Insurance agents. When you plan to drive in indiana without auto insurance, uninsured driving penalties include a 90-day suspension or a one-year suspension for repeated infringements in three years. Get a free indiana car insurance quote today from farmers insurance. In 2019, the most recent year with available data, there were 217,387 car accidents in indiana, with the highest numbers occurring in marion, lake and allen counties. However, if you are involved in an auto accident, a state minimum insurance policy will not cover property damage to your car. Indiana has no programs that offer low-cost insurance. You can apply for the indiana auto insurance plan through any insurance agent in indiana.