Laws. To get an sr-22 removed, a driver needs to contact their insurance company once they are no longer required to have the sr-22 on file with their state dmv. The state of washington requires sr-22s for people who have been convicted of or forfeited bail for certain offenses, failed to pay judgments, or have driven or owned a vehicle involved in an accident. The difference between sr-22 and regular insurance is that sr-22 insurance is for high-risk drivers who are convicted of major moving violations, while regular insurance is for anyone who drives a car. For new customers in most states, immediately upon the purchase of your policy, we'll electronically file your sr-22 form with the department of motor vehicles in the requested state. If the state requires you to carry an sr22 to get your drivers license reinstated, you will need to purchase sc non owner insurance policy.