How Club Poker Agents Manage Cashouts & Liquidity | MergeConverter. Updated 22 October 2026 · MergeConverter team The club economy in one paragraph Club apps don't hold player money the way a licensed online room does. A player buys chips from an agent, the agent's club sits inside a union that pools traffic across many clubs, and the union settles balances with its clubs on a fixed cycle, usually weekly. Everything the player sees, from chip loads to rakeback and cashouts, passes through the agent's own books. The poker is in the app; the money is in the agent's ledger. Deposits: loading chips Agents take deposits on whatever rails their players already use: local bank transfers, mobile wallets, P2P payment apps, stablecoins such as USDT, and in some regions cash at a physical desk.
One ledger per player. Rakeback: where the margin is made The union returns a share of the rake generated at its tables to each club, and the club or agent passes part of that to players as rakeback. That's where hand data matters. Cashouts: the liquidity problem Identity.