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Money 101: 40 Financial Lectures to Prepare You for the Real World

Money 101: 40 Financial Lectures to Prepare You for the Real World
February 3rd, 2011 You may have taken accounting or finite math in your college, but most college students graduate with very little practical knowledge of finance in the real world. How can you brush up on what you need to know to survive? Take some time to watch these financial lectures. General Financial happiness, negotiation, and more can be found in these lectures. Mathematics of Finance: Check out this lecture to explore the mathematics of finance. Investment & Philanthropy Watch these lectures to see how you can make your money do more. Investment Risk: Investment Risk will teach you about uncertainty in investing. Credit & Loans These lectures will help give you an understanding of how loans and credit work. Payday Loans: Payday Loans discusses how payday lending works. Retirement It’s never too early to start retirement planning, and these lectures can help you get off to a good start. Traditional IRAs: Study traditional IRAs in this lecture. Entrepreneurship & Business

How to Build a Startup Course (EP245) When does the course begin? This class is self paced. You can begin whenever you like and then follow your own pace. It’s a good idea to set goals for yourself to make sure you stick with the course. How long will the course be available? This class will always be available! How do I know if this course is for me? Take a look at the “Class Summary,” “What Should I Know,” and “What Will I Learn” sections above. Can I skip individual videos? Yes! What are the rules on collaboration? Collaboration is a great way to learn. Why are there so many questions? Udacity classes are a little different from traditional courses. What should I do while I’m watching the videos? Learn actively!

30 Financial Moves Before 30– Ideas Worth Trying January 13, 2011, 6:00 amby:MD Category:Miscellaneous I started reading the Art of Non-Conformity the other day and the idea of the life list/bucket list got me thinking again. I started thinking about my bucket list for what I want to accomplish before I turn 30 (in 7 years). Then I started to get more specific. I started thinking about what I want to accomplish financially before 30. Since every financial bucket list is unique to your own situation, I decided to outline 30 financial moves that might be of interest to your unique financial situation before you turn 30. 1. Keep a buffer in a savings account because you never know when a rainy day will hit you out of nowhere. 2. You can debate good debt vs bad debt, but at the end of the day you should try to kill off your credit card debt before you turn 30. 3. The sooner you start planning for your retirement, the sooner you have compound interest working on your side. 4. You may not try to do this deliberately but it’s bound to happen.

Life Blog | Personal Finance News & Advice | 30 Free eBooks To Learn Everything You Want to Know About Personal Finance Personal finance is something that we care about here at Mint. Learn more with great personal-finance tips in our blog article index. When you reach into a broad-ranging topic like personal finance, you find everyone and their cousin trying to reach across the Internet to give you advice. Luckily for you, at Mint we’re looking to quash that “intimidation” factor. We’ve sorted these e-Books into specific categories, along with a brief description we’ve written up on each of them. Just in case you don’t have time, the top e-Book in each category is our Minty Pick. Basics of Personal Finance Building Wealth: A Beginner’s Guide to Securing Your Financial Future (1.2 MB 39 pg) – An excellent e-Book from the Federal Reserve Bank of Dallas (putting all the other Feds to shame), this guide helps individuals and families develop a plan for building personal wealth. Consumer Awareness Credit & Credit Cards Saving & Investing Mortgages Retirement Planning Estate Planning & Insurance Privacy & Security

5 Sites Providing Free IT Certification Training Image Source: Flickr.com There are so many IT certifications out there; where do you start? What if the expensive study guide you buy ends up being the wrong track for you? Why don’t you start with what’s free? There’s no shortage of Websites offering courses in certifications in video or e-book form. The ones listed below are free and have no obligation. They don’t give you free tests, though some might have sample tests available. ProProfs free resources include a great deal of subject matter as well as thorough study guides, practice questions, and basic information like how much the tests cost and where to take them. Professor Messer The good professor offers a bunch of online video courses in entry level IT careers. W3Schools You can use W3Schools as a quick reference to find that HTML tag you can’t quite remember, but you can also use it as a guide to earn Web development certifications. SeachSecurity INE.com Guest Post by: About Guest Guest Author has written 116 post in this blog.

