Premiums. This is the part of your policy that covers your car in the event you damage the car itself somehow, as a result of an accident with a fixed or moving object like another car, a curb, a house, a guard rail, etc. S insurance agents are professional and have the experience to tailor coverages to the individual needs, requirements, and preferences of clients, whether they need liability, theft, or collision auto insurance packages. An sr-22 is a certificate of insurance that proves you carry automobile insurance. What is the average cost of car insurance in santa ana? What is the difference between uninsured motorist liability and comprehensive coverage in santa ana, ca? There are many benefits to using a independent local santa ana insurance company vs going on the internet to one of the big carriers like state farm, geico or progressive.