IRA Analyst - A Crime Called Private Mortgage Insurance; Alex Pollock on the Political Finance of Covered Bonds Basel III and Capital Adequacy: Are We Paying Enough Attention to Consequence Risks?October 29, 2013 As part of our ongoing R&D process to review and adjust our analytics systems as U.S. banking regulations evolve, we regularly read the Financial Information Letters (FIL’s) published by the FDIC. On July 9, 2013, the FDIC released three Financial Institution Letters on Capital Adequacy and Liquidity requirements for Basel III compliance requesting comments. FIL-31-2013, “Regulatory Capital Rules: Regulatory Capital, Implementation of Basel III, Capital Adequacy, Transition Provisions, Prompt Corrective Action; Standardized Approach for Risk-Weighted Assets; Market Discipline and Disclosure Requirements” FIL-32-2013, “Regulatory Capital Rules: Advanced Approaches Risk-Based Capital Rule and Market Risk Capital Rule” The message of these documents is the capital adequacy reserve ratio requirements are going up. Table: Potential U.S. Source: FDIC/TBS Bank Monitor, data as of 2Q2013.
DailyCrux European Central Bank 'concerned' over Irish bail-out 20 December 2010Last updated at 08:10 The Irish Republic's contentious budget-cutting plans have faced heavy opposition The European Central Bank has expressed concerns that the Irish Republic's 85bn euro ($112bn; £72bn) bail-out package could affect its ability to provide further support to eurozone members. The bank said possible flaws in the Irish bail-out legislation could compromise its ability to provide collateral for future funding. It said it had concerns over the quality of collateral to cover loans. On Friday, credit rating agency Moody's cut sharply the Republic's debt rating. "The ECB has serious concerns that the draft law is insufficiently legally certain on a number of critical issues for the euro system," the bank said in a position paper published on its website. The paper reflects the bank's concerns about the quality of the collateral it holds in case any loans made to the Republic are not paid back. 'Further clarification'
Finance and Business Blog Skip to main content Skip to primary navigation Submit an article Register Log in Contact us About us QFINANCE Quick Links Home My QFINANCE Dictionary Blogs Events QFINANCE Topics Balance Sheets and Cash Flow Balance Sheets Cash Flow Management Financial Risk Management Financial Markets Capital Markets Insurance Markets Macroeconomic Issues Financial Regulation and Compliance Accountancy Auditing Regulation Funding and Investment Asset Management Financing Governance and Ethics Business Ethics Corporate Governance Mergers and Acquisitions Operations and Performance Business Strategy Human and Intellectual Capital Operations Management Performance Management QFINANCE Reference Research Data Country Profiles Sector Profiles Financial Reference Financial Quotes Financial Information Sources Contributor Biographies You are here: Home > Blogs Finance and Business Blog QFINANCE Blog The botched Facebook IPO and the dilemma of stock options and falling prices- Part One Posted by , October 4, 2012 0 Comments Posted by , October 3, 2012 Facebook
Altos Research: How's The Market? Ireland's Debt Servitude Irish anger over the bailout and austerity package building Stripped to its essentials, the €85bn package imposed on Ireland by the Eurogroup and the European Central Bank is a bail-out for improvident British, German, Dutch, and Belgian bankers and creditors. The Irish taxpayers carry the full burden, and deplete what remains of their reserve pension fund to cover a quarter of the cost. This arrangement – I am not going to grace it with the term deal – was announced in Brussels before the elected Taoiseach of Ireland had been able to tell his own people what their fate would be. The Taoiseach said afterwards that Brussels had squelched any idea of haircuts for senior bondholders: a lack of “political and institutional” support in his polite words: or “they hit the roof”, according to leaks. One can see why the EU authorities reacted so vehemently. Ireland did not run large fiscal deficits or violate the Maastricht Treaty in the boom years. Entitled “What Went Wrong In Ireland?”
Calculated Risk Bronte Capital Nigel Farage: 'Who the Hell do You Think You Are: The Euro Game Is Up!' Nigel Farage: 'Who the Hell do You Think You Are: The Euro Game Is Up!' Nigel Farage MEP, UKIP (Member of the European Parliament from the UK Independence Party) tells the Euro elite that their Euro zone is a failure. Farage is correct in asserting that the Euro zone caused the Irish financial crisis. Think about that. Nigel Farage Attacks Jose Barroso (who is President of the European Union) Nigel Farage wants Britain out of the EU. Farage is quite a talented Parliamentary orator. Still the British people won't vote UKIP or BNP. >> FWIW, I think the Krauts will be out of the EU first. Actually, just as the Euro currency is bad for Greeks (because it overvalues the correct exchange rate for the Greek economy), the Euro currency is in fact good for the German economy because it actually undervalues the correct exchange rate appropriate for Germany and this makes the German exports much more competitive, leading to a huge trade surplus.
The Baseline Scenario Macro Man Bank Bailout Is a Gamble for Ireland's Government The Big Picture