According to the data provided by the Bank of Spain, in our country there are more than 69 million bank cards in circulation, and its use to pay for purchases is consolidating against the simple withdrawal of money at ATMs.
The offer of cards in Spain is very wide and the war between banks has led many entities to make every effort to attract customers. We have more and more cards, and we use them more and more to pay, so many banks are starting to offer interesting discounts in establishments of all kinds , from fashion to restoration, and now we can even save on gas if we pay with our cards
But it does not end there: in addition to discounts and gift cards free, some entities have eliminated the famous issuance, renewal and maintenance commissions , so it is now possible to have totally free gift cards free while still benefiting from gifts.
We present some of the best cards of the moment without commissions that offer interesting discounts when making your purchases.
Gift cards free to make your purchases
Bancopopular-e Card : The Banco Popular online banking gives you € 25 just for making the first purchase with your Bancopopular-e card. In addition, it offers discounts of up to 30% in various fashion, catering, leisure or travel establishments, shopping protection insurance and 24-hour free travel assistance and flexibility in payments.
Openbank Visa Open : The Openbank Visa Open is free, without issuance or renewal fees. Like other cards, it offers completely free accident insurance, and can be requested online. For customers domiciling their payroll at the bank, Openbank offers the Ok Discount Plan, a program with discounts at establishments such as El Corte Inglés, McDonald's, Iberia, Paradores or Galp, which multiply on Wednesday OK.
What should you consider before hiring a gift card free?
In addition to the issuance and renewal fees and discounts, before hiring a card it is important to consider other factors such as interest, fees to withdraw cash at ATMs and pay abroad, or flexibility in payments, and choose based on the use that we are going to give it. Here are some questions that may be useful before hiring a card :
Are you going to use it mainly to pay or to withdraw cash? If you need to withdraw money from ATMs often, a card with an extensive ATM network and that charges the minimum commissions for withdrawing cash is convenient for you. If you pay a lot with your card, you can look for a card that offers many discounts.
Are you going to use the card as a source of funding? The cards are a way of obtaining money that we can later pay in installments. If this is your case, look for the cards that offer you the best interests and the payment methods that best suit your needs, and always make sure that you will be able to face the payments.
Are you going to use it abroad? If you travel a lot, you are interested in informing yourself about the fees that banks pay to pay and withdraw money in other countries and even from the networks of banks and ATMs internationally. You can also find out about the travel assistance insurance that you get when you hire the card.
Before hiring them, remember that gift cards are a form of financing that is not cheap at all , and even if you save commissions you will have to pay high interest if you use them to pay in installments.
Earn profits from your gift card program
Every year, consumers spend a lot of money on gift cards , and these “Gift Cards” are becoming increasingly popular. If you are a retailer or a restaurant owner, you can use a gift card program as a tool to attract more customers and earn more money and in this post we will explain how to do it:
1.- Promote your gift cards free
A gift card free program can only succeed if customers know it. That is why you should promote your gift cards ; You can do it by placing visible ads inside your store where you make them known, you can also place an ad on your website or online store, ask your cashiers to offer them at the time of charging or by sending emails to your customers frequent.
2.- Have themed designs for your gift cards
Ruler cards are commonly sold for birthdays, special times such as Christmas, Mother's Day, Halloween, among others. What you can do is have multiple designs for your gift cards so that they can be viewed as personalized; You can even have different designs for women and men. We know that the physique of the gift card for you as an entrepreneur may not be very relevant; But, remember that, for the client, the more exclusive or personalized the service, the more he will be attracted to obtain it.
3.- Use the gift cards to build customer loyalty and promote new purchases.
You can reward your loyal customers by offering them a gift card when they spend a certain amount on their purchase; For example, for every thousand pesos of consumption we give you a voucher of 250 pesos for your next purchase. This will encourage your customers to take advantage of the offer and make a new purchase.
You can also use them to encourage your customers to buy a certain item ; For example, you can offer them a gift card that covers 20% of the cost of a bicycle, pants or any other product in your store. Thus you increase the sales of that item that may not be having a lot of rotation in the warehouse and in turn further loyalty to your customers.
As you can see, gift cards free are an excellent tool to increase your sales and loyalty to your customers , take advantage of these Christmas days to design and implement your gift cards and increase your business income. Enter Vendty and discover its gift card and customer loyalty program and request the free demo for 7 (seven) days of our system. You can also review our article tips for loyalty to your customers so that you find out how to continue to always count on your frequent clientele and at the same time achieve their recommendation to attract new users.