Motorists. Can your credit score have an impact on your car insurance premium? Almost all providers offer discounts, and you may even be eligible for multiple discounts that can, collectively, make a nice dent in your premium. Illinois has extremely harsh penalties for driving without auto insurance. Farmers lloyds insurance company of texas, economy preferred insurance company, or economy fire and casualty insurance company, all with administrative home offices in warwick, ri. How much does auto insurance cost in illinois? Required in illinois for high-risk drivers, such as someone with a dui or who has driven without insurance. It covers theft, fire, and vandalism to your car all registered vehicles in illinois are now checked at least twice a year for compliance with the mandatory liability insurance law.