Facebook's Privacy Issues Are Even Deeper Than We Knew Questions about what social networks mean for personal privacy and security have been brought to a head by research at Carnegie Mellon University that shows that Facebook has essentially become a worldwide photo identification database. Paired with related research, we're looking at the prospect where good, bad and ugly actors will be able identify a face in a crowd and know sensitive personal information about that person. These developments mean that we no longer have to worry just about what Facebook, Google+, LinkedIn and other social sites do with our data; we have to worry about what they enable others to do, too. As reported in various privacy and security outlets like Kashmir Hill’s Forbes blog and Paul Roberts at ThreatPost, and demonstrated at last week’s Black Hat conference, the CMU researchers relied on just Facebook’s public profile information and off-the-shelf facial recognition software. The researchers have declined to make their system for matching widely available.

TurboTax® Tax Preparation Software, FREE Tax Filing, Efile Taxes, Income Tax Returns Free Open-Source Disk Encryption - Documentation This documentation is not guaranteed to be error-free and is provided "as is" without warranty of any kind. For more information, see Disclaimers. TrueCrypt is software for establishing and maintaining an on-the-fly-encrypted volume (data storage device). On-the-fly encryption means that data is automatically encrypted right before it is saved and decrypted right after it is loaded, without any user intervention. No data stored on an encrypted volume can be read (decrypted) without using the correct password/keyfile(s) or correct encryption keys. Files can be copied to and from a mounted TrueCrypt volume just like they are copied to/from any normal disk (for example, by simple drag-and-drop operations). Let's suppose that there is an .avi video file stored on a TrueCrypt volume (therefore, the video file is entirely encrypted). Note that TrueCrypt never saves any decrypted data to a disk – it only stores them temporarily in RAM (memory).

How to systematically negotiate a low car price If you’re in the market for a new car and want to get the best possible deal, you should make car dealers compete with each other. Today I’m going to lay out the steps to do that visually. For more details and email samples click “Get Started” above. In the example below, you’ll get quotes on a new car from 4 car dealers. You’ll then email each car dealer to make them compete against each other to systematically reduce your price. Flowchart – How to systematically negotiate a low car price Now you may be thinking, hey, that’s a lot of work….I had to send at least 4 emails. The great thing about this negotiation strategy is that it’s not a secret! For each of the next 10 days, I'll send you a powerful car buying technique that could save you big money on your next car purchase. You'll learn: How to buy a car at the best possible price (by making dealers compete) When is the best time to buy a car? Become a Car Buying Expert Now!

Top 15 Open Source/Free Security/Hacking Tools 1. Nmap Nmap (“Network Mapper”) is a free and open source (license) utility for network discovery and security auditing. Nmap uses raw IP packets in novel ways to determine what hosts are available on the network, what services (application name and version) those hosts are offering, what operating systems (and OS versions) they are running, what type of packet filters/firewalls are in use, and dozens of other characteristics. 2. Wireshark is a network protocol analyzer. 3. Metasploit Community Edition simplifies network discovery and vulnerability verification for specific exploits, increasing the effectiveness of vulnerability scanners. 4. Nikto is an Open Source (GPL) web server scanner which performs comprehensive tests against web servers for multiple items, including over 6400 potentially dangerous files/CGIs, checks for outdated versions of over 1200 servers, and version specific problems on over 270 servers. 5. 6. ettercap 7. 8. 9. 10. w3af 11. hping 12. burpsuite 13. 14. sqlmap

How to Start a Startup March 2005 (This essay is derived from a talk at the Harvard Computer Society.) You need three things to create a successful startup: to start with good people, to make something customers actually want, and to spend as little money as possible. Most startups that fail do it because they fail at one of these. A startup that does all three will probably succeed. And that's kind of exciting, when you think about it, because all three are doable. If there is one message I'd like to get across about startups, that's it. The Idea In particular, you don't need a brilliant idea to start a startup around. Google's plan, for example, was simply to create a search site that didn't suck. There are plenty of other areas that are just as backward as search was before Google. For example, dating sites currently suck far worse than search did before Google. An idea for a startup, however, is only a beginning. What matters is not ideas, but the people who have them. People What do I mean by good people?

Boeing bosses spy on workers Within its bowels, The Boeing Co. holds volumes of proprietary information deemed so valuable that the company has entire teams dedicated to making sure that private information stays private. One such team, dubbed "enterprise" investigators, has permission to read the private e-mails of employees, follow them and collect video footage or photos of them. Investigators can also secretly watch employee computer screens in real time and reproduce every keystroke a worker makes, the Seattle P-I has learned. For years, Boeing workers have held suspicions about being surveilled, according to a long history of P-I contact with sources, but at least three people familiar with investigation tactics have recently confirmed them. One company source said some employees have raised internal inquiries about whether their rights were violated. Boeing desires to keep investigation details under wraps. A recent case at another large company highlighted that investigations can go too far.

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