here or there, but you didn't learn anything about managing your personal finances. In fact, there probably wasn't even an opportunity to take any such class in either high school or college. But if college is partly about training us for a job, shouldn't we learn what to do with the money we earn from a job? Especially in a country where 45% of college students are in credit card debt and 40% of all Americans say they live beyond their means, I think it's time to wise up to some of the challenges of money management. A few (say, 102) simple financial tips can help get your money life (back) on the right track. The Painfully Obvious But Rarely Followed Tips Pay yourself first. Career and Education Get educated. Credit and Loans Get a rewards card. Frugality Buy a used car. Homeowning Upgrade your old bathrooms and kitchens. Insurance Insure yourself against financial ruin. Saving

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The Real Damage - How much does that really cost? 73 Great Debt Elimination Tips Post written by Leo Babauta. Last week, I asked you all to give me your best advice for getting out of debt. And boy, did you deliver. More than 70 of you chimed in with some amazing advice, and shared your success stories, and shared your failures. Oklahoma - Unclaimed Property On July 1, 2000, the State Treasurer assumed responsibility for the state’s Unclaimed Property Program. Every state has an unclaimed property program. The purpose of these programs is to return unclaimed property to rightful owners.

Individual - Savings Bond Calculator Find out what your bonds are worth with our online calculator. The calculator will price Series EE, E, I bonds, and Savings Notes. Features include current interest rate, next accrual date, final maturity date, year-to-date interest earned, and more... To find what your bond is worth today: About Payday Loans Payday loans are short-term loans. The loans range from 13 to 120 days. The most you can borrow is 25% of your gross monthly income or $1000 whichever is less. The finance charges, fees or interest (whichever term you prefer) are extremely high compared to other forms of credit. Here’s an example, let’s say you borrow $300 until your next payday. 12 Things Every Teenager Needs To Know About Money (And How To T By Guest Author on April 15, 2009 This is a guest post from Grant Baldwin, the author of Reality Check, a book about helping students transition into the real world. His new website, BrokePiggy.com, answers questions from teenagers about personal finance, savings, and all things money. This series “12 Things Every Teenager Needs To Know About Money (And How To Teach Them)” is a community blog experience. This post is only one of the 12 points in the series so to view the other 11, please visit the list of links below.

How to Make a Spending Plan

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